We begin with ransomware, ordering you to pay them to give your information back to you, youd naturally expect banks and hospitals and rich and famous to be the obvious targets and they are but a target recently was an unusual one, a nascar team, thats our cover story. And up and coming nascar team days away from the big race. When the laptop started to go heywire. My files have been encrypted. All of the critical files locked up. Everything we do, everything is on that computer. The team had been hit with a ransomware attack, first the virus, then a ransom note. Your files are encrypted and only way to get it back and pay ransom. Attacks like this are skyrocketing, hitting towns and businesses and schools and hospitals with Law Enforcement virtually powerless to stop it. Special agent will bails manages investigations nationwide for the fbi. He says while its tough to detect where the malware comes from, it can attack through a simple email attachment. Theres no way decrypting those files without that key. The hackers demanding payment, sometimes millions in bitcoin, internet currency that cant be chased. The team hunkered down in a room, at risk data at risk. Pass track data, all of that is priceless. I would have done anything to get that back. They finally decided to pay the ransom. After hours of waiting. It was huge relief when we got the key. Even if you do pay, theres no guarantee. They now know that youre susceptible and want to pay them. What can you do . The fbi advises against paying any ransom, even small amounts like the nascar team did. Having a secure backup is critical. That way you can restore the files on your own and never open an email attachment unless you know exactly what it is, andrea day for on the money. The nascar team came forward to raise awareness. How to protect yourself, the cto of brain link. The fbi says dont pay it. Youre saying a lot of times you have to. Why . As law enfos. Agency the fbi does not want to encourage criminals and they cant say give into the muggers but it is like mugging. You dont call the cops every time somebody mugz you on the streets of new york. If youve done proper backups, paying ransom is the right thing to do because its your data that they have locked up. Its critical. I would imagine they could ask for almost anything. The criminals are fairly smart, got a really Good Business model. Weve seen from 500 to several thousand dollars. If you are nascar, theyll change a hey ransom fee for a hospital theyll charge much larnler. If youre a parent at home and encrypt the baby photo, theyll charge a couple hundred bucks. The nascar team came forward because they wanted to raise awareness, this is going on to an extent were not even aware of. It is the biggest epidemic going on right now. It is easy for the criminals to make money. Its a very, very low risk proposition for them. Its a business. Its a business in multiple countries and it works because it takes advantage of three key factors, our natural human desire to be lazy, everybody thinks im too small, im a mom at home, Small Business owner. What do people do to protect themselves . How are they getting my information in the first place . The most common is infected ads on the websites. The criminal organizations, because they are making hundreds and millions of dlaz, they are buying ads on real networks. Do the networks know about this . Could they be on the hook for that happening . Thats not a question i can answer, its a fine nuance of law. There is no regulation in the online industry. On television, you cant advertise cigarettes during prime time, there are lots of things you cant advertise on tv when im a website, im clicking on something accidentally. But im getting away to get to the content im looking for. The best way to do is install an ad blocker, newspapers all claim if youre using ad blocker cant see our content. Its not advertising like on tv on the newspaper. Reading an ad in the newspaper does not get me infected. Watching an ad on tv does not put my company or life at risk. Watching an ad online, youre letting somebody elses code run on your computer. What about emails, thats been one way, opening attachments . That is the second biggest vehicle tore. The first is online ads and second is email. Weve seen a lot of flood much fake invoices and payment requests. You have to train yourself. If you dont do business with American Express, dont open an American Express invoice. Is russias hack of these emails from the Democratic National committee, was your take on that . We dont know who did it. It could be the russians or number of other organizations. What we do know is that emails were leaked and that is a common thing were seeing across a wide swath of industries, now attackers are using information theft in multiple ways, to hold for ransom and if they are larger actors, if you are a Large Corporation and maybe your competition may be hacking you. Two weeks the story broke where researchers caught up are the ransom ware gang, why are you charging so little because one of your competitors paid us to do it. Hacking is a business and its not illegal in most countries. Raj, thank you for joining us this week. Fascinating. Were on the money, a special way for families with special needs kids. Later, from prison to wall street, a store of orange is the new black has a new role all about green and glass ceilings. How the stock market ended this week. Heres a look at whats making news, americas economy was weaker than expected in the Second Quarter of the year. The Gross Domestic Product the broadest measure of the size and scope of the u. S. Economy came in at 1. 