living and the bills, and whether those two things online. as we heard from the independent think tank the institute for fiscal studies says middle income families will be worse off next year and also some low income families will feel the pain of this as the cost of live ? living is set to rise faster than benefit payments, so the argument is that the balance is not tipping enough to compensate people for the rising cost of living because of things like inflation are putting up the prices of some everyday goods and also energy bills, but also the tax rise to national insurance rates which are set to go up next year, which are set to go up next year, which was announced before the budget yesterday. to fund the new nhs and social care levy that the government has introduced. the institute for fiscal studies says those things will not necessarily make it feel any better, even if peoples wages are going up, because