comparemela.com

Card image cap

Gain, that income up 13 . The company sold 39. 3 million iphones in the quarter including about a week of the new iphone 6 and 6 plus but sales are down again. Our editor at large cory johnson spoke with Bloomberg Intelligence analyst starting by asking if apple should be worried about the ipad. The ipad were meant to be weaker than expected theres a product refresh coming. Been getting sale. Stablet growth has been slowing. People are starting to figure it out. Theres a phone with larger screen, pc that can do a lot. And this stuck in between. The pad refresh. Sort of helps reinvigorate that trend. I think that there are a lot of things interesting. The quarter really strong for the Biggest Company in the world like weve never seen great Big Companies grow. Ahead of the Holiday Quarter. They would have had every excuse to say we only had the new iphone for one of the 12 weeks or for one of the 13 weeks of the quarter for products. And the old product was old because the consumers knew it was going to be old but we saw a slowdown in sales. They showed you, 56 of sales. Not only the largest percentage of sales of the things they sell. Its most of the company. Should we be worried about the ipad numbers down . Down Third Quarter in the row. And down 13 overall business. I think it is worrisome for the company. Its reasonable to wonder now weve seen nine months of declining sales to say is this as big as the ipad business gets . Because it grew so fast are we already into replacement cycle territory, not growth territory for the tablet . I find that hard to believe but everything about the ipads growth is so hard to believe because it was so spectacular right out the gate and now it slows down. Anand, lets talk about the picture for apple globally. One of the things i said demand was higher for every country than it was last year and higher than expected. One of the things we ought to do is take a slowdown, take a step back and look at it a sort of holistic perspective. If you look at the activity of these different products, theres a little bit of something in there for everybody. But one of the things that apple is very good at is promoting this interconnectivity between different products. So as you might move from an i pan to iphone to a mac theres seamless integration. So maybe in 2015 the year ahead we think about what the use case for these different products are. What do we use a pc for, a tablet for, and phone and what screen size do we use . If you look at that entire product spectrum theres an apple product for every price point. All premium prices relative to the competition. But there is a product at every price point and there is a platform across the board. All right. Lets talk about the other thing we talked about during a break the mac. The prices of macs. So the mac numbers were really strong and the average price is as low. My model goes back to the late 1990s and theres no quarter where it was as low as the 1200 that it was in this price so much closer to the competition, more so than ever before. The idea that the mac is finally being pulled along by all this other stuff i think is awesome. As you know, i also cover the pc industry, and it made a lackluster start. The mac surprising on the upside. Back to school sales helped them. It should u have helped the pc, too, but it helped them more. On top they saw sales in china where if anything pc demand has been weak and all the makers have been weak. So this is actually a very noticeable uptick relatively different from the competition. I cant live without my laptop but thats just me personally. Anand, what are we looking for in the coming Holiday Quarter . What should we be watching . I think you want to see the products as a whole work together. I want to see some interconnectivity between these different products. I want to see one dragging the other, connecting to the other. I want to see apple pay take off. I want to see iphone 6 and iphone 6 plus sales. This is the first full quarter of those products so that should be very, very strong. And i want to see im curious to see what happens to the refreshed ipad platform. Cory johnson again Bloomberg Intelligence analyst anand sr inivasan. Another note on apple for an upcoming edition of my show, i sat down with Hollywood Screen writer and producer aaron behind some of the biggest hits, including a few good men, the west wing, the news room. The next product is a biopic of steve jobs. In an exclusive interview he revealed that Christian Bale will be playing the role of jobs in the upcoming film. We needed the best actor. It was the nfl draft. There are some people who make a science out of exactly where we need to draft a middle inside linebacker who can do this and other teams say who is the best athlete on the board . We needed the best actor on the board in a certain age rank and thats chris bale. So youre excited about him . I couldnt be more excited. Why . He really is a phenomenal actor. This is a tell me about the audition. How good was he . He didnt have to audition. It was well, there was a meeting. The role is an extremely difficult role. He has more words to say in this movie than most people have in three movies combined. There isnt a scene or a frame that he is not in, and theres a tremendous amount of language. So its an extremely difficult part. Hes going to crush it. My full interview with aaron sorkin will air in early november on studio 1. 