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John cryan will speak to us at 8 15. Car consolidation. Psa is said to purchase gms european operation for 2 billion euros. And passive aggressive. Standard life is to purchase Aberdeen Asset management as the etf industry drives fees lower and lower. Howdy will because cuts have to be to make these businesses competitive . Matt we are less than 30 minutes away from the european open and take a look at futures, down across the board. You saw u. S. Markets down as well, the cash trade there, asian stocks as well. European futures are following suit. I think more interesting is the bund trade right now, maybe it is a rebound. We saw such a huge spike in yields on friday, up to 0. 356 . But now yields are coming back down and investors are getting back into european debt, 0. 343 on the bunds. Guy lets take you to the gmm. I want to focus on the second column. I want to show you the japanese yen. It is up this morning. This is because of what is happening in north korea and there is a safe haven bid there. There is the yen, it is up. But the euro is down against the dollar by 0. 2 . This follows friday and what janet yellen said and the fact that march is almost a done deal. People are focusing on the dollar. It is a recently quiet session, but the difference between the yen and euro is interesting this morning. Lets get to the bloomberg first word update with juliette saly. Reporter thank you. Former director of u. S. National intelligence James Clapper has denied Donald Trumps claim that the Obama Administration ordered wiretapping on trump tower during the election campaign. Explosivet contradict allegations by the president via twitter. A person familiar with the situation told bloomberg that donald trump relied on reports and conservative media, including Breitbart News. Japan has moved to the highest possible alert level after north korea fired four Ballistic Missiles simultaneously into nearby waters. Tokyo said three of the missiles fell into japans exclusive Economic Zone, with one dropping 350 kilometers west of the nations prefecture. Shinzo abe says he will launch a firm protest with north korea, and south koreas acting president called this a serious provocation. U. S. President trumps protectionist stance my propel asian, middle eastern, and latin american nations into alliances. This is according to the european commissions Vice President , who told bloomberg that trumps rejection of border tax threats are giving of this t are giving emphasis to the push for free trade. When there is protectionism, the rest of the world seems to be fighting back and saying, this is not our line. Reporter french president ial candidate fillon has again rejected calls to step down. The republican denied allegations that he used public money to pay his wife and children for carrying out fictitious jobs. Party executives have brought forward a meeting time tomorrow amid growing support that the former Prime Minister juppe should take his place. Juppe will make an announcement at 9 30 u. K. Time. And the dutch Prime Minister m ark rmark rutte has warned of c. Liberals are virtually tied with the antieuro and antiislam party. The vote on march 15 is europes first major electric test since the u. K. Opted to leave the european union. This is the opportunity to stop the trend before the german and french elections. Forthe netherlands to vote a policy that i want to deliver, of continuity, of making sure the successful policies of the last four and half years will be implemented over the next three to four years. Reporter global news 24 hours a day, powered by 2600 journalists and analysts in more than 120 countries around the world. This is bloomberg. Guy thank you very much. Janet yellen joined a chorus of officials at the central bank with a more hawkish tone, saying a hike in march is more appropriate if the economy evolves as expected. Fed speakers are now in a blackout period into the march 15 policy announcement. So, all Market Attention is now focused on the jobs data, which will be delivered friday. The u. S. Is estimated to have added 190,000 jobs in february. For more detail, lets bring in our Market Strategist in singapore. In many ways, the deal is done now. My sense is these markets dont have a sense of direction. We now know what the fed is likely to deliver. Is that your sense as well . Mark 30 much so. It has been a really quiet morning. It is like a holiday. I think the price action after yellens speech really surprised people. After she very clearly confirmed a hike was coming, she was very hawkish, yields can lower and the dollar can lower. That slightly lowered people. We got the sense that people are waiting to see how the u. S. Market fares. Matt on the other hand, there is no shortage of news. Maybe the markets seem a little tepid this morning, but we have the Deutsche Bank news, the General Motors news. There is a lot going on. Do you have any sense we will be more movement later, mark . Mark i am sure we will. Marge is like a big month for overall macro risk. The only do we have the fed meeting, but we have the dutch election, the end of the debt ceiling suspension. There is a lot going on and of course come Angela Merkel will meet trump. A lot will happen that will get people trading. There is a temporary pause this morning. After the speech on friday, we saw that and we see more of this today. The positioning in the tenure u. S. Yields in the 10 year u. S. Yields reached the shortest levels ever last week. They have now taken some small profit and they are waiting to see what the next move is. Matt mark, thank you very much. You can follow mark on the bloomberg. Just type mliv on your terminal. General motors has agreed to sell the long struggling european opel unit to the psa group in a transaction valued at 2. 2 billion euros. This will create europes secondlargest carmaker. With us now is the head of Global Automotive research. Thanks for the time this morning. The question is, if this is a good asset for General Motors to get rid of, why is this a good up . T for peugeot to pick the hope. Is that opal is in better hands with the european partners. With ald be easier than partner who is making completely different cars in the u. S. , which is far less expensive. They have been a fantastic job of streamlining the business and the hope is he can do the same. U. S. ,having come from the i know that used car lots in america are on the point of overflowing here. This is not great news for growth in new car sales. How does the european situation look, concerning used cars and the possibility of new car growth . Europe is at peak profitability. It is a very healthy situation. We see car pricing, the average discounts. To give you a reference point, in germany, they are at 11. 5 , a very low level. Historically, they were up to 13 14 . Inventory levels are good in europe. Capacity is pretty high. Of course, there is uncertainty coming from brexit, the french elections and the german elections. In the is a risk to this deal. A market in europe might get worse over the next two to four years, but you have to take these opportunities when they come and on paper, this looks like a clean deal. Guy how much capacity to they have to take out of both businesses . Whatever the correction is right now. There is not any capacity that has to come out. Opel is operating, according to his numbers, on a 2 capitalization on 82 capitalization. Product also, the real actually will come beyond 2020, when it is time to converge platforms. But for the next three to four years, if they do the job properly to lift synergy to 1. 