Remembered. President obama spoke in washington. Colorado law make whose lost their jobs due to backing up tougher gun laws say they dont regret their votes. They voted for tougher restrictions after mass shoot negotiation colorado and connecticut. The nra said it sent a clear message to lawmakers protect gun rights. New vehicles sold in the country are getting more miles to the gallon. The average miles a gallon for cars and trucks are now 24. 9 miles a gallon. Alabama is up next. Wall street goes sour on apple, but dont let that fool you. Tech is a sweet place to be, and well give a taste. Plus tent towns are popping up over america. And ill introduce to you bounty hunt who are scores big money by telling facebook and other tech giants what theyre doing wrong. Im ali velshi, and this is real money. This is real money you are the most important part of this show, so join our live conversation for the necessary half hounext halfhour, by using. We read all of them. Apple iphones are not all that, shaving off 5. 5 off the Company Stock price by the end of the market. The day after apple showcased two new Iphone Models to the world. Im being unfair. Its not that investors didnt dig the new phone since you and everyone you know already has an iphone. But to compete in this world apple needs to break into china. Apples new cheap 5 c which will sell for 99. Thats 730 in china. Thats more than the average chinese city dweller makes in a month. Why is this relevant . China needs to partner with china mobile who would subsidize the cost of the phone like carriers do in the united states. China mobile have 700 million customers. You get the point. Without such a deal investors are not impressed even though many of you hopeless apple users are. Nasdaq is reaching for the sky hitting 13year high this is week, up more than 23 . This goes up to 1999. This gain beats the gain of the s p 500. Meanwhile, google, busy ou outwitting appleby getting more smart phones to run its android smart app. It shows that it is serious about conquering iphone. And even microsoft is going full throttle to promotes window, and it Just Announced nokias Handheld Division taking a page out of googles playbook. And a few of us are still using blackberry. The real game in tech today is the cloud. The cloud is where all your data is stored. All you have to do is log in online to access what you need. Payperview video which funnels all those movies to you through the cloud. Lets take a look at what cloud base streaming has done to its stock. Its gained whooping 439 in a years time. While apple may be singing the blues the wider Tech Industry is feeling just fine. Today on twitter and facebook weve been asking you are you tougher to impress now than you were when the first iphone was released . Lily said, pretty much, yes, the fast advances in technology and the tight competition. This first iphone had wow factor. Apples last three phones have not piqued my interest. Switch something samsung. Tweet me what you think or leave us comment on facebook. Now that weve told what you the heavy hitters are doing in tech today, lets go to the leaders. Founders invested in buckets of technology that arent exactly trendy right now but the understand got over 1 billion and betting big on companies you may not have heard of, at least not yet. Brian engineering manager at google, he joins us now from san francisco. Goo to see you. Thank you for joining us. Thanks for having agree look, tech is doing well, but the tougstuff youre looking at is t the mundane battle of who has a thinner, faster processer in their phone. Youre looking at what this tech world is going to look like ten years out. What are some of the things that excite. You thats right. We tend to take a tenyear focus on what we look at. Some of the things that are exciting us right now, really improving human health and helping with the cost of healthcare and improving the way people earn an income using the resources they have in the world right now, and aspects of Artificial Intelligence having humans and machines working together. Lets start with that one. Artificial intelligence, thats what we all dream about. When we were kids thats what we thought technology would do for us. Tell us about the things that youre investing in or likely to see in ten years. Im not interested in the bigger screen, the faster processer, my phone makes pizza and everything i need. I want to know what is coming next. We there is a company we invested in called leap motion. Its a device, inexpensive device that currently hooks up to your laptop but will run on anything where you can use 3d hand gestures or finger gestures to to control the computer. We have space x designing rocket ship parts with this. When you can use what 3d modelers and people who use their hands, do, it unlocks the creativity of the human mind in ways thats never been seen before. Weve all oriented ourselves to the smart phone and how we use our fans or screen or mouse, but the idea that this is how i actually talk. This is how i actually point. That could be interesting. I want to get back to healthcare for a second. Someone tweeted me, saying what phones will be able to do is diagnose and tell you what is wrong with yourself, wearable technology. What are you most excited about in terms of healthcare . Wow, im excited about getting it to people have all the tools they need in order to live a proactively healthy lifestyle. If we can get to the point where we save people trips to the emergency room, its a winwin for the system and for the person. You dont want to be sick. You want to be able to take care of your health proactively. Were just starting to see the tools that get us to that. We have misfit wearables, its a Health Fitness device that is like a piece of jewelry that you wear that tells you how much youve walked, how much youve run that