Which could add an average of £75 to premiums. Thousands of civilians flee their homes as fighting intensifies in west mosul. A call from the past, nokia goes retro and relaunches its classic phone. Coming up in sport at 1. 30pm, Leicester City prepare for Life Eddiejones eddie jones criticises eddiejones criticises italys tactics as england are forced to come from behind to win. Good afternoon and welcome to the bbc news at one. It really shouldnt have been that difficult opening the right envelope at the right time and naming the right film. But at the oscars last night in front of a global audience of millions it all went horribly wrong. Warren beatty and faye dunaway announced to the world that the winner of best film was la la land. The only trouble was, it wasnt the mistake was only put right in the middle of gushing speeches by the team behind the modern musical. David willis now on a twist worthy of any hollywood blockbuster. What should have been the climax of the glitziest Night In Tin Sell town turned into a hollywood farce. Warren beatty was about to announce the Academy Award for best picture. And the Academy Award. But seemed confused. Laughter. For best picture. In the end, faye dunaway made the announcement. For best picture. In the end, faye dunaway made the announcementfl for best picture. In the end, faye dunaway made the announcement. La la land. Applause la la lands producers were mid way through their acceptance speeches when on came the man in the head phones frantically trying to clear the stage. It turned out that la la land hadnt won the oscar after all, it belonged to the producers of moonlight. This is not a joke. Moonlight. This is not a joke. Moonlight won best picture. Land producer handed the oscar over as the audience looked on aghast. It was left to an embarrassed Warren Beatty to explain the producers mistake. I want to tell you what happened. I opened the envelope. It said, emma stone, la la land. Thats why i look a long look at faye and at you. I wasnt trying to be funny. Moonlight, the drama of a 93v be funny. Moonlight, the drama of a gay black man growing up in miami was dwarfed by la la land in terms of nomination, but it ended triumphant in the most extraordinary of circumstances. Even in my dreams this could not be true. To hell with dreams, im done with it because this is true. Oh my goodness. Dreams, im done with it because this is true. Oh my goodnessm capped a record breaking night for African American talent which the oscars have been criticise for overlooking. The star of moonlight, Mahershala Ali became the first actor to win an Academy Award. Viola davis was awarded for her role in fences. Casey affleck was named best actor for fences. Casey affleck was named Best Actorfor his fences. Casey affleck was named best actor for his role fences. Casey affleck was named Best Actorfor his role in fences. Casey affleck was named best actor for his role in manchester by the sea. La la land captured many awards. The star, emma stone, picking up the award for best actress. I still have a lot of growing and learning and work to do. This guy is a really beautiful symbol to continue on thatjourney and im grateful for that. But who won what was eclipsed by that extraordinary blunder over best film. Is that the craziest oscar nomination of all time . Cool. My heart was a little broken. It is one of those things that gets thrown at you and you kind of choose to lean into it or push away from it. As i said, it was a real honour to be able to give it to them. The blame seems to rest with them. The blame seems to rest with the people who hand out the winners envelopes of which there are two identical sets kept at either side of the stage. Employees of the Accountancy Firm pwc hand them to the presenters as they walk on, in a statement pwc said it was trying to work out how the mix up occurred. The presenters had mistakenly been given the wrong envelope and when discovered, the error was corrected, the statement said. Pwc has overseen Ballot Counting at the oscars for more than 80 years, the fact that such an episode was allowed to play itself out in front of an audience of millions around the world will be a source of Soul Searching for some weeks to come. It isjust an awards show. The independent inquiry into child sexual abuse is holding its first Public Hearings today more than two and a half years after it was set up by the government. The momentum for the inquiry started with Thejimmy Savile scandal and its expected to take five years to complete. It gets underway with an examination of the mistreatment of british children who were sent to start new lives in australia between 1945 and 197a. Our Home Affairs Correspondent tom symonds is at the inquiry. Well, simon, it has taken a long time to get to this point. A period during which three chair women of this inquiry resigned. The inquiry has been accused of trying to do too much, of trying to reach too far into history. The Child Migrants maybe something that leads it to be criticised, but it says those children, now adults, are getting old and as a result this has to be an investigation it carries out now. This is an inquiry with the powers ofa this is an inquiry with the powers of a court to obtain evidence and so many of these people are lawyers. For the victims, and for those accused of responsibility. But it was for the inquirys own barrister to set out the dark history of britains Child