The cia and former us secretary of defense robert gates. If you want to give the russians a break, if you want to interrupt that sense of momentum that they have, why not do Something Like crash the kerch strait bridge. I think it would have a big impact on the russians, as in psychological. So in military terms. Two ukrainian agents who were preparing terrorist attacks on the peninsula were detained in crimea. This was reported by the fsb press service. One of them is a woman born in 1986 with dual citizenship of russia and ukraine. She was recruited by the sbu. She is already cooperating with the investigation and giving confessions. I had to establish surveillance of a serviceman of the black sea fleet. For its further liquidation, the sbu employees were given the coordinates with the help of which i took an improvised explosive device from the cache. Later, i was sent video instructions that explained in detail how to connect , check and activate the vision device. During the special operation, strikes. The Russian Guard group, during aerial reconnaissance of the area, discovered a stronghold of the Ukrainian Military and inflicted fire damage, as a result of which more than 10 people were lost in the ssu. Lithuania is closing two more checkpoints on the border with belarus, not only for cars, but also for cyclists and pedestrians. This would cut capacity between countries by almost half. Lithuanian authorities explain your decision by strengthening. Control, but in fact , the blockade has a negative impact not only on belarusian, but also on lithuanian citizens. Our correspondent anastasia sokhovskaya has details. The lithuanians kept the front wheels in lithuania, the rear wheels in belarus in a borderline state, these cars, which had formally already entered the eu, for an hour and a half. A company car blocked the road at 90 pm, greatly fraying the nerves of the drivers who had arrived early on purpose. The lithuanians decided to work some more, the last cars, a cyclist, a fox lost in the light. At midnight the border with the lithuanians blocked belarus in pure russian, no, well, no, that means , maybe we dont take it, while the lithuanians were putting up a temporary fence, the belarusians had to dismantle the dividing line so that the truck could turn around, the driver even reached the eu, lithuanian passport, lithuanian license plates were not allowed in at the last moment, and several more trucks, which had already been parked for almost two days, were told that they would let us through until 12, that is , couldnt these six trucks be started, they are mocking us. Rethinking the Current Situation in recent years, the new tasks that were the result of our facing the country, society, and the bank, i am pleased to note that the main provisions of our strategy and its focus, in my opinion, are fully consistent with the tasks that were yesterday were sounded and staged. In the amount of 432 billion rubles with a return on capital of 22 . One of the most ambitious and largescale Digital Transformation programs of the bank may be implemented, i think today the bank can rightfully be considered one of the most advanced banks in terms of digitalization. We are assessing the effect of digitalization. Already in the amount of about 350 billion rubles. And in almost all areas the growth of the client base has been ensured over the years. And we successfully restructured our business model, you know that the bank was very, probably, it would be fair enough to say that the Number One Bank in terms of working in foreign markets, had a Large Network of banks abroad. Including in western countries, in great britain, in germany, we were the first to suffer, of course, from antirussian sanctions, and already on february 24 they were introduced, this, of course, could not but affect our activities, because such active activity in attracting foreign investment, working in western markets, it, of course, was abruptly discontinued, but it must be said that today, probably, we can also say that. The bank takes a leading position in working in friendly markets, working with soft currencies, although i may talk about this a little later, our principled position , what in order to truly fully compensate, or rather to move further, we need to create our own alternative, our own, i mean by those states that today do not belong to the western bloc, create their own alternative Financial Market on a full scale with the replacement of the swift system, with the replacement of the euroclear, the replacement of eurobonds, and this is a completely possible task, we have a plan, a program, we are discussing it with the government and we will continue to play the most active role here, but of course in the new conditions, the bank will focus and further develop its activities within the country. This is our main market, and here i would highlight two main tasks, two main directions the first is working with private clients, we want to seriously expand our client base to 35 million active clients over the next 3 years, the second is more active work in regions, again with the population, with small mediumsized businesses, this is the creation. The creation of import substitution, in general the achievement of that same economic, technological sovereignty, which the president spoke about, and we. Have outlined quite ambitious targets in terms of financial results, by the twentysixth year we plan that our profit will grow to about 650 billion rubles, that the market share in terms of assets will be at least 18 , and in foreign Economic Activity at least 15 , and the bank will be able to significantly improve the quality of its own. We represent both corporate and retail clients, i repeat, in corporate business, we are focused on working in key areas economy, we have a wealth of experience in attracting investments, over the past 15 years we have attracted at least 30 trillion investments into our economy, i must say that of course these were western ones too, but in general the role of western investments was not so great in our economy, so i think we can easily do without them now. There is money today, probably the most important task is to correctly accumulate money within the country, the president spoke about this yesterday, about investments within the country, from business, and also to attract considerable funds that friendly countries are able to do, and this is also a task on which we are actively working today, therefore. April in moscow, this is already an authoritative platform for an Exchange Meeting in the field of machine learning, data analysis, Artificial Intelligence technologies, we also see. I think that i am quite advanced in this area, although we are still trying to use the remnants of our own intelligence, and not just Artificial Intelligence, but in general i think this is probably the situation, dmitry vasilyevich always knows more than me about what we are going to do, this is his job, so he will tell you, and then i think q a, and maybe well have a little more fun in this part, please, dim, ah. Dear guests, dear viewers on air, i am glad to welcome you all to the final day of our strategic week, today we are presenting the consolidated strategic guidelines of the vtb group and the strategic Financial Model for the years 2426, i will literally go through the main ideas in just a few slides our new strategy, before thinking about the future, i would once again like to say how we see ourselves as the vtb group, at the beginning of. A new strategic cycle, we are the Second Largest Bank in the country with 30 trillion in assets, we are seriously ahead our successors, bank number three doubled, bank number four 3. 