to his children. so the nonpartisan committee said that could indicate he was disguising gifts to them. a way to avoid the gift tax. what do you make of that? >> well, that's part of it. as i think they also noted sometimes there are suspiciously round numbers like i van ka pays $18,000 in interest and they recommend you'd want to verify the loan, see the loan documents and make sure they're legit and so one thing that might have been going on is disguised gifts to avoid the gift tax and second thing, if he had more losses to use on his return than the kids did, they get maybe get an interest deduction though it depends more about the loan and he gets interest income but gets to shelter the interest income with his other losses. so there could be an income tax play to that. we don't know that from what we've seen but it's something you'd want to look into. now, there would be nothing wrong with a legitimate loan that one person deducts the interest and the other one includes it but gets to offset it but gives you a kind of