Migrants. Child migration programmes were large scale schemes in which thousands of children, many of them vulnerable, poon children, many of them vulnerable, poor, abandoned, iwill legitimate oi poor, abandoned, iwill legitimate or in the care of the state were permanently migrated to remote parts of the british empire. They were being offered a new life and countries like australia, what was described as white, anglo saxon stock, but the inquiry will hear they were given little understanding of how their lives were about to change. Many will say they were taken without the consent or the informed consent of their parents or guardians. Many will say they were wrongly told that they were orphans. Separated from their siblings, and deprived of basic details about their identities. But this is an inquiry about sexual abuse at a Catholic School in australia. The International Association will say that we were sent to what we can only describe as labour camps, where we we re only describe as labour camps, where we were starved, beaten and abused in despickable ways. The woman who uncovered the Child Migrant scandal in the 1980s will also give evidence. We want to know what happened. We want to know who did it and we want to know who covered it up and we want to know who covered it upforso and we want to know who covered it up for so long . Of course, we need to know about it. There are consequences for children today. To know about it. There are consequences for children todaym the long term consequences. Consequences for children todaym the longterm consequences. And it will be harrowing, david hill is a former Child Migrant who has extensively researched the history. And he will give evidence as part of the hearings which will take place over the next two weeks. I said at the beginning that this inquiry had its problems. Well, this lunch time, there is another problem. The inquiry has had to apologise to people that it sent an e mail containing the E Mail Addresses of the other people copied in. Some of the other people copied in. Some of the people are people who have been sexually abused. It is calling some con citizen nation. The inquiry is carrying out an investigation and is going to make a statement shortly. Simon. Tom symonds, thank you very much. And theres full background to the inquiry on the bbc news website. Thats at bbc. Co. Uk news. Average Car Insurance premiums could increase by up to £75 a year as a result of a government ruling. A new formula for calculating Compensation Payments for those who suffer long term injuries has been announced by the ministry ofjustice. The Association Of British Insurers called the decision crazy. With me is our personal finance correspondent simon gompertz. Whats happened and why so much . Well, it is because to do with the few thousand most seriously injured people every year from road dents and also from medical negligence and sometimes paying for these people to be cared forfor sometimes paying for these people to be cared for for the rest of their lives if theyre paralysed or bedridden can cost millions of pounds. Insurers are saying the millions of pounds will more than double in each case as a result of this new formula of the basically, the insurers are allowed to look at the insurers are allowed to look at the cost of it, give you a lump sum and say well that lump sum is less because we know that youll be able to invest it and earn an income on it and use that as well, but the government is saying the formula for calculating that needs to be much stricter rather than assuming people will earn interest and income, theyre telling the insurers that people are likely to earn less than nothing. Actually a negative Interest Rate because Interest Rates are so low and insurers are warning thats going to ramp up their cost by billions and the impact as you said on Road Motor Premiums for insurance for instance will be the typical comprehensive policy £160, up typical comprehensive policy £450, up £75. For young people, who are the ones who get the most expensive injuries, up by £1,000. However, lawyers are saying hold on here. Your Insurance Companies have been doing very well out of the market in recent yea rs, doing very well out of the market in recent years, you should have been putting money by to cope with this. The government is saying it can have a look at this formula and see if it needs to be reshaped so the impact isnt so dire. Simon, thank you very much. The government is facing calls from conservative mps to scrap plans to limit access to a key disability benefit. Its thought changes to the rules on who qualifies for the personal independence payment could affect around 160,000 people. Lets speak to norman smith whos at westminster. Are the government listening . Well, i think theyre listening, but theyre also in real difficulties here over disability benefits. Remember the last time a conservative chancellor, george osborne, sought to cut personal independence payments he had to beat an ungamely retreat. Now, this time, the government is not seeking to put personal independence payments, but they are seeking to curb access to them after two Court Rulings which massively expanded eligibility to this benefit. Basically extending it to people with Mental Health problems. The governments view is this not what pips were designed for, but also the potential bill is huge, up to £3. 