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Meet antitrust concerns. Apple investigating reports the icon was hacked to gain access to nude photos of celebrities. Among those whose pictures were put on the web, actresses Jennifer Lawrence and kiersten dunst, and reality tvs reality tv star kim kardashian. Record 18xit a billion bankruptcy foundation and the state of michigan offered hundreds of millions of dollars to shore up the system. Lets head straight overseas to the tensions in the ukraine continuing to rise as heavy fighting escalates in the conflict, as the line estimates claimed 2600 lives. Not only are the militants clashing, but comments were just made about the statehood for southeastern ukraine this past weekend. The fighting was heavy in particular. Then we had those comments sunday over the weekend. A critical solution should involve a discussion of statehood for the region. That got everybody concerned may be with the russian president wants is a state led buffer state recognized only by russia. Russia has on its periphery. Everything russia has said is basically the east of ukraine should have more autonomy from the federal government but remain within the federal government. The spokesman then came out and said no, the russian government is not talking about independence. Those comments plus the fact he used a turn back to the imperial russia for the use of ukraine. In russiano it history. A lot to be concerned about the russian president s tensions. Tonight to deliver a warning to gluten, what might he say . There are two parts to the message. Part is a stone meal estonia. Other major countries will be protected, even if that involves the u. S. Military getting involved. If one member is attacked, all the other members have to come to their defense here and there is a concern east of europe that there are secondclass citizens. He wants to dismiss that and send a message to president about do not even think an invasion into the baltics where they are our nato members. Then the big nato meeting is absolutely massive friday. That will definitely focus on the ukraine. Thank you on the latest there. The latest in ukraine from london. Lawmakers in washington all over the sunday shows warning of the threat of the growing Islamic State in the middle east and arguing the president and the administration should have been doing more. I was astounded when the president of the United States said the world has always been by socialaccentuated media. That means the president of the United States is either in denial or overwhelmed. Mccain was not alone in his critique. Howing us now with more and this could play into policy, peter cook. The pressure is on the president to do more, particularly in from of the comments mccain. We are used to hearing that from mccain and his cohort. Other republicans urging a much more aggressive policy. They have been critical of the president s handling of iraq and syria in particular. Not a huge surprise were hearing john mccain laying it on the president right now. More of the surprises we now have democrats also joining the. Horus Dianne Feinstein of california was on the sunday shows that as. Ell shows as well have learned one thing about the president. He is very cautious. Maybe in this instance, too cautious. I know the military, the state department, and others have been putting plans together. Hopefully those plans will coalesce into a strategy that can encourage back coalition. The meantime, were hearing from right out from white house officials. They do not want to rush into problems. They want to rush into the notion of military action in syria. At the same time, theyre also the militaryfar actions have been successful. Finally, they make the play the u. S. Right now with limited action or so far have worst regional players to confront the isis threat and the Islamic State threat on its own without the u. S. Having to take the lead. Ultimately, that will be a successful outcome out of all of this you request outside the airstrikes, any clues as to what the president might do next . He is heading on this trip to europe. He has got this nato meeting. The Islamic State will be a hot topic, particularly that nato summit. The president will continue to push to have nato allies play a role in all of this. Other European Partners as well. The trip may be more important, john kerrys trip to the region to try to bring some of these players in the middle east on board to fight this threat on board even when they dont agree on some of these issues. Thank you so much. On m a. News m a tuesday. A cruise line holding to require four over 3 billion. A merger in the cruise industry. That is on top of the other deals this morning. Dollar general, Family Dollar stores. According to people familiar with the matter, ilia is talking to private equity firms teaming make a group offer for tmobile here. A second route around. To break it all down for us is our bloomberg editor, jeff. Great to see you this morning. Happy tuesday. Walk us through the Dollar General store. We are running the gamut. From cruise lines to dollar stores. They bumped their bid and it was not expected. Dollar general had rebuffed. The real concern had been antitrust. They were worried they had a lower offer from dollar tree but felt they would sail through d. C. And there would be limited antitrust risk. They bumped their bid for Dollar General and also knowledged that would not do it and theyre willing to sell up to 1500 stores. If the deal fell through, they would at least get 500 million and could perhaps go back to dollar tree. Nelson is in there. They are looking to get the best bid they can. They will have their lawyers go back through their analysis to say, is this going to cut it . What about iliad . Go 35 oright need to higher to get Deutsche Telekom and tmobile interested. Theyre going to companies and also private equity funds. In an ideal world, they would love to private equity. It would let iliad and the billionaire run the combined companies. It is still not clear if a deal will get done. Stories have other pushed shares down. That will cause pressure on them to drop the deal and walk away. Telekom, the owner of tmobile. What if they said they wanted . They wanted between 35. Not to salad. At least we will get them to engage. Out there floating around, people assume charlie may also get involved. That would make it really interesting. Maybe in a year, spring comes back. Who knows . Unique perspective, some