with more than 100 sales companies in the uk network, the owners have usually started out as salespeople themselves and worked their way up through the system. but it looks like there can be strings attached. i'm looking at documents about a recent court case involving credico, and this says they choose the accountants that you have to use if you're an office owner, they pay the commissions to the salespeople and they even choose the wording of the agreements that you have to sign when you join up to one of their linked sales offices. the weird thing is, though, the people i've spoken to don't actually seem to know that much about credico. i mean, i understood credico was involved but i didn't really understand what credico was. i'm not sure i still do understand, like — my understanding is, like, companies go to them to promote their product or something like that? the way it's described to us is credico is like uber. so, we were the taxi drivers and the passengers are the clients. so, credico would connect us and the clients together, they would give us the training