day. People will be able to take care of their health. Another thing were looking at is a twitch to emrs, when you dont have doctors storing medical records and paper and pencil and files in the closet, now we can start to use electr Electronic Medical records in the cloud to start increasing time, efficiently and analyzing that data to find real Health Trends and real health appearance. You think technology is going to contribute to mass employment creation. How . I think technology is going to contribute to mass income for everybody. You know, were seeing it with companies in the collaborative consumption, Companies Like lift, air b b, task grab, these are marketplaces. Theyre not marketplaces for things that you see on ebay. Theyre marketplaces for people to give and get work. Lift is a company that enabled people to use their own cars to pick people up for rides. People use their smart phones to request a ride, and somebody comes and picks them up. That person then just earned task. Task rabbit, post mates. Task rabbit, i just purchased furniture at ikea. I dont know how to put it together or i dont have time. Can you . You dont have time nor do you know how to do it, someone can come do it very inexpensiv inexpensively, they can come in and earn a living. As factory jobs go less and less, we need people using what they know and people using the resources that they have. This is amazing. We will take a look in the future. Brian of founders found. Absolutely. My pleasure. Sociologists called them tent towns, areas outside of major cities that are home to staffing agencies. They offer lowwage above all else. Regular jobs you may be livinliving from paycheck to paycheck. In the temperature Staffing Agency youre just looking to survive. That story and more as real money continues. Keep it right here. On monday we told you about this guy, jose vasquez, ravaged by the housing crash. Richmond poised to be the first city in the country to buy troubled mortgages using immanent domain. Despite warnings from the financial industry if they do in this will cause a freeze in mortgage lending and lawsuits filed by big banks Richmond CityCouncil Voted to push ahead with the plan. Theyll face off on thursday where a judge will hear arguments on whether to block the city forward. We will keep you posted thon story. American companies are becoming addicted to temperatures. Temperature services have grown 10 times faster than over all job growth since the recession began. Were not talking about the temperature girls in offices in the 1 1960s. Many temperature workers are in lowwage jobs in warehouses where theyre packing boxes in factories. Its giving rise to temperature towns where dozens of staffing agencies staff workers to companies that want workforce flexibility. But it comes at a cost. In the Early Morning hours in cities and towns around the country this is what youll see, workers lining up at temporary staffing agencies hoping to get a days work. You may not start working until 6 00, 7 00, or 7 30, but most of the workers will be a aa temp agency at 4 30. These workers head in advancn vans. When the chicago area, some of the wellknown companies that use te mp labor are walmart, smirnoff, they work at mccormack Place Convention center, and the list goes on and on. Since 2009 the number of temporary jobs in the u. S. Grew to a record 2. 7 million. Some places like cicero clustered near warehouses and factories are now dense with temp agencies they come temp towns. Temp towns are Old Industrial cities where new waves of immigrants have come to live. The temp industry has situated concentration of agencies in this area to take advantage of that labor. So you just have these little hobbles in the suburbs, where you have high unemployment, and people are desperate. 30 miles away mexican immigrant rents a room at another temp town. When i came here in this country, when i came to the different agency, only have job for me to temporary for one day, for one week, for two days, no, no payment. In her 15 years of temporary work she has a hundred different jobs paying the illinois minimum wage, currently 8. 25. She has made air filters for the military and packed boxes. It produces promotional samples for Companies Like kraft, and johnson johnson. One thing that has changed is the amount of volatility in our business versus become extreme. The highs have become higher, the lows have become lower. Ewing between 200 to 250 temporary workers at any given time. The temporary workers allow us to get the work done that we need to get. The market usually dictates minimum wage. If were in a competitive battle to win work and my customers are concerned with every . 0, it makes it very difficult to be at market rate. Latinos make up 20 of temp workers nationwide, and many are undocumented. Twothirds of temp workers in the chicago area dont have proper working papers. Temp workers rarely get benefits, suffer higher injury rates and receive 25 than regular workers. And some temp agencies have fees that push down the rate below minimum wage. Its debilitating to careers. One of the largest staff companies. He said major temp agencies like manpower treat People Fairly and shouldnt be grouped with other temp agencies. When i look at fast food and comparing a large chain to a corner store that hasnt cleaned their gridel in ten years. What were doing is paying market rates. If you look over the last 15 to 24 months weve had an increase in our average pay through all of our workers of 3. 