0. Besides that news about the steve jobs movie and apples earnings, apple also released apple pay. Will it change the way we pay for everyday stuff . That is next. Welcome back to the best of bloomberg west. I am emily chang. Apple pay is here. Apple rolled out its long awaited platform on monday allowing people to use their new iphones and ipads to pay for items at retailers including mcdonalds, walgreens, and whole foods. Not everything has gone smoothly. A glitch at bank of america has caused some users to be charged twice. For more on apple pay, cory and i spoke with jonathan wall, the cofounder of Google Wallet and coceo of retail startup index, as well as Amanda Richardson, Vice President of product at hotel tonight. I started by asking jonathan how successful apple pay can really be. I think it has a lot of potential. They control distribution of the handsets. They have the program if all their phones. They did a great job with partnerships on the banking side. I think on the whole is valueadded services. So its very clear they can do tap and pay for terminals that are already enabled. But the question is where is the value add . Where is the improved Customer Experience . I think thats the big question mark. Amanda, youve used it. Is there an improved Customer Experience . For our users its faster. So its all about making it fast and easy to book a hotel room. So now its three taps and a thumb print and you can be on your way into your room really quickly. What was it before . Three taps and weve got our signature swipe, our swipe that the rest of our users will continue to experience. But from a user perspective its easier to raise your thumb tap and go. Do you have any statistics about customers that get as far and then dont complete it . We usually our biggest problem is not ultimately getting through that funnel but the faster the bester it will be. The comparison to Google Wallet is that google captures all the credit card information, protects it as well as they can and thus far thats been fine but they do a lot of customer analysis so they know if im using my card, they know me, where im using it, and theyre learning a lot about me and finding a way to market to me. Apple is not allowing that. As a user i can see thats much more attractive. A lot more privacy. But obviously there are tradeoffs. Apple cant market to me. I think theres effectively some concern that this will limit the valueadds that apple can provide to these retailers. I think thats one of the reasons youll see reticence to accept apple pay. Apple pay right now only accepts credit cards. So target wont know that i andd into a new apartment am shopping for wallpaper and kitchen stuffs. I think it will impair their ability to figure those out. Some of the bigger like target also has a red card. Theres no way for them to put the target red card into the wallet. Google wallet the impression it didnt really break through. What were the challenges that apple pay is going to run into as well . So i would say at least for google one of the big challenges was carriers. Made it very difficult for google to get broad distribution. One of the challenges apple has is they control the handsets. But the challenge is going to be the adoption side. Convincing merchants theres a value add for them. If you think about it in the form of passbooks they have potential, they have assets. Passbook has royalty cards. If you can figure out a way to have passbook be part of the experience youll see retailers willing to play ball. But until then its not clear how this is a slam dunk to the retailer. Why move to something new if its not going to help them . Amanda, from a software writing standpoint how easy was it to work with apple pay on the apple side and Software Side . Apples been great to work with. We started a couple of weeks and we have been able to get the integrate done by last week. Our team was down there and were helpful and we were working hand in hand with the developers. When we came up with issues working together, we made it possible. What were some of the issues . Just little cases or things you dont think about. Or sometimes when you put software into product you learn new things. So working together we made sure all the seams tied up before we launched this week. One of the things i was talking about in our same conversation last week with Marc Andreessen is he said apple pay isnt that innovative. It actually uses a lot of existing systems and just sort of brings everything together. Would you echo that . The trick is where they go from here. They took existing standards, they worked with visa and mastercard. Theyre using some cool new tech. That improves the security of the solution, the touch id improves the security. I think those will come in incremental steps. What probably marc was calling out is the lack of a breakthrough value add proposition. Theres thought theyll get up to 25 basis points of the transaction. No one wants to give up huge dollar amounts like that. Do you think they got it . I think they did and i think its actually kind of amazing they did. Why . This is the issuers this is their bread winner. For them to give some of that up they had to be pretty afraid of missing out of the experience. They felt like they were backed into a corner and felt they had no choice. I think thats probably the case. Why does apple have that much power . Because they do completely control their ecosystem, and it is a powerful system. They control the hardware, software, end to end of the handset. So if you are forced to either partake on their terms or be left out of their system, i guess they felt they didnt have a choice. Why didnt google do it the way apple is doing it . They have a different philosophy. Look at android its an open ecosystem where the rising tide lifts all shift ships. Maybe google will come back to the table and push in