7 billion. All of which said, there is a real head of stea m which said, there is a real head of steam building up, ithink, already some tory mps signalling they may revolt because of the way it has been handled. The announcement was put out on the day of the stoke and cope land by elections when people werent really paying attention because the Disability Charnts say they havent been consulted and in pa rt they havent been consulted and in part too, because of comments by a man called George Freeman who said the government wanted to focus pips on the really disabled, not those who were having to take pills at home because they suffer from anxiety. He apologised for the remarks, but the government could be defeated possibly in the House Of Lords and if that happens, the chancellor, philip hammond, could be facing a big, billion pound black hole in his budget. Norman, thank you very much, norman smith. The bbc has ordered an investigation into reports tv licence collectors have been targeting vulnerable peoplespurred on by people spurred on by an aggressive incentive scheme. A daily mail investigation claims bosses at capita which collects the fee promised bonuses of up to £15,000 a year to catch 28 evaders a week. Schools are facing their first Real Terms Cuts to funding since the mid 90s thats according to research out today. The Institute For Fiscal Studies has examined Education Spending across the board from early years to university. The National Association of head teachers and the National Association of governors have written an open letter to the chancellor asking him to make schools a priority in the budget. Our education correspondent Gillian Hargreaves reports. This high school in west sussex is struggling to make ends meet. According to the head, class sizes might have to get bigger and teachers may not be replaced when they leave. Heads are warning that rising costs mean there is less money to go around. Now, in an open letter to the chancellor of the exchequer, heads and School Governors say they need more cash. In the letter Say Governing bodies and schools are being forced to make impossible choices as a result of insufficient funding. It is a claim that doesnt surprise parents. We are facing an unsustainable funding situation in our schools and the government is not listening. We felt that as parents we had to enter the debate to make the parent voice heard because nobody voted for the cuts and nobody wants to see School Funding cut. There has been significant investment in englands schools in the past 20 years, but teachers say running costs are going up as are Pension Contributions and national insurance. They say balancing the books is becoming increasingly difficult. So while there will be cuts, thats after yea rs of so while there will be cuts, thats after years of education being a priority. The cut to School Spending per pupil will be 6. 5 . That will reverse about 20 of the growth in School Spending per pupil that happened over the 2000s. It is clearly a large cut, but it will still leave the big increase that happened over the 2000s there. The government points out it is spending £40 billion on schools in england this year. The highest cash figure ever. I dont think the next budget coming soonis i dont think the next budget coming soon is going to be particularly good news if were asking for a big increase in the total budget. With that budget only ten days away, schools will be competing against other Public Services to try to convince the chancellor to give them more money. Gillian hargreaves, bbc news. Our top story this lunchtime. And the winner. Isnt. Chaos at the oscars as the wrong film is named best picture. It wasnt la la land. This is not a joke, moonlight has won best picture. Moonlight, best picture. Coming up in sport, Leicester City prepare for life after claudio ranieri. The premier League Champions face liverpool tonight having dropped into the Relegation Zone for the first time this season. Its been two weeks since the mysterious death in malaysia of kimjong nam, half brother of the north korean president. Today the south korean Security Service blamed their counterparts in north korea for the attack, thought to involve the deadly nerve gas vx. But what more do we know about those accused of planning and carrying out the attack . Our correspondent in kuala lumpa, Rupert Wingfield hayes, sent this report. This was one of the most brazen killings of recent years. This is the spot where kim jong nam was attacked. Just take a look around here. This spot is overlooked by at least six cctv cameras. Just a few metres away, in this cafe, at one of those tables, four north korean men were sitting watching. All four are now wanted by the malaysian authorities one is reported to be a known north korean security agent. After the attack was over, they got up and headed for departures. A few minutes later they boarded a Flight Tojakarta and on to dubai. What about the two young women accused of carrying out the attack . One is from vietnam, the other, indonesia. Siti aishah was working in this hotel behind me here, in a Massage Parlour on the second floor. Malaysian Massage Parlours are often a front for the sex industry. And its fairly clear both these women were living a very precarious existence. Aishah told police she was then approached by a man calling himself james and he offered her a chance to take part in a reality tv show. Turns outjames is a north korean. The final key suspect