of the top stories we just covered, i want to turn to my guest host, mike dolan. The former ceo of i and she worldwide. Health engineer with cbs. He is the interim ceo. Great to see you this morning. Happy postlabor day. Weekend. Red from the we are back at it again here with m a. Have seen your fair share of these kinds of deals in your career. What is behind all of this . There is a lot of money floating around in a lot of money is available for deals. You were just talking about the tmobile deal. Disruptor and someone who built all this money himself. He becomes a lowcost participant in an industry. He uses that to cut rises. Tothat is what he is going do in the u. S. . He is looking at a cable bill and saying, that looks like a pretty rich bid to go after. The year . Inue into it will as long as the money is as loose as it has been. I have got to ask you about this icloud hacking over the weekend. All of us woke up to the news and got worried. What about discussions on hacking and cyberattacks in the board room . I think the whole response to those cibers attacks were something that were not my pay grade. The outcomes are horrifying. I think it is terrifying. I also think a lot of the companies they havent trusted their brands to our really mom that are nottions sufficiently sophisticated enough to deal with it. With topalt celebrities and athletes. How do they protect their private information . Individuals, people who have 10 knowledge they have. Interesting. Stay with me, the former ceo of ing worldwide and current ceo of the up next, a ceo Bob Benmosche steps down for after five years. He tossed the comments he made about the government early on in his tenure. And count down to the kickoff. We are talking the many issues on the nfls play this season. The owner of the Miami Dolphins and the president of the jacksonville jaguars. We will be back. The end of an era for Bob Benmosche. He turns the reins over to Peter Hancock. His health was also worsening. It was not the only thing we talked about at his villa in croatia. We also reflected on his five years tenure, marked by a variety of france against lawmakers and regulators who he felt were trying to bury the company. I asked him about one, in particular he made shortly after becoming ceo in 2010. Can i name some of them . You said you had bigger balls than the government. That was in a private meeting. Let me give you the context. Each one, you have to have context. Or eightbout seven people. I know who leaked it. He had a self interest in his position. That is ok there it everybody has self interests. Argument witho an me and said, you cannot say these things and demand of us the performance you are demanding here we have the government to deal with. The government is setting the rules and regulations here it i said, no, they are not. We are going to run this company. Im not worried about it. They could come after us. Think they have a lot of balls, but the fact is, i am not worried about the size of mine and i will tell you, the government is going to tell me how to run the the company and i will tell you, because that is what they hired me for as eeo. I brought up the controversy over the 165 Million Dollars in bonuses in 2009 in the amount sparked an uproar because of the same aig unit that would have destroyed the china if it werent or the federal ale out. I want to read one quote from georgia. He said, we are in effect at work. Yes. A war over the 165 million worth of onus is. At the hundred Million Dollars spent between four firms, and i will not name them. One was an accounting firm, one was a lawyer, legal firm. An assetne was management business. The other one was in consulting. Four firms. Out of aigspaid million tos, 100 watch the people of aig work. To see if theyre doing the right thing. Whatever this congressman said, we spent 100 million watching that he paid 165 million to. Maybe i am not. Maybe im the crazy one. Not know. Catch more of our conversation. Also coming up in the next hour, we will talk about Bob Benmosche s company. Moving and shaking this hour, another wall street titan. Jpmorgan Ceo Jamie Dimon has pledged to spend billions of dollars to improve compliance and cyber security. He has cut ties with potentially risky clients, including banks. Exposedsold businesses to more scrutiny by regulators. Regulators are treating jpmorgan as though it is as risky as ever. 35 billion cannot be used for dividends or buybacks. We will be back. You are watching in the loop live on Bloomberg Television and streaming on your phone. Good morning. I am betty liu. Here is a look at Bloomberg Top headlines. Frommay be banned operating in germany. Uber drivers do not have the necessary permit. It may ask for another hearing. Eric cantor goes to wall street. He has been named vice chairman of an investment company. Washington office for the firm. He lives in virginia. Apple will turn an iphone into a mobile wallet. According to a person familiar, apple agreed to partner with visa, master art, and American Express to make mobile payments easier. Certainly, a lot of questions about security after the hacking of its icloud system, which it is investigating right now. In the meantime, it is 26 minutes past the hour. Bloomberg television is on the markets. Alix steel has much more on the early trade. Futures in for focus. Futures trading at a twomonth low this morning. A separate seven month high. Joining me for more on how you should be trading it, greg bender and todd coleman, senior. Ice resident i want to start with you. Loveis meaningful, it is a the 200 average. That is important. Triggers a lot more selling. What was the catalyst this time . The dollar. Multimonth highs, not just against a few currencies but against all of your major currencies, specifically the yen and the euro. We are seeing pressure against the commodity complex in general. A lot of Commodity Traders and goal traders are trend followers. The average will just bring more selling, most likely. Last you heard greg day we will a more selling. Iwould be your trade . Agree. The strength of the dollar is driving the gold here this morning. You have october coming up later in october very thatll give us a line in the sand as to when they will raise rates. Asset purchasing program would push gold prices lower. If you look at a gold volatility chart, were hovering over 60 year lows. Not a bad area to be a seller here with volatility on the lows. Act at you be buying it any point . Is this a pure cell and go a great trade and go away trade . I would have been a seller possibly friday. I think we are looking at a touchdown area of 1250. The early june lows and after the highs in march, it suggested that would be a waiting area to get past midterm elections. In and out of this trade in about six weeks. Lehman turns here am a gold is trading around 70. Possibly 38. 