Operator
Hello, and thank you for joining the Stewart Information Services Fourth Quarter and Fiscal Year-End 2020 Earnings Call. [Operator Instructions] Later, you'll have an opportunity to ask questions during the question-and-answer session. Instructions will be given at that time. Please note, this call may be recorded. [Operator Instructions] It is now my pleasure to turn today's conference over to Nat Otis, Head of Investor Relations. You may begin.
Nat Otis --
Director of Investor Relations / Senior Vice President-Finance
Thanks, Aaron. Good morning. Thank you for joining us today for Stewart's fourth quarter 2020 earnings conference call. We will be discussing results that were released yesterday after the close. Joining me today are CEO, Fred Eppinger and CFO, David Hisey. To listen online, please go to the Stewart.com website to access the link for this conference call. I will remind participants that this conference call may contain forward-looking statements that involve a number of risks and uncertainties. Because such statements are based on an expectation of future financial operating results, and are not statements of fact, actual results may differ materially from those projected.