wanted by malaysians is thought to be holed up in this building behind me. Hyon kwang song is the second secretary at the north korean embassy. What his alleged role is, we dont know, and well probably never find out, because he has diplomatic immunity. So much of this story doesnt add up. Why such a public place . Why hire two foreign women to carry out the hit . Why use such a rare nerve agent . Was kims killing a chilling warning to north koreas enemies, or did they think they would get away with murder and something went wrong . Dario gradi is to appeal against his suspension from working in football. Gradi was crewes director of football at the time of his suspension last november. And the background to this is. . Dario gradi was suspended by the fa on november 25, the exact reasons we are not quite clear on, there we re we are not quite clear on, there were reports a few days later that backin were reports a few days later that back in the 1970s mr gradi was involved in the smoothing over the claim of sexual abuse against chelseas then chief scout, a man who has since died but was accused of sexual abuse. Dario gradi denies any role in that but we are not sure whether it is related to that alter matters at crewe as well, we will have to wait to find out on that. Nevertheless, dario gradi keen to clear his name from eu denies any wrongdoing, we understand his solicitors have been gathering Character References and an appeal to the fa is imminent. Richard, thank you very much, richard, thank you very much, richard conway. Iraqi Government Forces battling Islamic State militants in mosul say they have taken control of a key bridge over the river tigris. The army said it could potentially establish an important route to bring in reinforcements and supplies. Un aid workers say theyre concerned by the humanitarian situation in the area. Our correspondent wyre davies sent this report. Iraqi Government Forces are fighting door to door and street to street as they slowly try to capture the western part of mosul from so called Islamic State. The fighting is brutal and both sides are taking casualties. This is the Islamist Groups last major stronghold in iraq, and, almost completely surrounded by government troops, they are putting up fierce resistance. Iraqi forces say theyve succeeded in pushing Islamic State out of at least two districts, but is fighters are leaving behind dozens of improvised explosive devices, including booby trapped cars. Caught in the middle, thousands of civilians. Thus far unable to escape the brutal grip of is, who have reportedly executed anyone accused of trying to abandon the city. Young and old, they are leaving mosul as quickly as they can, almost three years after is took control of the city. Some continue their escape on foot. Those unable to walk are being taken to un Refugee Camps away from the front line. More than a quarter of a Million People are expected to flee mosul as the fighting continues. As they leave the city, many younger men are separated from the women and children for security checks. Some are then allowed to rejoin their families, others are being detained for further questioning which iraqi officers say is vital if they are to be sure that no is fighters are slipping through the net. But time is of the essence. There are 750,000 people still trapped inside mosul at the mercy of isis and under the threat of government shelling. Wyre davies, bbc news, northern iraq. Some 500,000 nhs documents containing medical information, including cancer test results, were mistakenly put in storage rather than being sent to the gp orfiled in the patients records. An investigation is now under way. Our Health Editor hugh pym is here. Explain what on earth happened here. Between 2011 and 2016 it transpires half a million documents went missing because they were sent from hospitals to gp surgeries and patients, and if they were returned because someone patients, and if they were returned because someone had changed their address or moved to a different gp they were supposed to be re routed. That didnt happen for whatever reason and they ended up in a warehouse. Were told by nhs england they have been rooted through to the correct places now but of the 500,000, although a lot of them are fairly routine bits of correspondence where there is no concern, there are 2500 they are still following up to see whether the patients treatment was affected any way the gp did not get the right information to carry out the right form of care. So those are still being looked at, there is no evidence there is any problem with them but we dont know for sure people were completely u naffected. For sure people were completely unaffected. Have we had any response from the government . They say last summerjeremy hunt notified mps there was an issue they we re notified mps there was an issue they were looking at and that select committees were informed as well, but what labour is saying today is it was a very brief mention, no one said anything about half a million and they are alleging something has been covered up. This is what labours front bench Health Spokesperson had to say today. This is an absolute scandal, Patient Safety has been put at risk and nhs bosses are still investigating whether there are still patients at risk as a result of this incompetence. This has happened under jeremy hunts watch. He often goes on about transparency, yet it appears theyve tried to