250, that is the trade. Both of them are talking about the head and these eb might have more power when it comes to gold and more power when it comes to the dollar. What is your take . Is almost like going back 20 years ago when japan started exporting the equation and people started talking about that now with the european union. Will they start exporting around the globe, which, again, bearish for gold prices and bullish for the dollar. To tods point about gold volatility, one of the reasons it is so low in trading near is we have nots broken out of that 14001180 range yet. If we get below that come you will start the volatility pick up. Perhaps we are buying at that point . The Major Players have already exited the market. Five years low in the futures contract. Gold etf is trading well below normal volumes. We will start to see pick up there. I want to get your quick take on where the geopolitical risk is. I think the middle east is more affecting the oil trade. With treasury yields on the rise seemingly over the next few months, that will be the safety trade. Ald right now will take backseat to other safety asset hiding places. Placeas been that hiding over the last 10 years but it has run its course. We will see volatility pick up and that indicates volatility prices, there will be more attractive various to relocate those. Thank you very much. Betty, back to you. Thank you very much. Coming up, with the nfl season to kick off on thursday, are you ready . Here from the owner of the Miami Dolphins about some of the biggest issues facing the nfl. Plus, reports actors iphones have been hacked over the weekend. Much more is straight ahead. The Labor Day Weekend was ripe with football. Not even on a practice squad. He is the first openly gay player to be drafted into the nfl. Does this mean his career is already over . For more, were joined by an allstar panel of the business side of the football panel. We are calling the nfl state of play. Miami dolphins owner stephen ross joins us. Host this hour, who knows quite a bit about athletes, he was the former chairman. Join me as my guest host this hour. Thank you so much as we kick off this week. Steve, how are we feeling . We are excited. Everybody is waiting for the kickoff. It is that to football. When do you stop feeling good . After the first loss [laughter] might just be a very small part of the grand scheme. But he did make headlines over the weekend. To bethe guy whos trying the first openly gay nfl player. He was cut by the rams. Would you be interested . He would take a look at him. Otherare over 1000 players cut. I heard the team in the Canadian Football League is interested in him. I love other opportunities. He came out openly gay in a very tough guy did it ultimately hurt him to do this . Life i dont think so. It probably benefited him. He is not the only gay person in the nfl. I would doubt that. What he did do is have the courage to come out and acknowledge it. This is a time in 2014 in the stigmastates where any that would have been associated with that 20 or 30 years ago has long since gone. It is gone. Know if was there any affect in the clubhouse to michael sams comments . I have not heard anybody. We are looking to draft forward. We are looking at merits of the player and not looking at that. This is something the press makes a lot of to do, but as things are accepted and things are excepted like that, because they should be, it is less and less. Nfl isoes into how the at this transition point and what issues are affecting the nfl. We are not just talking about acceptance of gays and others. List, the apology tour. Dell said, i blew it when it came to coming down hard on players who commit offenses like domestic violence. Battle speaks to whether football in the nfl are showing when it comes to various issues like this. Mark, jump in. I want to get your take and how this might affect the team. Theres no question that speaks to the seriousness of the issue. An outstanding job leading the league. There are issues every business has to deal with. 100 confidence in roger and his ability to lead the league in a positive way. What did you think . It is a privilege to play in the nfl. When they see people there who , there is be playing a certain level that will be put up with. Roger saw that. The nfl will be what it is. It is held to a High Standard and roger really believes in that. I concur with roger and i think hes doing the right thing. Hat is good for everybody youre trying to clean up football. You are against bullying. Yes, im against bullying. What came out last year, it couldve happened anywhere. I do not think we were unusual about that but we learned a lot from it. There is the dolphins credo. There is a picture of some of the teachers put up. The Miami Dolphins credo. We wanted to really see and create real leadership in making sure things like that do not happen again. The players were somewhat embarrassed by it all. Any team would feel that way. Were looking to do something to make a positive out of something that was very negative. Right that i am and Miami Dolphins, a warrior, a member of an unbeatable team. I am a professional and a Miami Dolphins. Mike, weigh in on this and how that image of agree or criminals or whatnot within the nfl, how that plays. Part of the values is all of that, it goes part and parcel with what the sport is about. Token, i think the in termseally function of, they are the adult community. These are kids, basically. They are 20 years old. Growing up in that bubble where all of these values are magnified. It puts even more pressure on exercisees to really parental guidance. Dont you agree with that . There is no question. What went on with the dolphins could happen to any team. Were doing something about that and making a positive statement. Are you just saying what happened last year with the some ofes and hearing those comments, it just so happened it was bad timing and bad luck being caught . Everyone does it question mark i do not think it was on being caught. It was a lack of respect the players were showing for each other. That is