dr. henry thayer created his witch hazel remedies when “toner” was nary a word. his alcohol-free formulas, which bestow new life to skin, are still beloved today. thayers natural remedies. skincare ahead of its time. [music plays.] ♪ ♪ i was drowning in student loan debt. i was in the process of deferring them, paying them... then i discovered sofi. completely changed my life. lower interest rate. my principal is going down. sofi is a place where you can start to tackle