7 billion annually by 2020, the plan is right now not to take out equity. Int are they getting enough terms of future drive . Are they going to get enough to make it work for him . No, certainly not. I mean, the combined entity will still lack leading industry future content, especially in the area of electrification of power trains and conductivity. That will largely stay with gm. Especially the germans of course, pushing harder. Both companies are doing very well, running an industrial business at pretty low cost, especially peugeot here. It is about streamlining the opal business, but peugeot, gm europe, will not be the leader in innovation. Matt will we have any kind of presence of General Motors in europe Going Forward . Can i purchase a camaro or a cadillac in europe . Cant, you can probably ship them over. For the time being, that is it. There is no more gm in europe. Guy when we look back on this transaction, what will we take away as being the most important part of todays news. We are focused on capacity, technology, on whats happening in terms of financing. If you were to put your finger on one thing that would make this deal work, what is it . It is a fresh and clean start to an opportunity for opel operate with a european partner that knows how to get the job done. But the job is to be done by opel. It is a long journey, but a better opportunity than what opel ever have before. So, that is the opportunity. Again, it is a very clean deal. When you look at the pension, how it is all being funded and financed, i think, it is justified to look at this from a more constructive point of view than being too skeptical here. Matt excellent insight. Hank you for joining us coming up on the program, we focus on the french elections. We are speaking to a key advisor to french president ial candidate macron. Plus, we have a conversation about the strength of the labor market with the ceo of adecco. He is the worlds biggest employment firm. Later, we are speaking to john cryan, the ceo of Deutsche Bank. That interview at 8 15 london time. Find out about john cryans future, and that of Deutsche Bank on bloomberg. The open is just 17 minutes away. Guy welcome back to the latest french election. Macron is gaining support. Support for the independent macron has wanted amongst influential figures in france. With us, live from france, an adviser for Emmanuel Macron. Good morning to you, jean. Lets start out with the broad picture here. Macronsis mr. Economic plan different to the one we currently have with president hollande . Isnt there a danger this is just hollande 2. 0 . More well, hes much transformational as he says. He wants to change quite fundamentally the way the labor market works. He wants to shake up public services. He wants to put much for emphasis on skill. He has a radical plan for pension reform. That is not exactly continuity. Guy ok, you want to change a number of tacts in france. France is often perceived as a difficult place to do business because of the tax structure. Do you think the changes being proposed will change International Perspective of france . Jean yes. Well, several tax plans are wor th noting. One is the tax on wealth. It will now exclude Capital Investment into the economy. That will be essentially, a tax on real estate wealth. Second, the Corporate Income tax rate will go down to 25 , down from 33 . Third, the tax on capital income simply a flat tax on capital income. Quite significant changes. Matt is there any attempt to really distance himself from the swing at party, and little bit more towards the center right to take some of those votes away from the republican weakness here . Jean well, he did not start from the socialist Party Platform to sort of tweak it and move to the right. He started from his own platform, which grows on the idea that comes from the left and the right. These days, the fundamental debate, especially in this country, is not essentially about left and right. It is about openness and closeness and protectionism. It is about europe. It is about change. So, those are issues that, either way, are important to the traditional rightleft debate. Matt well Emmanuel Macron embrace openness, even for example, openness to trade with the postbrexit United Kingdom . You know, he will, he will be tough. Essentially, he has a very strong european agenda. He thinks that europe is part of the answer to a number of problems we are facing. The economic problems, the refugees, or defense and security. He puts a lot of emphasis on putting europe back on track, and back on a sort of positive agenda. Seriouss clearly, a setback. Be toe question will preserve the integrity of the single market. Guy absolutely. Lets talk about another negotiation you will have to have. If you want to create a eurozone budget, and eurozone finance minister, do you think he will be able to succeed on either of those fronts . Do you think there is any appetite at all for those things to exist in berlin . Jean well, the first thing i would like to say is that m acrons plans are fiscally responsible. He wants to comply with the 3 exiting procedure. That is the starting point for the discussion. That being said, he wants a eurozone that works better, that provides more stabilization, that is more able to cope with external shocks, that is more able to create prosperity for the citizens. We cannot be happy with the outcome of the last 10 years. The performance of the whole has not been satisfactory and so, significant reforms are needed there, too. Therell be a discussion with all partners, including germany, with what is needed. It is the duty of the next french president to put forward his own ideas about the reform plans. Guy let me just ask the final question. In your mind, is the plan that you guys are putting together actually radical enough . Doesnt go far enough to do what you think is necessary and are you not worried that it is not . If it is as radical that you think it is, to flip that around, do you not worried the parliament would stand in your way . There doesnt seem to be a sense that it is radical, maybe not radical enough, but it might not be too radical for parliament to accept. Jean what is important to note is that voters understand a mandate for something. Too often in france, the president has been given a mandate for something and has done something else, which is a recipe for a failure in many cases. I think macrons political identity is really reformatory. Once you get this plan from the electorate, you have much more political strength and much more Political Capital that you can invest in significant reforms. Now, you dont change a country in a day. You dont change it entirely in five years, but you can do a lot in five years. Matt jean, thank you for your time. Now, we are just minutes away from the open of trading here in europe. Lets get to some of the stocks. Clearly, Deutsche Bank is going to be a huge one. It was called down 10 from fridays close after the ceo decided to ask shareholders for another 8. 