universal in all sports and can happen anywhere. We can do something about the dolphins. Playing any type of organized sport. That has nothing to do with treating people with respect. Today, it really developed. It is a product. Inre is no place for it sports and no place for it in america and society. Athletes are role models. People see them acting the way they are. By them acting with respect to each other, it will go a long way in changing that. We are looking to create setting an example. Totally. This could lead to something very positive that happen in miami and anywhere. Stay tuned for that. Something impactful happen. We will, definitely. Stay tuned. We will have much more with stephen ross. We will talk more about the withess side of football the former chairman and ceo of ing worldwide. Coming up, more on the nfl season where we talk about the uars will chad wires the jaguars london plans. Were back as we kick off the season. Stephen ross is joining us. Dolan,ining us as mike the former chairman and ceo of ing worldwide. I want to get back to our nfl state of trade. Mark, we did not get to hear from you much on this. I know you focus more on the business side of football. With all the bad publicity around concussions, a lawsuit, the settlement, do you find youre having to protect your costs a bit more from further losses . Is this image costing franchises like yours . The biggest key is to do everything you can to be proactive in terms of dealing with the issue. ,hen you look at our players the greatest asset we have is their health and wellbeing at the very top of the list. That isnot an issue solely the national Football League. It crosses all sports. I am proud the national Football League has taken a leadership position not only in terms of funding the research but putting in Place Research calls on and off the field copied by other sports throughout the country. Will this go away at all this issue or is it here to stay . People talking about it. Certainly the nfl and the popularity of the nfl, people are always talking about it with regard to football. It is really involved with all sports. Hockey, soccer. Womens soccer in particular. Something when your kids are playing sports, it is something you want to figure ways how to prevent it but also how we can detected as early as possible and really not put the players getting them back from the field. I hate to say this, but part of watching football and why it is so enjoyable, you do like to see these guys get knocked around. It is a violent sport and gladiator like. You guys are having a problem getting people into the stadium. That is one of the big challenges we have in the nfl. They do a great job designing the game. It is easy watching it at home with high seven mission televisions and the screens. All the information they give. As an owner, we have to figure to make the experience better at the stadium. Today, were doing a lot like miami, renovating the stadium, making it a new stadium and Technology People want today. It deals with food being delivered, anything you can to really enhance that experience is incumbent on every owner to deliver to the fans. Old,ople under 25 years 80 of them are watching tv and games with a mobile device in their hands. They are communicating with each other and commenting what is happening in the course of the game. They want to be old that in stadium as well. We do not have the technological with bandwind dth. Every team is facing that in terms of scale. We always have more people watching on tv than would be intent in attendance. To givecumbent on us fans a compelling reason to leave the living room and go to the game. What is the compelling reason . You have to give them a unique and different experience than what they have at home and make sure they do not make many sacrifices. Upwards of 40 of fans are fantasy football players. Youve got to make sure they are connected when they go to the stadium. We made Huge Investment in terms of video boards. We will provide our fans with the type of information and give that you canays only currently get at home. And also avestments commitment as well. There is nothing like being there. It is excited at home. Ou get caught up traffic and the long bathroom lines. Enhance that experience so it is much more enjoyable. People are taking that seriously. A lot money is being spent and certainly incorporating technology. One more issue i want to get to, exporting american football overseas. Play had wires jaguars play in london. Do you think there is any appetite at all for u. S. Football outside the u. S. . The numbers. We have made a commitment for four years. We are doing it for a number of reasons. Response has been outstanding. In our case, were doing it to support our community. As we played in jacksonville, we worked closely entered into a mini trade where we call on our companies over there and turn it into additional tourism. You have experience. I do. London is the exception that proves the rule. I think london is an unusual case. You need to be able to fill the stadium. Average, american football is our version of cricket. It is not very exportable. You are a big soccer fan, steve. The one International Sport that crosses all boundaries is soccer. Is there a second sport that has that kind of breath to it and the ability . That is the question. Steve, how do you feel about that . Londonill play in september 28. Question a sport that the people do not know the rules over there. X patriots over there. It is interesting. All right. Great to see you. Thank you so much. Miami dolphins owner. Jacksonville jaguars president and michaelamping dolan. Crisis 56 minutes past the hour. Bloomberg televisions on the markets. Equity futures are little changed. Again in the markets 30 minutes. We would be back in two minutes. About 30 minutes away from the opening bell here in the loop. Or is what we are working on. Stocks will be little changed at the opening once again. The s p starts did stay at a record high. Start its day at a record high. Dollar general has raised its bid for Family Dollar. Now offering 1. 