2 , thats half of what was predicted. Consumer spending was pretty strong and housing and Business Investment were weak. The dow had four Straight Days of declines by thursday after setting new highs earlier in the month. Nasdaq neared a 52week high and stocks were missed on friday. The Federal Reserve did what it was expected to do this week and left Interest Rates unchanged even though the fed held steady and did say risks to the economy have diminished and left the door open for a possible hike in september. The next barista at starbucks could have pink hair and that would be just fine. The Company Announcing it is relaxing its dress code, which allows fedoras as well and no hoodies and familiar green ap ron stays. A new tool is available to help ease the way when it comes to saving for the future and after years and legislative limbo, states are starting to get these programs call able accounts off the ground. Senior personal finance correspondent sharon ep per son has the story of how one family in suburban chicago is jumping for joy. 11yearold Maddy Gillespie loves playing in the backyard. Maddie is an amazing kid with an amazing amount of potential. Her parents are like many two career couples, busy juggling work and raising three children, including maddie born with down syndrome and they continue to have special needs as she gets older. We want her to work and be engaged and do what makes maddie happy. With that, we have to consider her financial future. Taking advantage of a new way to save known as an able account may help. These accounts are modeled after 529 College Savings plans, four states, ohio, tennessee and nebraska and florida, have opened program for enrollment so far with several more expected to do so by the end of the year. In most indications families can use any states plan regardless of where they live. Able accounts are available to individuals who have been dying notioned with a qualifying disability before age 26 and have many advantages. Families can contribute up to 14,000 a year. The money goes in post tax and grows and is withdrawn tax free for qualifying expenses, including education, housing, transportation costs and employment support and other services. For the first time having an ability to save tax free for families with a special needs member, that also can allow for the ability of the family to maintain benefits if they are working without jeopardizing the government opportunities they would otherwise have. They often rely on medicaid and splimtal security income but these benefits can be reduced if an individuals has more than 2,000 in assets. With able accounts, they can save up to 100,000 for their loved ones before losing part of some key benefits. A promising strategy to help families like the gillespies have more. Having an Additional Savings opportunity for your Family Member with special needs is just a bonus, its a benefit, its a winwin. For on the money, sharon epperson. Advocates expect seven more states to launch their programs this year, as of now, only oregon has officially given an enrollment date which will be this december. Were on the money, ambition, betrayal and billions, a new thriller into the cut throat world of wall street but with a twist and your perfect wine for your Summer Getaway at a price youll like. Cheers. Mr. Clean gets tough on dirt and grime and grease in just a minute mr. Clean will clean your whole house and every room thats in it. Floors, doors, walls, halls hes so tough, he cleansem all grimy tubs and tiles hell do so your bathroom looks clean as new mr. Clean gets tough on stuckon stuff cleans kitchens in a minute. Mr. Clean will clean your whole house and every room thats in it. Mr. Clean, mr. Clean, mr. Clean that was the scene from equity, challenges wall streets glass ceiling. There has never been a female ceo at any of the largest investment banks, equity is a thriller written by and directing by and starring women. Two of those actors, Sara Megan Thomas and alicia riner produced the movie. I appreciate your time. What did you learn in doing research for this project . How hard it is to work on wall street. I mean, just its fascinating how hard these individuals work. Its a tough business. You go from doing a project about prison to a project about wall street and any parallels there. Exactly the same no all of the people going to prison or should. One of the things im really happy about is working on orange and murder, these amazing women who run a show where so many women are leaders and they really inspired me. And its been so exciting to be able to give opportunity to so many women in this. And youre bringing up an important point which is that wall street doesnt have the best public image these days but you mentioned what you learned first and foremost how hard people are working. Was there anything else that surprised as you dug into term . Totally. Women felt they had to hide their pregnancy if they were up for bonus because if they disclosed they wouldnt get the promotion or get paid enough. We put that in my character in the script and just at a certain level women get to a certain level and cannot break the glass ceiling. They just dont go any higher for some reason. The parallels across all of Corporate America and across our business. And whats been amazing is women coming to us afterwards, from all different jobs and saying to us, oh, my god, you told my story, i was kind of nauseous but i felt so rewarded. Why was it that it felt like now is the time to tell . You were looking for Strong Female characters . Was it with the election cycle in mind . Was it to shatter misconceptions or just to give good quality work to some of the more complex female characteristics out there. Yes, yes and yes. Sara came to me with this idea, what about a woman on wall street. At first i wasnt that interested and then i started talking to these women and women consult in the world and hearing their stories, i felt like, truly hearing the inequity, i felt like we had to tell story. To help make change. And we just wanted to show complex ambitious women on