compete for one another for people's business for the first time. >> and sanjay, she talks about focusing on the product, not on this mishap, if you will. it does lead you to wonder if the mission will get lost in how they put out a garbled message at this point. there have been calls now to delay part of the law, that requirement to buy health insurance, until they can get this website straightened out. do you get any sense that that will actually happen? that they will kind of finally acknowledge it's bad enough, they need to put a delay on this? >> she dodged that question, sort of, kate. it's interesting. i asked her that same thing and phrased it like this, saying, look, this individual mandate, this requirement that people purchase health care insurance, can you penalize them for not doing so if it's been so cumbersome to sign up using healthcare.gov? >> she said now is not the time to be talking about that. i don't know, kate, if that means it may come up again in the future or if this is the final word on it.