3 billion. Hackers break into the icloud and steal nude photos of Jennifer Lawrence and other celebrities . Apple and the fbi are investigating into exactly what happened. It has been six years since the market crash. Steal billing with the fallout dealingrisis still with the fallout of the crisis. Being sued after he lost control of the countrys largest mortgage lenders. I had a rare opportunity to interview him. Along with Erik Schatzker. The excerpts from the interview. He certainly does not seem to understand why anyone would want to go after him. He does not appear he doesnt even understand why there was criticism. U. S. Attorneys office and ellie mae be filing a civil suit in l. A. May be filing a civil suit. There was part of a lawsuit between bank of america and and a worldclass company that somehow became the worst acquisition of alltime. Hes totally consistent. Not only does he believe he is not a villain, but he believes greatt they were doing as. He feels proud of the rectal see legacy. You have updates on what hes been doing. That was the reason for our conversation. To his friendsng and i had some fun talking with him about what its like to be mozilo in 2014 is building a small, mainstream building in a small town in california where he will rent out offices. He owns a building in the arizona desert. I asked if he likes taco bell. He is obviously dealing with what can be a big deal. Hes a 75yearold man and this may be a bad way to spend the final years of his life. It is fair to say that mozilla has been singled out by prosecutors and regulators. He paid a 67. 5 million fine back in 2010. They qs them of misleading investors when he was selling stock. They accuse him of misleading investors when he was selling stock. They had a criminal investigation going, which they dropped in february of 2011. He made half 1 billion in his time at countrywide . Is it about getting more money out of them or him hang up further . Eric has an amazing memory. Around the time in 2011 the government announced they were not going to be pursuing criminal charges, people were really upset. There were people occupying the park in new york city and people were outraged that there had been no big bankers personally held responsible for the crisis and sent to prison. A federal task force that will focus on mortgage security fraud. If there was fraud, that is a different matter. Iso wonder at times why it that bfa and countrywide and zilo appear to be singled out than other banks. Not like jpmorgan hasnt, but if you look at the numbers because bank of america has been disclosing information about the quality of underwriting done by is. Trywide here it the numbers are gargantuan. Countrywide between 20042008 underwrote billions of loans that did not qualify for securitization. Billion wents, 187 bad. Either delinquent or defaulted. Wow. A very big number. The percentage of loans are lower. Lower than merrill lynch. Which is to say, they all stopped at underwriting. But countrywide was no worse come in fact, better than the others. I wish you were here right he he could hear how would point to those numbers. At the same time, eric gave the answer. Those numbers are gargantuan. The scale was astounding. Something like 1. 5 trillion in mortgages. Thank you so much for bringing us that story and tracking him down for us. The story will continue on Market Makers. Indeed. At 10 00, we have the manufacturing. Find out about the craft brewing industry. The founder and president of Dog Fish Head will be with us. I know max will be watching. In the meantime, a massive home run with the Heart Failure drug. They call it a potential game changer after Study Results showed a 20 reduction in mortality rates. Olivia sterns joins us now with how significant this new drug launches. This is a huge deal. This could be the beginning of a major breakthrough treatment that helps a paradigm shift in the way we treat Heart Failure. The study was stopped early because the drug was proven so effective, it cut the incidence of death by 20 . There were no major safety issues. There has not been any kind of breakthrough treatment in heart. Isease here this very successful new drug with no other major competitors. What is the Sales Forecast look like . We saw many analysts upping their Sales Forecast. Nearly doubling their Sales Forecast. Their consensus was that this drug would bring in 2 billion by 2020. Now, could be 5 billion by 2020. Bullish than more that. Sandra bernstein thinks you could see sales up to 8 billion. The blue sky scenario of more than 10 billion in sales is not impossible. Widespread use is highly likely. Thank you so much for bringing us that story. Novartis and its new drug. We will talk about the legacy with the companies current nonexecutive chairman joining us in a few moments. Uber is having some major problems in germany. Stay in the loop. After five years at the helm, aigs ceo officially handed the peterto his successor, hancock. Last week, we aired an exclusive interview with him as part of our upcoming titans of the table prime time special. During our conversation in croatia, he disclosed to me about his cancer and the prognosis was not good. In may, he was told he had 912 months to live. , look, i dont have another year in me to stay on as ceo . I knew that the cancer had begun massive mutations. I knew that there is no drug yet on the market. I knew there were studies. The reset the clock nine months to a year. They reset it when . Back in may. I met in april and we said, look, you need to do some major changes in the organization. They were concerned about me changing the organization dramatically and we announced the new ceo. I said, thats great. We are thinking about First Quarter of next year. I said, im not going to play the odds and the changes have to be made now. Not later. Lets accelerate my retirement. The board was happy to do that. Right now, i want to bring in a member of that board. The aig nonexecutive chairman, steve miller. Great to have you this morning. From listening to what he said, is that how it all went down earlier this year . That is reasonably accurate. The way i remember it. We did meet in beijing in april and we talked about the accelerating Succession Planning. There were a lot of questions hanging that needed to be answered in part by the new ceo, whoever that might be. , abouttrategy organizational and so on. It was becoming time to get on with this concession planning. Succession planning. I talked to bob and he had just come from the doctors with the diagnosis that the old therapy that had worked so wonderfully well for 34 years was no longer effective. They needed to try Something Else and that has been the path weve been on sense. In april, when the board met in beijing, they did not know specifically the shape of his health at the time cared they knew things were