screen. What will any woman go to get what they want in life if they are ambitious and let the audience kind of decide how they feel about that. Its been compared to a female version of wolf of wall street, im not sure thats the correct way to view this. How would you describe it . As the most realistic wall street movie weve seen that depicts the post financial crisis and entertaining thriller. When you have your coffee afterwards, you should say isnt that cool it was directed and starred and produced by women and whats been most exciting is men love it. Thats the really fun thing. Because theres three hot broads. It could be a little like chick flick but its a really good date movie. Guys love it. It is a thriller. Thank you for joining us. Equity opens this weekend in new york and l. A. And nationwide in august. Up next on the money, a look at the news for the week ahead. Its not just white wines that are best chilled this summer. How to pick a bottle of red without getting burned. The best bargain bottles. Pearloptics science fades the look of dark spots evens tone and hydrates skin for instant illumination. Olay luminous ageless. Here are stories coming up that may impact your money this woke. Were in the thick of earningses, cbs and tesla motors on monday we get the manufacturing index, an important look at the manufacturing sector. Tuesday, automakers report their july sales number and well look at the health of the consumer with personal income and spending numbers for june. Thursday brings factory orders for june and friday the Labor Department releases the closely watched jobs report for july. Plus, the summer olympics kick off in rio, usa. Summertime is an especially good time for wine, whether looking for the perfect bottle for the barbecue or beach. Ray aisle, food and wine editor has done grueling research for us. It has recommendations with the weather, both. I want to start with the very large rosee on the end. Why do you have such a large bottle . It is basically kind of an in between zone between white wine and fruitiness of a red and its become incredibly popular over the next two or three years. Sales were up 40 last year. Its trendy. Its trendy. And the trend within trend, the newest trend is the giant bottle of rosethis is your standard bottle. That is four standard bottles and it has an effect when you pour it for people at the party. I would love to have a taste. Cheers by the way. Cheers. This is the rose. Okay. Thats a very classic french rose, crisp and light. Its 10 or 12 a bottle. If you dont buy the giant bottle what does it work well with in terms of summer . One, you serve it chilled so you get that refreshing chilled quality for hot weather but it has more oomph than white wine. Im looking at this, does this belong in our lineup . You have some people who want to drink red. 900 degrees outside, i drink red. Eating steak or barbecue. Hamburgers off the grill. What i suggest going for is a pinot noir, this is from the coast of california, which i think for what it cost, which is 12 or so has beautiful kind of purity of flavor, takes like pinot noir, a lot of inexpensive taste kind of its very spritly. I tasted about 40 recently, this is my job strangely enough. Do you do the spit . I do the spit. Otherwise youre on the floor. You wont be able to write about them. Thats an option for people looking for wet. This is prosecco, the other category taking off recently. Is that a champagne thats not champagne . Its a sparkling wine from italy. Technically champagne comes from the champagne reason in france but everybody started to use the word for anything with bubbles. It is perfect a specific part of italy and its a little bit fruitier, not as dry as champagne. Its a great summertime pour and not very expensive. You can get a great bottle like this one for 15 bucks, which you know effectively champagne of drinks. Basic champagne going to cost you 35. And i mean, its good for mihmosa. And affordable to not kill your expensive bottle of wine. You made the point to find all affordable options. I went a little higher on the next one, 18, i went crazy. This is new zealand from spy valley. I like it its kind of polarizing, they either love it or hate it. If you smell it, it has a grassy peppery note and some people love that. My wife for instance, doesnt. I think its great. I think its fantastic for summer. These guys for a few bucks more when you get up to the 17 bucks zone you get a nice wine. Its sort of worth that extra five bucks. Ourks wow. Its named spy valley because theres an American Government military listening post in the valley where this winery is in new zealand kind of a hoot. I dont know if thats connection, that might be my favorite one, very cool. Thank you for joining us. Be careful with that big one, everybody. Thats it for the show today, im kelly evans, becky is back next week. Next week, how you can buy prescription drugs online at lower prices and still pick them up at your pharmacy. Each week keep it here, were on the money. Have a great one. Well see you next weekend. Josh, dont you have friends coming over . Yeah, so . It stinks in here. Youve got to wash this whole room are you kidding . Wash it . Lets wash it with febreze. For all the things you cant wash, use febreze. Fabric refresher whoa hey mrs. Walker inhales hey, it smells nice in here and try pluggable febreze, with up to 4 times the freshness. In one refill. Pluggable febreze and fabric refresher. [inhale exhale mnemonic]. Two more ways to breathe happy welcome back live from the heart of times square, im brian sullivan, the team prepping behind us here. While they are doing, heres whats coming up on the show. Thats what some traders see happening to big dividends, plus pretty much sums up what rates are doing and you wont believe how much lower the charts say they can go. And talk about a drug deal. Lets g