wildfire is as vital to a forest as rainfall but human fear of it has shaped and reshaped entire ecosystems, often for the worse. >> but by shifting the way they think about nature, shelter, and community paradise is not to prove to the rest of the overheating world how to live with fire because there's no other choice and bill weird joins us now. so bill, what's the latest on this insurance crisis well, gavin newsom recently slipped some new provisions into some language around legislation really calling for emergency law making around this insurance crisis, giving more clarity to insurers about rate hi ics also giving incentives to homeowners like the folks who met their who hardened against wildfire living in these wildland interfaces right now it's hugely problematic. >> and the same thing, it's also playing out in florida and