perhaps deteriorating or he was dropping more. There were some signs. Bob was diagnosed with cancer back in 2010. We have had a Succession Plan for what happens if he were to suddenly stepped down. Weve been working on the longerterm Succession Plan. Announcing Peter Hancock in june, which became effective yesterday. Since board knew this 2010. Tell me exactly how it worked. How did you keep updated on bobs health . How did it work for the board . I had frequent conversations with bob that always started with, how are you feeling . He said he found that irritating after a while. Everybody was asking the question. Theg the leader of one of worlds greatest companies, your health is a matter of public concern. You were talking to him a lot. We were also connected to his medical team. As a board, you have to ask the question, is there something about this persons medical condition that could interfere with either their physical or mental or emotional capability to lead the company . We always got that assurance. We were doing our Due Diligence as a board on that manner. We got on with Succession Planning, including the shortterm. Something happened to bob before we were ready with this successor, i would step in as the interim ceo. We would have continuity no matter how this turns out. Did you feel sometimes more comfortable asking his medical Team Questions versus asking bob directly . The Due Diligence by the board requires that you not only asked the person directly, but you make sure its verified by what the medical says. What have you learned from bob in the years that you work with them . I have learned, one more time, the power of great leadership, even in the most disastrous of circumstances. Nobody gave aig a chance back in 2009. Have a troubled company tainted by many people for what had happened in the crash. Still hated by some. This hundred 82 billion in government loans. How are they ever going to work their way out . Bob was able to affect that leadership. How is the transition going with Peter Hancock . Sometimes, ive analogized this to we are changing general is as we move from wartime to peacetime. All of the restructuring of aig, paying off the government, all that has been accomplished aired whats left ahead of us is tweaking the strategy. We have gotten our company down to where we are in the propertycasualty business. The life and retirement businesses. Now, how are we going to grow from here . Everybody who bought shares back at beginning of the administration are delighted. The stock went from 10 to 55. We have people buying stock 55. At we have to make sure they are equally delighted. We cant rest on our laurels. Was born in asia come educated in the United Kingdom and had his business experience in america. He is the perfect global. He is very focused on using Data Analytics to make sure we do our job better and earn a better return on our equity. Thank you so much for stopping by this morning. Aigs nonexecutive chairman, steve miller. We will return in two minutes. News just out. Halliburton has reached a 1. 1 billion dollars settlement on claims from the gulf of mexico oil disaster. Doingmpanies accused of effective cementing work. However halliburton blames the incident on decisions by bp which owns the well. Top stories on our bloomberg west. Uber faces a ban across germany after a Taxi Organization one an Emergency Court ruling in frankfurt. Drivers dont have the necessary permits to carry passengers under german law. About makingalks an improved offer for tmobile. The German Company indicated the willingness to negotiate a sale. The opening bell is next. Will come back. Welcome back. Bloomberg television is on the markets. Heres the latest on futures. The final moments before the open as we kick off this tuesday morning. Little changed. Bits ofaiting various economic news. Jobs data on friday. On the markets again in 30 minutes. These are the only stories he needed to know today. Julie hyman with me as well as alix steel. But start with number 10. Shares of the electric car motor getting a charge in the markets. The company is positioned well for growth in electric car market. You think . The point. Good point. Shares of the biotech firm plunging in the free market. 70 . Ng its course by shares were downgraded by at least two firms this morning. Groupon. Upgrading the stock from underperformed. Month target of six dollars. Lets keep this in perspective. They have fallen more than 40 this year. We had so many other things to look at. Number seven is halliburton. They will pay 1. 1 billion dollars to settle the majority of the lawsuits over the 2010 gulf of mexico oil spill. Spillere accused by victims and bp of doing effective cementing work on the well. Number six is staples. They outperformed credit suisse. They outperformed the outlook from credit suisse. Month price target of 15 a share. Number five is darden. The Restaurant Operator announced preliminary firstquarter adjusted earnings anywhere between 3130 three cents a share. It was folded the directors would be new this year with four of those affiliated with activist investors. They were really upset when darden spun off its red lobster chain. Number four is a different company. The drug makers and the fda has granted the breakthrough therapy for the treatment of parkinsons disease. It will establish a new approach to treating psychosis. A big development. Number three is tmobile. Iliad making another run at tmobile. Teaming up to make improved offers for the company. Last month, tmobile rejected iliads offer of 33 a share. It was not taken very seriously by the market at the time. By anyone. Norwegian cruise line. The Company Announced it was buying it will pay 3 billion in cash and stock. I have not been on a cruise, ever. Number one is three companies. Dollar general, Family Dollar and dollar tree. The boosted their bid for Family Dollar to 80 a share this morning. Will buy 1500 stores to meet antitrust concerns. Family dollar rejected Dollar Generals initial bid in favor of a lower offer from dollar tree. Beforecks start to trade fridays august jobs report. I want to bring in the Senior Institutional equity strategist at wells fargo securities. I want to take somebody elses call. Something julie pointed out this morning. By 2020 come in six years, you will see 3000 on the s p. He said equities should benefit from a scenario where the probability of a cycle peak remains low for some time. 3000 by 2020. What do you think . Kudos to him for having the boldness. I certainly dont have that degree of boldness third equities generally go higher. You can trendline the progress and inequities so far. The trendline continues and you get to 3000 pretty easily. Whether or not there will be disruptions in the nearterm is pretty tough. outlook for stocks. He said, it would be the peak cycle scenario. 