that direction. Do you think google is coming back to the table . How much of a chance does it stand . I think they have to. Its still very early. I think that so many more phones. Theyve still got a chance to say weve got the marketplace. What do you think google is going to do . I think they have to answer this. This is too important. I think apple is going to say were protecting your privacy. I think google is going to say were helping these retailers from these experiences and a huge number of handsets. Google wallet cofounder jonathan wall and Amanda Richardson of hotel tonight. Is Marissa Mayer doing enough to fend off her critics . We break down yahoo earnings in the alibaba impact next. Welcome back to the best of bloomberg west. Im emily chang. An interesting time at yahoo for ceo Marissa Mayer. The company had a 6 billion windfall after taxes. And activist investors is urging yahoo to break apart or consider a merger with aol. Yahoo reported Third Quarter earnings that showed improvement. Revenue is up 1. 5 from a year earlier. Net income, 6. 8 billion, up more than 2000 . So is yahoo really on the comeback trail or is it all alibaba . Cory and i spoke with our editor tom giles. Heres their take on whether yahoo really is making a comeback. Its organic growth, organic slinkage in addition to the acquisition. So the company has spent over 1 billion in acquisition. We dont even know how much theyve spent because they theyve done dozens of acquisitions but they havent released the actual cost. So only in a few cases do we know how much they spend. 1. 1 billion for tumblr, but think about that. And on a year over year basis they see sales increase by 10 million . Thats not very impressive. Theres some other metric that is look better. We saw 1. 5 increase in sales. There is a 45 increase in operating profits after you strip out the alibaba gains, which were substantial. So there are signs of thing s improving but fundamentally after all those acquisitions only 1. 5 Revenue Growth means a lot of heavy lifting. Our editor tom giles in new now, i want to bring in our editor tom giles in new york. Whats your initial read on these numbers . And very same question. Is it yahoo or is it alibaba that were seeing . Heres the thing. Sales growth has been very rare. Thats been very elusive. So as cory pointed out at the risk of sounding too much in agreement with him, shes absolutely getting some of that sales growth that you want to have. Theres also profit growth. She has been cutting jobs. The fact is this is not enough to appease concerns long term. There needs to be substantial movement of the needle and youre just not seeing it yet. It doesnt hurt that there was a big ups miss as a result soft gains that you saw from the alibaba stake sale. But you have an activist out there saying we want you to return more of this cash. We want it to be more meaningful than just half of what weve got. And theres a lot of concern about whether her Acquisition Strategy is the right one. We heard from aol Ceo Tim Armstrong saying we dont have any plans to merge with yahoo we have a whole meeting tomorrow with our Senior Executives and yahoo is not part of it at all. Is it realistic to think thats an option . It seems like the idea is way out of left field and i think theyre trying to talk up their book to make it suggest that theyre more valuable. What about the idea of breaking up the company . Look, theres some fundamental terms theyre going to have to make. One of the things Marissa Mayer talked about when talking about the Acquisition Strategy, theyre going to make smart acquisitions, the suggestion being maybe they werent making them before. When she talked on the Conference Call she raised this issue because she knows about this criticism. We have a clear m a strategy and a principled process for reviewing the opportunities. We will continue to seek opportunities here and we will be smart about it. So shes of course smart enough to not say theyre done doing acquisitions, but i think she recognize that is critical and that cash is a fleeting thing for this company. We still dont know yet if tumblr, the 1 billion plus acquisition that they made is going to pay off. But what do you make of new reports out there, things like snapchat . Well, thats probably a bit beyond their realm at this point. One thing that another Silver Lining in these results is mobile is now a material contribution. Thats hugely important given the way we all are accessing the internet now. Its not just on our laptops and desktops any more. Just a quick note. Yahoo has closed its funding round with snapchat valuing the company at 10 billion. Scooter braun is the man that famously discovered Justin Bieber and turned him into the popstar he is today. How did he find him . I sat down with him. Take a listen. What happened when you saw the video of Justin Bieber . I saw a 12yearold kid who had i think eight videos at the time. And he was singing at a contest at a church. I was consulting for akon on a different artist, and i was watching youtube videos of that artist telling him what i thought of it. And they were singing aretha franklin, respect. I thought it was the same person. When i clicked on it was a 12yearold kid. So it was an accident. Stumbled upon it, my gut went crazy. I saw him singing neo, so sick. When i saw this little canadian kid with so much soul i just knew there was something there. You were the first belieber. You flew his mom and him. Illegally i think. Down to live next door to you. They were canadian, so i definitely brought them over illegally and put them in a townhouse around the corner for rom me in my name so no one knew they were