Today's mortgage and refinance rates: April 11, 2021 | Rates fall
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Mortgage and refinance have decreased since last Sunday. Most rates have gone up since this time last month, but rates are still at historical lows overall.
If you're ready to buy a home or refinance, you may want to go with a fixed-rate mortgage rather than an adjustable rate.
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Fixed rates are starting significantly lower than ARM rates these days. And because rates are at all-time lows, your rate would probably increase later if you had an ARM. By locking in a great rate now, you can guarantee you'll pay a low rate until you either pay off your mortgage or refinance.