chief business correspondent christine romans joins us now. one of the things that draws us together, we think the lottery is the world's worst retirement plan. . >> it's the great american pastime, daydreaming you will win the lottery. the odds, john berman, 1 in 292 million. so that means there's a chance. let's suspend reason, logic and financial literacy and dream about the current powerball jackpot. it is 670 million, be john, for tonight's drawing, the eighth biggest in u.s. lottery history. think it could be you, folks? well, you are more likely to be struck by lightning, bit by a venomous snake, or attacked by a shark. dream if you must. are you going to quit your job? how big a house you are going to buy your mother? and how to hide from your distant relatives asking for