5 billion in the capital increase. We will speak to that chief executive officer, now one of three ceos at Deutsche Bank. John cryan, at 8 15 this morning. He appointed two deputy ceos. Guy absolutely. I think life look at very interesting as people try to work out who is pulling the strings. Aberdeen and Standard Life are coming together. In so many ways, this is reflective of what else is happening in the market. The likes of vanguard etc, are just driving fees lower and lower and lower. In order to be competitive, these guys have got to take costs out hard. And that is what we will see. Will mr. Gilbert be staying with the aberdeen business . I dont know. I think some changes are going to be coming. How they work up in scotland will be interesting to watch. It is a day of deals and a day of necessity. You have what is happening at Deutsche Bank, what is happening at aberdeen and standard, and peugeot asppening in well. Guy absolutely, but with peugeot, the market has had more time to adjust to this. 2. 2 million is the price. General motors will keep the lions share of unfunded pension liabilities. It looks like a pretty going deal. And the stock has already had a chance to move. 6 geots stock is up 5 or over the last week alone, since Bloomberg News broke the story. It will be interesting to see what it does at the open, guy. Guy absolutely. But as he was also saying, the opel is veryith much an operational story now. They will have to work hard to bring these businesses together to make this work. What is interesting, what he said as well is they are unlikely to lead when it comes to the innovation story, which will be so important as we move towards operating systems within cars. We have the 8 15 john cryan interview. That is going to be fascinating. Guy welcome. Let us talk about where we expected to go today. We think it will be a negative start for european equities. In many ways, it is an incredibly quite session out there. We are waiting for that meeting to come through from the fed, but such a large amount of corporate and news Corporate News we need to digest. Georgia is front and center for us. Is front and center for us. Aberdeen not far behind. Matt deutsche is the one that is most interesting for shareholders. They are being asked a year after they were told they would be to pay up again, and this time to the tune of 8 billion, the same figure as the annual loss Deutsche Bank posted in 2016 and in a year when revenue is expected to fall from the 2016 level that was already at its lowest level since 2010. Shareholders can be wondering why they should pony up end of the result, you can see shares fall. Expecting a drop for most of the major markets in europe. Already softening up and we have got the market up softerning paris as well. We are now effectively in wait and see mode. We have priced in the fact that the fed is going to deliver on the rate hike coming through. I want to see how Deutsche Bank opens this morning at how some of the airlines open as well. Let us find out what is happening below the surface. Thea im starting with gilt market opening happening right now as well. The 10 year treasury yields are stable today and we have seen some of the yields move lower in europe. Weaker dollar, stable 10 year treasury yield after yellen. Perhaps the markets were not surprised by what she said or conversely, perhaps getting nervous about a rate hike even though they were expecting it. Here we are on the 10year gilts so we are not seeming to onmoving right now, at 1. 19 friday. Still waiting for that to shift. Let us come back to it when it has started moving. Here we are on the imap of the stoxx 600. Weakerrise given the oil price today. Financial down. 5 . I can imagine Deutsche Bank will be leading among those that have been called lower by analysts. Mostly red across the board. Down. 4 on the stoxx 600 overall. If we take a look here, i wanted to show the chart of the dax because it has been outperforming a number of other indices since the election, up 15 since the u. S. Election. Ill performing the ftse 100, the cac 40 as well outperforming the ftse 100 and the cac 40 as well. Example, saying we continue to recommend selling bonds and buying the dax. Some 2. 8 awayhe from its 2016 record. Matt. Thanks veryght, much for that. Im waiting for Deutsche Bank to open because it will surely change the way this screen looks. I have the move screen up here the mov screen up here. We see total, ubs, and Credit Suisse among the losers as well as hsbc. Peugeot is the biggest gainer followed by lafarge. Im looking at this in the sense of index points and not in the sense of percentage gainers and losers. The top of the losers very soon. Here Credit Suisse group and it will be joined, you know, let me refresh this and see if Deutsche Bank pop that up. It has. 6. 25 right now, taking. 8 of a point. Deutsche bank is going to start to weigh on the stoxx 600 index. Remember how much it has shrunk since its heyday. It is not as much of a heady hit heavy hitter as it once was. Guy this is a business that will have a large issuance that is going to be diluted. We do not know what the discounts attached to it are ultimately going to be, so a number of things amaga to try to figure out right now, but there are Big Questions surrounding the business, which i think we are all really looking forward to hearing about and we hear from john cryan very shortly. Yearoveryear growth expected to be 1. 7 . Executive quarters of growth. Workforce solutions. We are joined by the companys ceo. Good morning. The economic numbers of europe are surprisingly good. They are good. In fact, in some ways, they are better than the numbers we have seen posted by the United States at the moment. The question everybody seems to ask is are these economic numbers sustainable . You can see it at the Grassroots Level all the way up. What are you seeing and is it sustainable . The figures are good. Somehow, this gdp growth is reflected in all fourthquarter results. We had an improvement of the sales momentum in the Fourth Quarter. 6 growth in the Fourth Quarter averagee paired with an 4 growth in 2016, so it means that a lot of European Countries are growing, especially the southern European Countries, italy, spain, but we see also recovery,ing in this 9 growth in the Fourth Quarter for us. Alain that is driven by very strong sectors, logistic construction. Guy right. Goods,it is also driving so yes, good growth rather than modest growth, but nevertheless, good growth. We see also that the gdp forecast of 2017 are in line with one of 2016, even for some countries slightly better. Growths that we expect in 2017 Going Forward. Guy who should take credit for this . Timing, ast global synchronized pickup and Global Growth . Should mario draghi get a good star for what he did a gold star for what he is delivering here . Alain there is no one recipe and we see that the growth has been driven by different factors according to the country. If i take italy, for example, doubledigit growth in italy, even if, yeah, the gdp growth is up extremely high, but we see that at the back of this job act from renzi, the labor market has got positive impact and