there. You paid their bills. And got a tutor and did the whole thing. They became like my family. Its been a rough year for me watching him because i really care about him and you dont want to see anyone going through stuff. But to see him coming out on the other end of that right now and knowing the plans for next year and the fact that hes a kid. Ive had to learn that its ok to let him step on that rake and let it hit him in the face. Hes learned from those mistakes. And hell be a better man for it. He gets it. He said to me, i went shopping in france and all i wanted to do was walk down the street and just shop. I didnt want to bother anybody, i just wanted to shop, and there were 14 cameras around me and 200 people surrounded and i came to the fact that dont get angry, this is your life. And im ok with it and there are blessings that come with it. And hes becoming a young man. Im proud of him. Recently Scooter Braun has been making moves into film and tech. You can catch my interview with him on studio 1. 0. Up next, big trouble for big blue. The shift to the cloud forces ibm to give up on its fiveyear earnings goal. Well look at how serious the problems are for ibm. You are watching the best of bloomberg west, where we focus on innovation and technology. I am emily chang. Ibm is struggling in the age of quad computing. They just gave up on a five year earnings goal. Ibm is actually paying global foundries 1. 5 billion to take its index of its hands. Cory johnson i spoke with david kirkpatrick. I started by asking david how much trouble ibm is really in the. If service is going down, that is the biggest news item despite having to pay somebody 1. 5 billion to take the chip business off their hands. The reality is, this is a giant and old conglomerate and an industry that is changing really rapidly and players are becoming specialized. That is a lot of challenges altogether. Cory, what did you say . Is ginny left holding the bag here . She took the ceo spot. I am always quoting Warren Buffett. When a managers reputation meets a business with a bad reputation, it is the reputation of the business that survives. He has lost a big share. Ibm is in a crummy business and they are trying to get out of it. They have been undertaking they were trying to double profits. We have seen, when you see the net income, the actual profits of the business, it has been getting worse and worse for long time. It continues to get worse with this company. They have been trying to make that look better through shared buybacks. They have been buying money to do share buybacks. Now they have 14 billion in debt due in the next four years. They say they wont have cash flow problems. It will impede their ability to buy back shares and pay down the debt. More importantly, by lowering the Free Cash Flow and having promised to use the Free Cash Flow to buy back debt and to buy back shares, they are unable to get into the business that they want to be in and invest where they want to be. They have made that worse by borrowing money. Alex, how wrong was Warren Buffett about ibm . Will they pull through in the long run . Buffett, to his Value Proposition with ibm this is for , the longer term more than that. All of the gains that he has had, his investment has been erased. You start to look at that. Ibm has a long way to go. They need to transform the services business. Their software business, they need to get that into the era of Cloud Computing where they arm e moving so much more quickly than they have in the past. They have to get up to speed. They are calling for more m a and more deals. Now that ginni is out from under this roadmap, she needs to figure out with the next steps are for ibm Going Forward and how they can keep up. We hear a lot, the industry is facing change. I hear a lot of buzzwords from her. Cloud. Social. Mobile. David, is ibm really making the right choices to manage that transition to the cloud . They have bought some little companies that are clearly good decisions. You just did a great interview. With marc benioff of dream force. 145,000 people came to the conference. That is indicative that we have crossed a chasm faster than Old Technology Companies Like ibm thought we would to the in of cloud. That is a serious problem for them would have such high costs to build their hardware. The infrastructure is expensive. That is why they are paying people to take off their hands the chip business. They have a lot of costs to keep maintaining their hardware businesses, which are not selling as much. People just want to buy it as a service. Twitter Ceo Dick Costolo is stored into win back developers and he is making a shift while doing so. Details are next. Welcome back to the best of bloomberg west. I am emily chang. Twitter just hosted its first mobile developer ference right here in san francisco. They launched a set of new tools to make it easier for developers to develop apps. They unveiled digits, a phone number login. I spoke with twitters kevin and i asked how these new tools will help twitter in the long run. We set out to build an amazing suite of mobile services for App Developers. It was the result of some key acquisitions that we made. One builds Services Like crash reporting. That is in use by thousands of applications and over one billion users. The other is the mobile advertising platform. What kind of developers are you targeting . Facebook is doing it as well. It is useful for everyone from someone in a garage starting a startup to the biggest corporations in the world. We brought together twitter, mo pub, and this new identity offering into a single modular. It helps App Developers develop more stable apps