3000 would be the peak. It is contingent on getting 6 Profit Growth per year. Which is not a very high bar. That is average. 3000 means no adjustment. The current rate at 17 times. I dont want to judge. I can only speak to my own. Im not saying its unreasonable. It certainly is a reasonable forecast if youre willing to put your neck out there for five years down the line. Who was to say where pe is going to go. We are in the business of trying to navigate the market over shorter terms. What we tend to do is focus more on sector strategy and try to outperform the benchmark and a short period of time. You want to hold stocks for a longterm. Maybe thats his point. They are a bit overvalued here in the short run. When youre thinking about economic growth, improvement come equities should perform relatively well. Lets talk about the shorterterm. Versus theabout pe yield curve. The s p 500 yield curve. We have a chart we looked at last week. It shows them converging and yield curve versus predictions has been narrowing. We might actually see valuations come down a little bit. Can you walk us through that . That is what normally happens in the second half of an economic cycle. We are in a point where the set is going to start to increase shortterm interest rates. The lasthappened in few economic cycles is the yield curve has flattened. So far, the sealed the near, the curve has flattened. If the yield curve flattened, what happens. For the market broadly, it does not mean a whole lot. For pe specifically, it usually means contraction. You have seen the pe on the index all. Fall. We become more dependent on Earnings Growth. You should see Earnings Growth accelerate to offset that pe compression. You should see sectors start to migrate returns relative to the pace of Earnings Growth. Earnings become more important. It has been all about pe expansion for the last 18 months. Pe has expanded tremendously. We should see those roles reversed. You intend to look at the cyclicals. Care itke health seems so overextended from that spread between the two the fiveyear and the 30 year. This is where we are sticking your neck out. Historically, you do want to migrate toward a more cyclicals sector. Health care has traditionally we areus something saying, look, health care might be an outlier. The fed starts to increase interest rates, you would normally want to be in the mid to later state cyclicals. Through an is going anomalous experience. In history, and has shown one of the Slower Growth rates on the index. Tends to perform well as others are growing softer. In this environment, health care is the fastestgrowing sector. We think that will continue over the next 12 months or so and that grants relative performance to the health care sector. Great to see you this morning. Coming up, hackers may have found a backdoor into apples icloud. Clean out your icloud account today. We are a few minutes into the session. Stay in the loop. Hackers are claiming that a weakness in apples icloud service allow them to access hundreds of photos of nude celebrities. It sent shockwaves around the world and the fbi has confirmed it is investigating this breach. Apple is also investigating it as well. For more on the hacking and what consumers can do to protect their data, mcafees european chief Technology Officer joins us now from london. Thank you so much for joining us. Everybody whos all this story thought to themselves, wait a things in ive got the cloud, does that mean i am vulnerable more so than i thought i was before . Here is what i would say about cloud. Doesnt really exist. There isnt a such thing as the cloud. A good friend of mine has a good description of the cloud. Somebody elses computer. Is my stuff safe on sunday elses computer . Somebody elses computer . How safe is the icloud versus others . That is the irony with cloud computing. We dont really know because we dont have transparency with cloud computing. Its not like we can walk down to the stata center and have a look at how secure they are. , the twoicular breach schools of thought are about compromising the accounts of the by brute forcing, guessing the password or they used fishing where they coerced them into giving up their password. If we believe those two schools showinght, they are not up on our ability. Vulnerability of the icloud. Does this sound like a Pretty Simple hack . From what it looks like, absolutely, yes. Victims i hate to blame the victims, but are they partly to blame . Perhaps they didnt update their passwords enough or they didnt create enough firewalls to keep these hackers out . What the spear phishing hasils nowadays mcafee seen more complex attacks. Tap into the subconscious of why we give up information. Out laterpaper coming this month talking about how they basically managed to manipulate us into giving up our data. The sad reality is, many of us are just all too willing to be trusting on the internet. Hopefully people will wake up to that. Is any Information Safe online . Or do you have to always keep in mind that it could one day be honorable be vulnerable . There is no such thing as 100 security. Each and every single one of us have to take responsibility. Degree of duee a diligence about where we store our data or what we do with our information. The icloud and whether its an itail or texting or whatever is, we have to take measures to ask the question of, what are you going to do with my data . How are you going to secure the data . Thank you so much for joining us. In the meantime to mustang intech, a delay in the highly anticipated alibaba ipo. The roadshow has been postponed by about one week. Meantime, staying in tech. They were waiting on a final round of comments from the sec. They look at Different Things they need more information on. Once they perceive that final round of comments, they could not get it done by today to set the final perspective and final terms. They decided it was best to push it back about a week. Is it a bad sign . Not necessarily. It depends on what those comments were, which we will ond out if it comes out monday. Closer toils will be the day. Its usually part of the