employment is reducing, companies are hiring because they are incentivized to hire people, and the labor market became much more flexible, much more agile, because it is easier to hire, but also to lay off people. That is also very important. Spain, exactly the same but for different reasons. Spain has taking drastic measures in the previous recession regarding the flexibility and agility of the labor market, and we see a very strong growth now in spain. Matt let me talk about, or let me ask you about the Industry Group you mentioned. Automotive right at the top of recently and we have heard the Automotive Industry in the u. K. Is set to add jobs, tens of thousands of jobs over the next couple of years. How can that be considering the fact that we are already at such a high point . Arent we at peak auto now . This growthe that in the automotive sectors is wetinuing everywhere where are active, especially driven by a market such as france, where we have really a highgrowth in automotive, and we see that it is sustainable. According to our analysis, we are not at the peak. It is continuing in france and germany, and in spain, and all the European Countries. I wonder what you think also about inflation and i dont wantup of, to say breakup of the european union, but how brexit is going to affect back, how the situation in recent going to affect that industry. Isnt that industry due for a big shakeup due to the geopolitical movements we have already seen . Alain inflation is always coming when you have a scarcity of candidates, and we have started to see inflation in the u. S. Also, in u. K. And in germany. You know why . In these countries, you have a very high level of employment and very low figures of unemployment. U. S. , 4. 6 . The same in u. K. And germany. That is where you see the employers having more and more difficulty to hire people, and you see also candidates, yeah, being more reluctant to change, asking for salary increases before moving or if they want to stay, and that is where you see the first sign of inflation, industry countries. Guy let us go back to economic fundamentals. The phillips curve is starting to work. Yesterday to see the impacts of scarcity feeding through to wage growth. Does that wage growth keep up with inflation . We are seeing inflation beginning to keep up. See real income being squeezed or real income actually starting to expand . That is not something we have seen for a long time. Alain regarding u. S. And germany and then some other countries, i really see and anticipate the wages to increase. We will see in the u. K. What the brexit will mean regarding unemployment and because this is also linked. Guy wages increase more than inflation . Alain for me, it is really linked. Wage, inflation, they are supporting this inflation. No inflation without wage inflation. Matt where do you see the biggest weaknesses . What keeps you up at night when you are worried about the labor situation regionally and industrially . A lot ofu see geopolitical uncertainties in the world. At this stage, we do not know exactly what the Bush Administration will show in the u. S. , and you also have a lot of uncertainty regarding the outcome of the brexit, what kind of brexit will we have, and we have three elections to come in europe. And in frances and then also in september, in germany, so a lot of geopolitical uncertainties in the world, which have also influence on the labor markets. So, are there certain industry is maybe that are saying, look, were not going to do a thats of hiring until we get past these elections . Being we see in the u. S. , in the u. K. , we see a lot of industries and candidates being in the wait and see mode because there is too much uncertainty, so everybody is wanting first to get more clarity about the future, about future regulations, before starting to hire again. Guy do you think mr. Mac rons labor market reforms go far . Alain it is ambitious. I think it is deliverable. Seven percent unemployment figures by 2022, so it means he will have to take a lot of when he waswe know in the french government, he was already supporting reform of the labor market, so the objective is realistic but it will need a lot of reform to semper fi the french labor market. By realome tax placed estate tax, so what will that mean . You want to increase net pay by eliminating unemployment and Health Contributions . He wants to change the structure and replace them with some solitary because to be should solitary contribution solidarity contribution . Is this going to add to that momentum . Alain we have always said that france would be the last country , and she to pick up start its recovery. That is exactly what we see, but we also see that this recovery in comparison is quite limited and why, because france has not reforms,t regarding change of the labor market, so whoever the next president in , this frenche labor market needs to be simplified, needs to become more agile. Guy and the plan he is putting forward is enough to close the gap . Isin at this stage, it speculation. Well have to see in detail what the plan is, but i think there to reducebition unemployment to 7 . I think that is a good ambition. Guy ok, it has been great to see you this morning. Short on time. A very busy morning when it comes to the news this morning. The adeccoceo of group. Francine lacqua has been sitting down with john cryan, who has when it comes to Deutsche Bank and its true that three and hes going to go back to the market, really going to go back and change things around regarding the structures of the business. It is a big thing. I guess some people will be asking whether john cryan is the right man to lead this. Matt absolutely, and you know, one of the things i find the most interesting is that he has appointed two coceos even though he is the ceo, so they re are going to be three ceos now. Iby will help to run the business. That is one of the about faces yan hasian has cr done. Another coceo is coming from the Consumer Banking business. It seems appropriate that those two can run a business and the new german banking model which is have corporate and have halfcorporate and half consumer. He has proteges following under him. Im sure french green francine will ask him. Guy anyway, as we say, Francine Lacqua has been speaking to john cryan. This, after the announcement. Things have changed. One is we have changed our course with the bank. Slightlynt team, we inherited this plan to sell postbank, but i think we never made a secret of the fact that it was a Capital Raising, effectively. Ihn cfo Marcus Schenck and have said that given there is a Capital Raising, italy had to make sense from a capital generation perspective it always had to make sense from a capital generation perspective. The two are moving out of kilter. We saw germany improving. We saw postbank performing very well. It has, together with our blue bank in germany, 22 million customers, and asked that we did not want to lose, so we decided that the best course of action was to preserve postbank and we to effectively finance that. The markets are also very strong at the moment, and we would like to capitalize on that by changing our agenda. We have been shrinking, we have been reconstructing, we have been changing the bank a lot over