and apps that get more users and monetize more efficiently. The ideas for twitter become more of a mobile services company. How does that work . It is an evolution for twitter. Twitter has been synonymous with the consumer application. That will still be a major focus of for us. At has not changed. The application meets every corner of the world and we build a business around it. This is the next step. This is us becoming a key player in the mobile ecosystem Going Forward. Mobile changes everything. We about mobile company for ever since we started. We are bringing our scale and expertise in helping other App Developers build better mobile apps. Twitter famously cracked down on thirdparty users of its api. How can developers be sure that they can trust you again it . How can they be sure . The situations are completely different. There have been great business is built on our ecosystem. Fabric is about helping out developers build more stable, better monetizing apps. It is helping every app that you use on your phone be better. It is a brandnew offering. Is it long term . How long can they be sure that they will have these tools . It is a huge new focus for us. We had this idea that we could really help at developers build better apps and play Important Role of a mobile ecosystem Going Forward. Weve been developing all of these ideas. You can expect that this is just a 1. 0 from us. You can expect a lot in 2015. All of these tools are free and one of them makes you money. What is a revenue model . This is not revenue. With mopub, it is easy for developers to add monetization platforms to a net. We do make revenue through that. There is value there. That is not the success metric. Our success metric for this launch is building mobile services that are so valuable that that is the first thing they embed. You are on the business side of the team at twitter. Over time, what is the Business Model for this . If we achieve what we set out to, and every developer builds an app, whether it is two people in a garage, if they integrate fabric, that is going to afford us a lot of opportunities longerterm. There has been a lot of questions about googles ability to transition in regard to mobile advertising. How big of an opportunity is it for twitter . We have been mobile since day one. One of the big powers of our platform is the advertising is native to twitter. Promoting tweets live within the timeline. Wherever used twitter, our Business Model follows. Youre consuming tweets and we can place relevant tweets as well. Whether it is desktop or mobile, our Business Model flows of our product. Kevin wiel, the vp of twitter. We will take you inside some of new yorks biggest startups next. Welcome back to the best of bloomberg west. I am emily chang. Silicon valley may be the heart of innovation and technology, but it is by no means not the only place where there has been a surge in startups that this past week, we looked at the new york tech scene to see how new companies are disrupting oldschool new York Industries like retail and finance. This is Shelby Holliday with a look at two companies betterment and box. A kitchen, old board games, and themed meeting spaces. People say it looks like a reading room. I am ok with that. At betterments new york headquarters, wall street finance meets Silicon Valley culture. This whole side of the floor is engineers. The startup is trying to rewrite the rules of investing with userfriendly technology and low fees. Compared to a 1 fee that traditional Money Managers charge, betterment clients pay as little as 0. 1 . We use Smart Technology to automate a part of your life that previously had to spend a lot of time doing it. Founder and ceo jon stein quit his job in Financial Services and launched the company in 2010. We thought we were getting ripped off by the Financial Services industry. The use software and algorithms to manage peoples money. We do tax management, dividend management, all better than you could do them on your own. The result is you get a better return on your money in less time and more peace of mind. Disrupting the brokerage business is not easy. But betterment is expanding rapidly. They manage 1 billion in assets and will grow four times per year. No one has reinvented this from top to bottom. That lets us provide a better Customer Experience. We have our own statement comes from us. We have our own tax integration that comes from us. Your money moves faster. They are growing in size. They are expanding the office space to add to its roster of 70 employees. I think this is a great place to attract tech talent. This is a city where people want to be. That makes it easy to attract those great engineers. This is an Exciting Company for them to come work at. What happens when successful tech entrepreneurs take over a boring warehouse just outside of new york city . You get box. We went to build a service that nobody had built yet the future of shopping will happen on mobile devices. We are just trying to get ahead of the curve. What they have built is the ecommerce answer to sams club. Buying in bulk minus the membership fee. This is about shipping and saving time and money. Prices are on par with other wholesale clubs, and nearly 8 in 10 orders qualify for free shipping. The boxes are filled in warehouses in new jersey and las they guess, strategic locations to reach a Large Population in little time. 80 of our packages arrive in two days a less. It seems like we are very traditional. Behind the scenes, we are a technology company. I key the orders, had i find out whats in them . Once you step on the side, you have put it in our software. What is going on here . Even if you look at the robot, we are trying technology out and trying to get better. Embracing technology is Second Nature for wong. He sold his previous company, zynga, in 2011. You came from the gaming world, what made you want to sell toilet paper . There is no overlap at all. I think when you dig it deeper, there is quite a bit. People like to interact with names in different experiences on their mobile device. We brought that knowledge into building a smooth and beautiful experience on mobile. This is a Shopping Experience instead of a gaming experience. With 8. 