course. Facebook had many rounds of sec comments in order to get to the bottom of things. Its better they find more things they need disclosures on because transparency is always better. Is that on top of mind for investors . Transparency is on top of mind for investors. The number one priority for them is what is this company aside from ecommerce . They have been doing a lot of acquisitions and a lot of investments. It looks like their or business may be transforming. How they plan to use the soccer team they have invested in. Things like that. What that means for the company and what it means for the bottom line. Thank you so much. How one airport is helping pay down its debt by digging underground. We will be back. Time now for the global outlook. It may be hard to remember the last time you were at a jampacked airport. Nearly a dozen the mystic lights domestic flights. Alix steel got a look at some unconventional ways airports are trying to make money. Imagine this. You are taking off for vacation. You settle into your airplane seat, pushed back from the gate, look out the window and see a 78 foot bridge . Get used to it. Airports are desperate for cash. The great reception recession hit the industry hard. Mergers, flight cutbacks, all forcing airports to turn to unconventional and controversial ways to make money. In 2003, over 14 Million People traveled through the pittsburgh airport stores. 10 years later, the number was cut in half. And then thehit u. S. Airways went into bankruptcy, there were 15,000 employees who lived in this region who lost their jobs. 7 millionwn to seve flights a year. Breathing room, but it wasnt until it turned to fracking that it found its real savior. The natural gas producer is paying the airport 1 million to on 9000 acres of its land to tap into huge natural gas resources. We are standing on patent d number two. Pa you dont typically see 9000 acres together where you can truly optimize the surface disruptions. The airport has already pocketed 50 million. The rest will come in royalty payments from production starting next year. It will probably add in may be close to 10 of the operating budget. It was one of the more controversial projects to break ground on airport land. But not the last. Other airports have had crazy ideas. Dallasfort worth turned to Chesapeake Energy. Boston to wind turbines. Now, Pittsburgh International airport gets 23 of its revenue from nonaba should sources nonaviation sources. Alex joins us now with more. This is not the first time that an airport has gone to fracking to get money. It is not. You can highlight dallasfort worth turning to Chesapeake Energy back in 2006. The Company Started drilling there in 2007. Willmade a 1 million made up 1 million per month. They signed a lease on their land 10 years ago for fracking as well. Its not unheard of. I have not heard of it. Otherss this compare to like the one at pittsburgh . It looks to be the most profitable. They have 45 wells compared to the ones in dallas of 112 wells. Revenue last year was 22 million. Compare that to 5 million from both denver and dallas. That was an anomaly for that year. They dont know what the projection will be going forward. Overall, this is a trend weve been seeing. It makes up 3 of airports total operating revenue. Definitely gaining in speed. However, it is dependent on natural gas prices. From 33, revenue went million to 5 million. Alix steel, our markets reporter. Tomorrow, the Buffalo Wild Wings and ceo joining me on a big jobs week. For football season as for industry faces a massive protest over minimum wage. Is 56 past the hour. That means Bloomberg Television is on the markets. Im alex deal. Lets get you caught up on how stocks are doing. Not a lot. Electively flat relatively flat. The nasdaq is up eight points. Overall, not a lot of movement were singing the stock market. On the 10 year yield, you are saying that continue to rise. 39 we are seeing that flattening yield stock curve continue. We want to take a look at oil prices. They are down. 1. 33. Oil supplies continue to steep in the markets and im joined by michael. I want to start by a bold call saying that the rally is not over for the s p. They could jump 50 more by 2020. Looking at 3000. What do you think about that . I have not seen his notes. Theroader prediction for market is that we may go to very high pes for an extended period of time. If you have low inflation and , if you dontates have a recession, i think the equity markets would have continued pe expansion and decent Earnings Growth. Relativelyms correlated to what the fed is going to do. I have to wonder what the ecb does to play into our stock markets here. Know, the dollar has been rallying pretty strong. If it rallies to strong, that will be a headache. Assuming it doesnt go to the moon, i think that is going to helpful framework here. The fact that the ecb is emerging as the marginal is a source of great suppression. French and spanish and german bonds are trading at flows will come into our bond market and bid for our paper. Which is what we have seen as that yield curve continues to flatten. What does that do to volatility . Im looking at the vix, still under 13. The volatility for september is a bit of a function of what happened in august. We had a strong august. In the very near term future, likely to head higher. Higher inmeaningfully the next week or two, we may see some volatility toward the backend. There will be a lot of nearterm catalysts between earning seasons. That is something to watch for. Last year, you had a great september. That was following a strong august. That is more likely to set up a more volatile. Eriod. More volatile p where is the concern . The smallcap stocks are still struggling trying to find their footing here. Through 1200, get i will be much more concerned about the overall architect and. They have been paving the path higher here. The overall market sentiment. We are on the market again in 30 minutes. Bikes live from bloomberg headquarters in new york, this is Market Makers with Erik Schatzker and stephanie ruhle. Russia turns up heat. Moscow says the u. S. And europe are stoking the fivemonth long conflict in ukraine. President obama is on his way to Eastern Europe today. Breaking his silence. The former countrywide ceo cannot figure out why people say all those terrible things about him. Mozilla says neither he nor his Mortgage Firm did a single thing wrong

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