the past two years and we want to move back into modest growth mode, controlled growth, and we just thought to do that, it would be hopeful to add capital, and finally, we were responding to the market. The market has been telling us that they still would like to see more capital strength, so we would like to see our cost of debt and equity come down, and i think adding capital is the right thing to do. Youcine how confident are today that shareholders will not be diluted again two to three years from now . Using a set an ambition regulatory target, the one the market tends to use. We wanted to be comfortably about 13 and that gives us a big buffer against regulatory minimum, or what we expect to be the regulatory minimum, and this exercise takes us above 14. And we have announced other capital relief measures, that partial ipo of Asset Management and small businesses, and together they add up to probably around two or more of capital relief. That puts us on to a firm footing. We do not see particular headwinds. Actually, the operating environment in the u. S. And increasingly in the eurozone and germany looks strong. Reasonably confident about the future. Francine did any investors say they would participate in the share sale . But we havestins e had feedback from one of our investors who seems to be quite supportive. Francine you think it will go on without a hitch . John we feel we have used some of the leading banks in the world and they have given us their approval and underwritten we feel pretty confident that it will be fine. Francine talk to me about your assetmanagement unit. We have seen six consecutive quarters of net money outflows. This is not an ideal condition when you are ipoing part of it. When we reported our fourthquarter results for 2016, we said we had seen a reversal and some of those outflows were a little bit technical. Saw themre, we particularly in our money market funds in the u. S. When the government switched the rules and we had a couple of very successful strategies and etf and asset allocations just reversed the strategy, so we were not too worried about it, but we are seeing a turnaround. Francine the trend will continue being positive . John one of the reasons we wanted to give it more prominence is the Investment Performance has been outstanding. 70 are above benchmark in the five year time horizon and that is a tremendous performance the division does not get the prominence it deserves which is why we want to bring it to market. John francine when are francine you expecting the new strategy to show improved profitability but also grow revenue . John to some extent, the new strategy to put it that way is to move back in a controlled fashion gently onto a growth agenda, and we effectively did that at christmas when we put one or two of our major pieces of litigation behind us and we result some of them over that new year period, and from the beginning of this year, we have been in a much more positive mode, so this capitalizing helps underpin that. The big change in strategy, i guess, is in germany, where we face an integration process. We have owned postbank now for some time and we want to learn from some of the steps we took in the past. We want to plan meticulously how we integrate the business. We will not feel much action for the remainder of this year because we are completely on the blue bank side, Deutsche Bank side, the restructuring program. That is complete were the second half of the year. I think it will not be before the end of this year, beginning of next year, before we implement that combination of the postbank with Deutsche Bank in germany. John and then it is one year from their . . Francine and then it is one year from there . John i think we successfully agreed with all stakeholders that the restructuring of Deutsche Bank in germany, we want you setup of approach and looking at the combination of postbank and our existing bank. Francine i know hindsight is a wonderful thing, but had you put this strategy in place 12 months ago, where would we be now . John in order to retain postbank, remember, i describe it other Capital Raising pure and we actually needed to finance it so we would have needed a Capital Raising, and i ago, it would have been much more difficult for us. There was still a lot more uncertainty. I personally feel much more comfortable sitting in the seat i sit this time this year than i would have done last year. Much more positive for the environment, which is good, and growth again, and to some extent, we have done a lot of the hard work. There is still quite a lot to do, so the regulators are listening. We are focusing on improving controls and efficiency, but theres going to be a lot more fun as we develop the business for the future. Francine when using the markets are good, was it unicredit that really distilled the fact that there was the site for some of these share appetite for some of these share sales . John powershares had a low at the end of september, i guess, and they sort of doubled since markets look as though there is momentum behind the banking sector, so it looked possible as well as desirable for the two. Francine how many job cuts will be part of the strategy . John we have not said. It is not to be evasive, but we want to take the same approach as we took with the restructuring of the Branch Network in Deutsche Bank, which we have done over the past 21 months or so. Likely, last year. And we want to do it in the german fashion, so we want to involve all the relevant stakeholders and we want to come to an agreement. Once those agreements are struck, it is actually quite an efficient process and gets carried out with relatively little risk. We have not set yet, but we will in due course. It is unlikely to because of thousands. We are not that endowed with staff, but it will be clearly some job losses in germany. Francine can you talk to me a little bit about your debt trading . Marketed to regain share. How difficult is it for you to keep that promise . Announced, when we our Fourth Quarter results, we said they had been impacted clearly by loss of market share, and just talking to client and counterparts, while we were discussing this settlement with some of our legal consultants, they were reluctant to deal with us. Once we settled, two or three of those major cases in the big one with the mortgages, we saw clients and counterparts coming back strongly, and so, we have had a good start. Can never extrapolate. Fine,ient engagement is and one of the reasons we are raising the amount of capital yards to underscore that we are not only strong, well capitalized, very liquid, but we are intent on growing the business, and so, equally come for our people, we always knew we needed to give them a vision, and it is difficult when you are in reconstruction. Shrinking or reducing risk. Now, we can Start Talking about that, and Start Talking about how we engage with clients and counterparts, provide solutions, and do it Deutsche Bank does best. Francine youre actually confident that the debt trading unit will regain market share . John firmware was in the Fourth Quarter, it already has. Francine and it will continue . John it seems to be, yeah. We will invest. To the extent we lost collagen that business, we will invest. It is the