5 . Many temp workers like brandon have rarely seen their pay increase. In regular jobs youre maybe living paycheck to paycheck. But in the temp Staffing Agency youre just looking to survive. He once made a good living as a plastic mold injection technician. But when work dried up he hoped that shortterm jobs would have longterm potential. I would get close to a position, but then i would be laid off, didnt need you, not enough work. Only one in four temp jobs lead to permanent positions. For temp workers like rosa, that means a daily struggle to eastern a living. We contacted walmart and other Companies Named in this story, they said temp workers have always been part of their Business Model and stressed they make up a small percentage of their workforce, ali. Theyre showing up hours before work. You dont know youre going to be get work, how do you make sure that youre pick. Its luck of the draw, we discovered its often relationshipbased. We saw people who worked in the same staffing agencies for six, seven, eight years but without benefits and security, and dont talk back. I was going to say, without complaining. Exactly. How is this for cool. Youre 22 years old. Youre known as a Bounty Hunter and facebook pays you 20,000 and publicly thanks you. We tell social Media Companies what theyre doing wrong. Investors decided they like facebook after all. The stock price for the social media giant closed above 45 in trading on wednesday for the First Time Since its debut in may of last year. Thats when facebooks much hyped ipo was priced at 38 a share, but the stock dipped well below that on the open market and sort of stayed that way, only climbing back in recent months. In august it crossed that 38 mark, and on wednesday facebook closed at the stocks highest close price today. Do you remember when facebook went public, they predicted that the stock would double in price easily in a year, but the detractors, and there were many of them, said the ipo was way over valued, and they had a mobile problem. Well, a lot can happen in a year. Now facebook ads account for 40 of its revenue, and investors really like that. Security threats are not a small challenge for Companies Like facebook. So much so that it pays anyone with time on their hands to kill the threat. Take jack whiten. He helped facebook find a vulnerability that could have breached millions of facebook users account, and he got paid for that, 20,000. He joins us now from the united kingdom. This is the guy who has helped to keep your facebook account safe. Jack, do your parents now youre doing this . You dont look hold enough t ole on this show. Ive been interested in security for a while, and i saw that companies such as facebook launching these bounty parameters. So i started to see if i could find any bugs in facebook. I found a couple early on in the year, not that great. Then back in may this was the account session areas of Facebook Linked to mobile to facebook account. And it gave you the user to link up to, and i use as someone el elses i. D. , and it linked up. How is it that stuff gets through that they dont catch but you do . Um, to be honest, im not quite sure. I mean, theyve got the best eyes working there. I think if youre focused on the same project for as long as youre working there, you just miss things. Thats the great things about these programs, you got thousands of people looking after it from different angles. Would it pay a guy like to you get a job at a place like that . Or do you just sit around and look for vulnerabilities and cash in. I do it as a hobby. I have my fulltime job. When i have a few spare hours, i look for potential money. I understand that facebook has only awarded 329 bounties. Do you negotiate for that or do you look for the vulnerability . Yes, they have the amount they want to pay out for it, and its based on how many people are affected by it, how easy it is to exploit, so yes, they decide how much to pay out based on that. Tell me what your skill is that allows you to do this. You said its a hobby. Is your main job involved in this find of thing . Yeah, i have security engineer for a telecommunications company. What i do in my free time is my fulltime job. So youre trained in this. What is your training . A Software Engineering degree or you learned this on your time . How did you prepare for this . When i left high school, i sorted learned this on my own in my free time. To be honest. Good lord. You are selftaught. Amazing, jack. Congratulations on the 20,000. I hope you win many more of these bounties. Because every time you win, i guess all of us who use social media win as well. Jack whiten joining us from the united kingdom. All right, dont forget our question for today. Are you tougher to impress now than you were when the first iphone was released. By the way, that was 2007. Tweet me ali velshi or eighth aj real money. Chick oucheck out our website. Final thought, mortgages are emotional. If you listen to me you think im obsessed with mortgages. But there are big things happening with mortgages. Mortgage applications are down again. Heres why it matters. Interest rates are the place where otherwise boring economic intersect with your daily life. I know many of you want to buy the house, hope that the house prices rise and then you can get out of that house and sell and pay off that mortgage. Interest rates have been kept low, but thats temporary emergency action. And next week the fed will meet to discuss if its time to pull back on that. The point is my staff and i are analyzing this every day to help you make the right decision when it comes to borrowin borrow bor, buying or selling a home, thats it for today. Next time on real money, a graphic novel, and its the brutal business of beverages im ali velshi. Thank you for joining us. [ music ] hi, youre in the stream. On the anniversary of 9 11 faith leaders who have been working together to bridge communities, have they been making strides towards tolerance or just preaching to the choir. [ music ] as we commemorate september 11th one of the legacies of that day is greater understanding of and interaction between people of different faiths. Americans have double their involvement in interfaith worship