if you're qualified for medicaid a million more people are now able to get medicaid. for those people they're getting something they never had before. there are some winners, but to me it's the middle class that are the biggest losers. yes, the bottom 5% or 10% on medicaid, they're getting that coverage. they're getting something they never had before. they're winners. the top 5% to 5% are winners because they're going to have more doctors that are going straight to cash pay. it's going to be the middle 80% that are paying double the current premium and that will have less access. those are the losers, the middle class. >> andy dean, thank you so much for your time. happy holidays. >> thank you so much. merry christmas. for those celebrating christmas, it must be most difficult when a family member is stationed overseas. now some holiday messages from them to their loved ones back here at home. these are soldiers from 287 bravo company, 10th mountain division. they spent christmas eve and christmas day at bagram airfield in afghanistan. >> i want to say merry christmas