core of our investment group. Francine there is a lot of questions about your future. You said you are here to stay. John absolutely. Francine why the appointment of two deputy ceos . Call it burden sharing. It is a very Large Company and we are in many markets. We have an enormous presence in the u. S. We are going to have to focus a lot on germany in the next two or three years with postbank. To the be adding postbank board to give a little bit more resource behind the efforts we need to engage with all the stakeholders in germany, but i thought it was helpful, and the Supervisory Board agreed, if i could appoint Marcus Schenck formally as deputies said they could literally deputized to her juggling my diary is one of the frustrations of the job and it is helpful if we could have two people formally appointed as deputies who could step in and represent me and or the company on specific formal occasions. Francine why was it done now and not 12 months ago . Was for the same reason it done at all. I mean, it is not that common. There was just so much to do. We are all very busy. All of the board anyway, if you ask them, are always out representing the company. It is helpful in the context of the two main divisions of the private and commercial bank and the Corporate Investment bank, if two of those representatives who happen to be german could play the role of deputies to me, then that made sense. Francine we are running out of time. Very quickly, what is the one thing you worry about the most in the implementation of the strategy . Is there one thing that worries you that you had to get right in the first six to seven months . John well, it always boils down our people have gone through a lot of restructuring, and it is continuing to motivate them. We do have restructuring work still to do in germany, so we need to make sure that the vision is right, and we are dealing with people well, because they have been through this difficult to your period already. Period already. It is keeping people focused and motivated and im encouraged the company is fully behind them and that we want to be successful again and now, we have all the resources at our disposal that we need to be successful again. Francine how much focused do you think shareholders will have on dividends . John initially less, i guess. We are resuming dividends now that we have the capital strength to do so. So this very modest, year, we do not know if we will pay that minimum amount. Maybe top it up a little, it is really next year that we want to resume a much more normal Dividend Payment and i dare say give them capital build up. We will probably stage and a recovery of dividends, but it remains to see. Francine one of the questions on the cause yesterday asking about m a and how that looks like Going Forward. Do you expect a lot of more crossborder, domestic m a and you expect Deutsche Bank to be part of it . John integrating postbank has a lot of facets of acquiring the business of fresh, so we are participating in germany, so i think the German Market will consolidate domestically. It has been on that track now and it may pick up the pace a little. Francine this year . John i think so. Some time. For germany has many banks and is a bit of an outlier in europe because we have seen in italy and spain considerable consolidation. I do expect it to take place. Whether in the fullness of time, in the next two or three years, we participate further, remains to be scene. The way the market develops, but with 20 million captive customers and half of those using our Digital Systems already, and germany really embracing ecommerce and the , with a lot ofow enthusiasm, i think we have tremendous prospect as we are. Francine do you think him overall, europe is over banked . John it does not feel that way, not particularly, no. Guy john cryan, ceo of Deutsche Bank. Right, lets pick up. Good morning. You are watching bloomberg markets, the european open. Im guy johnson at bloombergs European Headquarters in london. Unveils yetk another turnaround plan that will cut staff and see it. 5 billion dollars in terms of the share sale. John cryan, you have just been hearing, telling us hes confident about the future. Set by gms european operations for two point 2 billion euros. Will this but the automaker in the fast lane towards profitability at opel . The etf industry drives fees lower. How deep will the cuts need to be two to stay competitive . 30 minutes into trading in europe. That is talk about were the Market Makers have got us now. You canthe picture that see. Down more than we thought we would be. 2. 3 percent percent. This is a mechanical reaction because they are raising. It is going to be diluted. We broke the story friday. We are going to get a reaction monday morning. Ftse down by. 4 . Keep an eye bang on the pound. Eye on the pound. Interesting midmarket moves as well. Bloomberg business flash update. Sebastian Deutsche Bank ceo is reversing course less than two years into his strategy. John cryan has announced an overhaul that includes 8 billion euros in stocks, and reintegrating prospects reintegrating postbank. They will aim to reduce costs to 22 billion euros by 2018. Insurer hasargest agreed to acquire Aberdeen Asset management under the terms. Shareholders will own 66. 7 of the group. One of the biggest front managers overseeing sinks and 60 billion pounds. Overseeing 660 billion pounds. Markke documents to millions of dollars in bribes. Have. Lee is alleged to committed perjury when he said he did not know his company had paid money to entities controlled by them and was not asked by President Park geunhye to give financial support. Samsung says the company has not given bribes or made improper requests. And that is your Bloomberg Business flash. Guy, matt. Guy the euro beginning to gain a little bit of strength. You can see that on your launchpad. Go and check out what is happening with the single currency. One of the big stories of the morning. The car sector, ahead of the geneva motor show. They are selling them to peugeot, psa, france. What will this look like . The deal will create europes secondlargest carmaker. Psa shares up around 3 right now. Manus cranny is standing by in paris. Manus, what do we know, what do we need to know . This is about a reach for scale. He has turned it around. Hes going to get himself a number two. Hes buying the voxel and global brands. Hes going to buy the financing on that, mixed into the price tag as well, along with bnp paribas. Hes got gm to commit to settle the pension liabilities or a portion there of. Money. Pitch in there is a deficit of 9 billion. The unions are important. This is an opportunity to get european roots back, so the unions are important and the Pension Funds are more or less left out in terms of liability. This is about reaching for scale. Hes going to take the opel brand and go with it. Gm contained it here in europe and took out the share to stop competing with it. So this is an opportunity to go global with the opel brand to what extent he can do that and that remains to be seen. Important but in many ways, europe has too many car plants and you could argue part and parcel of this process is going to make the plants more efficient and maybe downsize some of the others. Opel . Re his