we are paying lots of money in housing benefit expenditure over the years and that's gone to about £30 billion now. about 8 billion or so on average over the last ten years paying into the private sector and we don't get much bang for buck there. the government says it's committed to delivering 300,000 homes a year in england. its capping rent increases in social housing and will legislate to allow private renters to challenge unjustified rent increases. one thing is clear. surviving the uk's housing market is getting tougher with renting or buying, millions of people face a bleak winter. georgina is finally leaving herflat. she will be paying