unfortunately something the bank of england would like to see, and the effect of a major collapse in house prices. that is public the most severe part of the test and we may not see a housing market collapse on that magnitude but i think we will see following house prices and we are going to see some distresses in the mortgage market because as you mentioned, people who are facing very large increases in their mortgage interest free payments when they repriced their fixed term mortgages. they repriced their fixed term mortgages-— they repriced their fixed term mortgages. inflation at 8.796, remaining _ mortgages. inflation at 8.796, remaining higher— mortgages. inflation at 8.796, remaining higher than - mortgages. inflation at 8.796, remaining higher than we - mortgages. inflation at 8.796, - remaining higher than we expected. those suggesting there was something in yesterday's labour market data which could be a turning point, i wonder what your thoughts are on that? , ., g , wonder what your thoughts are on that? , . . ~ . . that? yesterday's labour market data did su: est that? yesterday's labour market data did suggest that _ that? yesterday's labour market data did suggest that unemployment - that? yesterday's labour market data did suggest that unemployment is i did suggest that unemployment is beginning to tick up and vacancies are falling. if that is true, we might expected to start coming down