plans for how does he turn his back into a driver . Manus its going to be interesting to see what he actually says. The News Conference has started a little bit earlier than anticipated. There are certain agreements in place. The vauxhall brand, there are written agreements. He set out targets. Hes right to make a margin of 2 by 2020 and a margin of 6 by 2026. That simply cannot be achieved without a fundamental restructuring of the business and also there is a bit of a subplot here. What he does get his hands on his electric Battery Technology which peugeot does not have in size and scale so it is going to be ripping the business, parts of the business you can touch between now and 2121. Some of the big changes are delayed until then. The target,euros is and a margin of 6 by 2026. So, no mean feat. This, this is 90 years of history for gm coming to a close, 20 billion dollars worth of losses since 1999, but at this. Gm has warrants to buy back into peugeot if they wish to in a number of years time. Never close the door. Guy no, never close the door. Wise words, manus cranny. Manus cranny joining us from paris on the psa transaction. Remember, if you are a bloomberg customer, ca you can watch as you work your way through. , tv , andgo what you get is this landing page here. Bloomberg television, bloomberg radio, all of the key events coming up, and the top one right now, live on your bloomberg, a 15 to 10 15 is the peugeot executives speaking on the gm opel purchase. We were talking earlier to an analyst, giving us his take on how clean this deal goes. You can i be the team as well. So much Corporate News. Great place to start with all of that is tv. Of next, Deutsche Bank. How Ceo John Cryan tore up his turnaround plan. We are live in frankfurt after the break. Guy 39 minutes into the session, this is the open. Bloomberg first word news update. Here is sebastian salek. Hasstian James Clyburn denied Donald Trumps claim that the Obama Administration ordered wiretapping in trump tower during the election campaign. His comments contradict the close of allegations by the president on twitter early saturday morning. A person familiar with the situation and will bloomberg that trump relied on reports by conservative media including Breitbart News for the claim. Japan had moves to the highest possible alert level after north korea fired missiles into water. Three fell into japans exclusive Economic Zone with one dropping 350 kilometers west of northern prefecture. Shinzo abe said he will lodge a firm protest with north korea. South koreas acting president provocation. Rious Francois Fillon has rejected calls to step down. The republican denies allegations he use public money to pay his wife and children for carrying out fictitious jobs. Party executives have about 40 meeting planned for tomorrow juppeeports of alain taking his place. That Prime Minister mark rutte margare mark rutte is europes first major electoral test since the u. K. Opted to leave the e. U. An opportunity to stop the trend after brexit and the u. S. Elections and before the french and german elections. For the netherlands, to vote for a policy which i want to making of continuity, of sure the successful policies of last four. 5 years will be implemented over the next three or four years. Sebastian global news, 24 hours a day, powered by more than 120 countries. This is bloomberg. Thank you very much indeed, sebastian. Donald trumps production is stance may propel economic powers in asia, the middle east, and latin america into alliances that according to the Vice President of the european he told bloomberg what he thinks about the president s trade policy. Know thewe do not substance of this policy yet. We have just read the tweets and heard speeches and statements, but there is very little on paper yet. Is aerybody knows, e. U. Trade superpower, and we are the largest single market, so it is in our dna to support for your world trade, robust trade, which is a big part or significant part of our Economic Strategy and wellbeing, so what we want to do with the trade in the United States is to settle down all the tensions and try to create as smooth a trade relationship as possible. You want to see the detail of the policy, i understand. Is it your understanding, are you hearing it is harder european businesses already to do business in the United States anh the dialogue around american first policy, even before any new trade barriers have been put in place . Has it been hard for european businesses to sell into america already . Jyrki well, i have not heard any feedback yet from the businesses, of course, but everybody who has heard what has been said have some concerns, yet,t has not materialized so we hope there will be good fruitful discussion on trade and a look at the opportunities to deepen our trade relationship. We have been negotiating for years. We have achieved a lot in these negotiations, so we are now just waiting for the response from the u. S. Side for what we could do more in order to open up our markets. Anna edwards speaking to the Vice President of the european commission. Put johndesigned to cryan new strategy into practice. They named two deputy ceos as well. Postbank feels very different from the strategy laid back 18 months or so ago. Steve aaron has more from frankfurt. John of challenges for cryan. Which is the biggest, do you think . He himself said in an interview with bloomberg with me this morning that the biggest challenge of keeping people motivated. The bank has been going through a lot of restructuring and they announced a new strategy 17 months ago, and this new one that came out basically over the weekend is a complete reversal on that and he needs to make there are 100 thousand people working for Deutsche Bank and convinced this is the right strategy and hes going to be the wright to implement that. Guy absolutely. The way to implement that. Guy absolutely. If you invest in Deutsche Bank, white do you think hes the right man for the job considering the fact that effectively, we have seen a very large chunk of time wasted . That is absolutely correct. Im pretty sure he will be facing the question from various sides over the next days, weeks, and months. He himself made sure he told the people in the media that called yesterday evening that he was staying on in the job and he wants to see the strategy through to fruition, and he will need to work hard to convince people that he is doing a good job. He will need to deliver, i think. Guy he talks with francine about delegating. It is the heavy lifting going to be done by the deputies . Steve i think that is a very good question that will be we will be focusing on in the future. The new deputy senior roles for Marcus Schenck, the retail head and cfo, they are a big change for Deutsche Bank. We dont know what they mean. John cryan has taken on the role as head of u. S. And presumably will be spending a lot of time in the u. S. Leaving the german shank. With the question is how much power. Deutsche bank is refocusing on the German Market with the integration of postbank. We will be watching closely what that means for them. Guy great reporting. Great reporting. Thank you very much indeed, ing a setons join of frankfort on the Deutsche Bank stored. North of the martyr, we