Pension credit can be claimed up to four months before reaching state pension age, which is currently 66.
Claims for pension credit can be made at any time after reaching state pension age but they can only be backdated by up to three months.
This could mean a claimant may receive up to three months worth of payments in their initial payment.
To claim, a person will need the following ready:
Their National Insurance number
Their bank account details, if they're applying by phone or post.
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