5 million in funding, boxed has experienced rapid growth, posting an eightfigure revenue just months after launching. Commerce is something that we do very well. That support will be needed as they try to take a bigger bite out of the 600 billion grocery business. We are going to get some of the biggest retailers and companies on the face of the earth. It is not an easy task. We will get there. Shelby holliday with a look at two new york areas startups. It is a secret that they just raised 542 million in huge names like google. What is a potential of this new technology . Thats up next. Welcome back to the best of bloomberg west. I am emily chang. Augmented reality for magic lead whales fly and elephants fit in the palm of your hand. Now the startup raised 542 million in a funding round led by google. Other investors include qualcomm. Theyll use the money to accelerate product development. What could they be working on . I spoke about it with the codirector of the Reality Center at Miami University in ohio. Has he seen their technology . I dont think anybody has seen it. Ive seen their vision. I hope they can deliver what they are promising. It looks fantastic. Google obviously it has half 1 billion worth of faith in it. What do you make of the interest in this company . I think that augmented reality interfaces are going to be huge if someone can finally deliver a system that is usable. Google believes that magically business is going to succeed at that. I think that the qualcomm investment is a great sign. They have been one of the main of benefactors and suppliers of augmented Reality Technology for several years. As far as you can tell, how does Magic Leap Technology differ from oculus . Magic leap wants to give you a wearable that can go out into the world and augment the world. Oculus is not meant for that. Oculus is meant to be cheap and everybody can have it in their home. Magic leap is about going out into the world of presumably with a lightweight wearable that will let you have experiences in your everyday life. Google glass projects the image onto your eye. What are the implications of that . I think they are going to make the device smaller and lighter. I think this has always been the direction that the technology was going to evolve. Google glass was a nice first step. You can look around and see that people that were wearing them a year ago, myself included, are not wearing them anymore. The packaging and the usefulness of it was not efficient. I think magic leap is going to make that step to a technology that users will actually adopt. They like to call it cinematic reality. As opposed to Virtual Reality or augmented reality. What is the difference . This is a cynical answer, but when i say augmented reality to someone, no one knows what that means. I think cinematic reality makes a more intuitive feeling about the kind of experience they are trying to design. I love the video with the submarine flying through the sky. If they could communicate the vision better. What are the possible applications of this . Is this purely for entertainment . It reminds me of something i would see on game of thrones. It wont be just for entertainment. We are working on technologies that will enhance people with vision deficiencies. I know people are working on augmented reality applications for teaching people how to do tasks like repair of vehicle or repair a reactor core where you have a Nuclear Reactor and you have to get in and out very quickly. Those technology designs have been worked on for a while. What we have lacked is a nice platform to actually deploy them. That is why you dont see them in common use. Magic leap has some open positions for people with phds in optics and Computer Vision experts. What do those jobs reveal about what they are working on it . This tells me that they really think they are going to need some custom hardware and optics. They are hiring someone who has experience making highperformance graphics cards. They are hiring people who are making circuits and massproducing them. They clearly are working on some kind of wearable that will have custom optics, some sort of laser or diode technology. It will have custom integrated circuits. It sounds like they are in the process of holding a whole bunch of highperformance and Specialized Technology to make this work. They will be able to take off the shelf parts and assemble a device. They will have to customize. Man, codirector of the augmented Reality Center at Miami University. That does it for this edition of the best of bloomberg west. You can catch us on monday through friday. We will see you next week. Technology, culture, design. The three biggest influences on todays brands. How do industries adapt to Consumer Behavior . In an exclusive conversation in annes, i sit down with three of the trendsetters how changing the world is doing business. Ben horowitz, entrepreneur and venture capitalist. Steve stoute, Brand Development specialist and author and founder of translation. And kanye west, music icon and innovator

© 2024 Vimarsana

comparemela.com © 2020. All Rights Reserved.