have Aberdeen Asset management. That deal is going to be when i think is in response what is happening in the etf industry. Let us talk now to a representative to get some coverage of what is happening here. The stocks are trading higher. This is a response and so many ways to what is happening to businesses like vanguard. Just how aggressive do you think the costcutting is going to have to be . Guide, we gave, the ceos a call this morning, talking intensive numbers, something around 200 Million Pounds over the next three years. So, it is quite big and were not sure of actual details. They seem to emphasize that this is about synergies and increasing revenue and scale, not so much about cutting people. Guy but it is in direct response to the industry . Definitely. We have seen a massive change in the last two years. Not only do they charge less, but there must have been more. We have seen similar deals. Aberdeen was linked to the move for fire near for pioneer. To respondy needs and call costs and to basically increase scale. Is the rationale the same for both companies . Are they was coming up this problem the same way . Do they both did the same net result out of the transaction . Slightly different in a way, guy. The lastto think about two years, where it has been moving less from being an Insurance Company to more of an Asset Management. There is more fears and capital. You can see in that context as far as they are concerned and it helps them in terms of getting an International Footprint because aberdeen is quite strong in asia. Lukanyo there are slightly different motivations but in terms of the big picture, that is similar to what we have seen elsewhere in the u. S. , japan, so ] guy one final quick question. What is the future for mr. Gilbert . Lukanyo it is hard to know. In terms of what they were saying in the call, he was very quick to emphasize that these guys can coexist and this is going to be a huge company and there is enough for both of them to do, complementry skills. Mr. Gilbert coming from a more financials perspective. It is hard to know. In terms of what they were saying, they are trying to put a positive spin on it. Guy im sure they are. Aberdeen at 4 . Standard life up 6 . Lukanyo mnyanda, thank you very much indeed. Another big financial transaction taking place. Up next as well, growth goals. How real estate are china targets being laid out at the annual National Peoples congress . Beijingoing to go to for the latest on that story. This is bloomberg. Guy ok, open for 52 minutes. Let us find that hello stock stories are developing. Thats good at nejra cehic. Nejra it is a risk im going to be repeating things, but these are the biggest movers on the stoxx 600, so no way they can be avoided. Deutsche bank, one of the biggest movers of the index. The stoxx 600, if you look at mov. But for digesters to lots for investors to digest. Deutsche bank selling a piece of the Asset Management business and abandoning the postbank sale. Drop inonly the biggest about one month for Deutsche Bank. Now, Francine Lacqua has been speaking to the companys ceo, john cryan, about the company ins strategy. Listen in. John we have been shrinking, reconstructing, changing the banks a lot over the past two years, and we want to move back into modest growth mode, controlled growth. We just thought to do that, it would be helpful to add capital. Nejra and Standard Life here moving of course on the takeover. They agreed to acquire Aberdeen Asset management. This deal would create one of europes biggest fund managers, 660 billion pound asset manager. To the responding pressures on the Asset Management industry in terms of the moves to passive versus active funds. It is the latest in a string of consolidation in that industry. Standard life shareholders will own 66. 7 of the combined group. Standard life has jumped the most since september 2014, but aberdeen has also been moving higher, jumping the most since june. Peugeot up 2. 9 at the moment. The shares have hit their highest since july 2011. Of course, after psa agreed to buy gms opel unit. Guy thank you very much indeed. Let us turn to what is happening in asia. Nationalned the Peoples Congress in beijing this weekend. He struck and up the note on the nations expansion and rising struck an upbeat note on the nations expansion. Tom, first up, give us a sense of what we learned this weekend. Guy, the key take away was the softening of the gdp target to about 6. 5 , and what that means for the renewed emphasis now on tackling Financial Risks that have bubbled up under the surface of the economy here as it has stabilized, and we heard saying on sunday that he was concerned about rising nonperforming loans and about shadow banking, but so often, in the case in china, rhetoric does not meet the reality. We have seen the gdp grow 100 in the last eight years. Isknow that new money supply going to be increased 12 . That target is slightly below the target of last year. They will be adding the gdp of germany to chinas already volume of debt pile. Boostinged about consumption and cutting overcapacity in sectors like steel and coal. 150 want to knock off million tons of excess capacity in china. Ok, so risks, opportunities. Let us talk about the risks in a little bit more detail. You alluded to many of them. If you were to put your finger on one risk that is really standing out as a result of what we learned this weekend, what are the most concerned about . What are the chinese authorities must concerned about . Tom probably a combination of two. Trump and u. S. China trade tensions, but also the fed and rate hikes. If those happen, the pressure on the yuan, we have seen the capital outflows pick up over the last few months. They have had to burn through the fx returned to support the yuan. It was the central bank in a very difficult position. If they go for a oneoff devaluation, and take other steps to support the yuan, it is a difficult balancing act. Devaluation was unlikely, but certainly, the yuan is a top concern. Much indeed. U very as ever, all eyes on what is happening with the fed. Ways, it is a very quiet session out there because in many ways, we wait for the payroll numbers on friday. Up next, it is bloombergs surveillance. Francine lacqua will bring ou he exclusive interview. Things will change in french politics, or will they, this morning. This is bloomberg. Ways wins. Especially in my business. With slow internet from the phone company, you cant keep up. Youre stuck, watching spinning wheels and progress bars until someone else scoops your story. Switch to comcast business. With highspeed internet up to 10 gigabits per second. You wouldnt pick a slow race car. Then why settle for slow internet . Comcast business. Built for speed. Built for business. Francine switching strategy. Deutsche banks ceo rips up his own script in his admission that the plan has flopped. We want to move back into modest growth mode, controlled growth. We thought it would be helpful to add capital. Francine peugeot maker psa agrees to buy gms european union, creating a continents secondlargest automaker. And fillon under fire. The french president ial candidate vows to fight on. We speak to fillons Economic Advisor shortly

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