cover this up. Labour has actually been granted what is called an urgent notice question in the commons this afternoon, they have the right to put questions tojeremy hunt. We will keep a close eye on what comes out of that. You can, thank you. Torrential rain over the weekend in chile has prompted mudslides into the maipo river, cutting off clean water to millions of people in santiago and killing three people. The countrys Central Region has had months of droughts and a series of Deadly Wildfires which burned for weeks. Our correspondent Kathryn Stanczyszyn reports. This water took everyone by surprise. Heavy rains hit chile over the weekend, transforming rivers into raging torrents and villages into mudbaths. The normally dry summer conditions at this time of year mean Flash Flooding has been particularly severe, with rain rushing off the Andes Mountains in the area around the capital, santiago, and into the valleys below. And some of the consequences have been severe. Translation at the National Level were reporting preliminary figures of 3337 people cut off, three deaths because of this tragedy, seven people we cant locate and 207 people in shelters. A Million People now face another urgent problem the lack of fresh running water. It means long waits at Emergency Tanks to fill up bottles and buckets. The rivers that normally provide the water are now contaminated with mud and could take days to clear. Bridges and roads have been washed away, and emergency crews are helping clear rubble and earth. A mudslide slammed into the side of this house, the sludge covering entire rooms. The owners now face a long clean up, many of their possessions ruined. This is the second serious flooding incident in the Sanjose De Maipo Valley in less than a year. Whilst the water supply is off, schools and businesses remain closed. It will be a while before life can get back to normal. The London Stock Exchange says its planned merger with the german Financial ExchangeDeutsche Boerse is likely to be blocked by the european commission. The lse said the commission had requested that it sell its stake in an electronic bond market, mts, and this would not be in its shareholders interests. Business rates are a Ticking Time Bomb for Small Companies in england, according to the shadow business secretary. Rebecca long bailey said immediate relief was needed to protect thousands of Small Companies before new valuations take effect in april. The government says it has established a Transitional Fund to help businesses facing big jumps in rates. They were once the name in mobile phone handsets that is, until smartphones came on the scene. But now nokia has launched a comeback bid. The company unveiled three new smartphones in barcelona last night, before the start of mobile world congress, the Phone Industrys big annual meeting. But it was a reissue of a past handset that got the most attention. Our Technology CorrespondentRory Cellan Jones sent this report. Barcelona and, as as the mobile Phone Industry arrives for its annual jamboree, there is nostalgia in the air. Facing the nokia theme. Nokia, a name that used the rule the mobile world is making a comeback. For the finnish firm which licensed the brand, this was its first chance to make a big splash and, along with a range of new smartphones, it unveiled something very retro, last on sale in 2005. Let me reintroduce the iconic nokia 3310. You cant do much with this phone except make calls and play a game of snake, but the battery last forever well, almost. We were listening to our consumers. We asked, what is the most iconic device you have seen from nokia . We thought, why not . Lets have some fun and we created this device for the consumers. Now this may be fun, but lets face it, it is a bit of a gimmick if nokia is to become a majorforce in the mobile world again, it wont through the 3310, but for its new range of android smartphones. The Company Claims this model is already selling well in china, but competition in a market where all smartphones look much the same is tough. So, perhaps, it was smart to look back as well as forward. By bringing out this truly iconic device, which has got bags of nostalgia, for many people it was their first mobile phone, it catches their attention and people will know nokia is back. But will the new and old nokia appeal to the phone buying public . Maybe with my parents that would work, but i dont think with our generation that that would be something people would be interested in. I would switch my apple phone for that thing. Reporter even if it couldnt go on the internet . No internet . 0h well, then, ithink i will change my mind and heres another phone trying for a comeback. This is the blackberry keyone, launched by a chinese firm which has licensed the brand. Two once great names making an unlikely bet that they can be big again in our mobile future. Rory cellan jones, bbc news, barcelona. Time for a look at the weather, heres nick miller. It is good for filling out the i spy book of weather over the next few minutes, it is all going on. We have had heavy showers in cornwall today, threatening skies, big clouds from this Weather Watcher picture from east sussex. But Northern Ireland and parts of Scotland Have had drier weather, quite pleasant for some, but not for everyone. Look on the rain snow radar, snow to relatively low levels in Dumfries And Galloway at the moment, elsewhere you can see the showers and this