5 times in assets, and we are starting a new strategic cycle not from scratch, but in the presanction period, in the postsanction recovery period, our Main Financial indicator is return on capital exceeded, even if we remove onetime income, 16 , this is clearly visible with roy 16. 5 in the twenty first year and about 16 without nonrecurring income in the twentythird after the restoration of sanctions from the year, respectively, the second important characteristic is that through the creation of new businesses directions, and this is the Retail Business direction in 2005, vtb capital as the basis of the investment direction in 2008, the Global Business line of medium and Small Businesses we. Our Investment Banking team, which allows us to help finance finance the new cycle of reequipment of the economy and corporate clients and give access to. To investments to our retail clients. The next important property, through our subsidiaries and branches, we are represented in seven friendly countries, and have a very powerful platform for the development of settlements in friendly currencies. Last but not least, but not least, not least, is our Technology Platform. Through years of strategic reequipment, technological reequipment. Our the Technology Platform now has comrades in the shop , in terms of funding costs, up to two percentage points, well, a weak capital reserve that did not allow us to pay dividends, this is probably the final area of development that we would like to correct in the next strategic horizon, before talking about our own strategy, we needed to fix the parameters of the development of the macroenvironment, and probably the most difficult indicator to predict for. The period of 2426 years is the sixth dynamics of the key rate. We already said that we expect to end the twentyfourth year with a key rate of 13 . Then there is a consistent decline in the twentyfifth year to 10 at the end of the year and to 9 in the twentyfifth year. Our theory and the theory of our analysts is that the neutral key rate, even after defeating inflation, will be higher than in previous periods, longterm. And we expect that with such a fiscal impulse it will be necessary to compress the credit impulse through macroprudential regulation in order to maintain longterm inflation, this will lead to compared to the period of the twenties twentysecond years, we will have a slowdown in the growth of the Banking Sector, we specifically showed on this slide the doubledigit values of the previous threeyear periods, accordingly we see that not a single indicator of assets, neither loans to legal entities, nor loans to individuals , nor the assets of the Banking Sector as a whole, in the forecast period of 2426 years, will not reach doubledigit values, they will be about 89 . Still the period of 2426 years is the period of the saver, therefore client funds and individuals and legal entities will grow at doubledigit rates of 11 and 15 . Accordingly, my name is vladislav davankov, i came to politics from ordinary life, where people want simple things, to live in abundance, to be happy and confident in the future. I m going to choose. President , so that we all live with dignity and freedom, in a modern and peaceful country, live in love and the future, live in a new way. Vladislav davankov, russian president ial candidate, number one on the ballot, time for new ones. Ill remove it, no, leave it. Zhirinovsky case lives. Slutsky, russian president ial candidate. The wealth of russia should belong to the people. Yes. Increase taxes for the rich and exempt the poor from taxes. Yes. Housing and Communal Services should be in the hands of the state. Yes. Yes, the increase in the retirement age should be cancelled, yes, the state should teach, treat, protect, yes, then kharitonov, yes, for nikolai kharitonov, for the communist party of the russian federation, for socialism. My name is vladislav davankov, i came to politics from ordinary life, where people want simple things, to live in abundance, to be happy and confident in the future. Im going to the polls. President , so that we all live with dignity and freedom, in a modern and peaceful country, live in love and the future, live in a new way. Vladislav davankov, russian president ial candidate, number one on the ballot. Time for something new. Remember, we voted for zhirinovsky and the liberal democratic party. I will raise russia from its knees. I will protect the russians. Great people, great russia. Dont lie and dont be afraid. Lets play capitalism and thats enough, for nikolai kharitonov, for the communist party of the russian federation, for socialism, forgive me from the point of view of assets at the market level, Funding Strategies are usually presented in this way. An accounting kind of representation of how current accounts will grow in certain segments, higher than the market, slower than the market, accordingly, we can present this strategy this way, that is, in essence, the key element is outpacing the market in the liabilities of individuals with an increase in share namely true current accounts, but we have approached this problem more systematically, we have all our raised funds, all our passive funds, not only client funds, but also bookmakers, attraction from the central bank, attraction from the federal treasury, divided into red and green zones, you see that now the main structural problem is the high share of the red zone in our raised funds, this is more than a third of 34 . And we will reduce this red zone by 2 times in terms of ruble liabilities with a high cost of attraction with High Sensitivity to price, these are price liabilities. In the fourth year to 3. 6 by three main factors this is the strongest factor in the implementation of the funding strategy; a reduction in the key rate will have the opposite effect, positive realization of Interest Rate risk will increase money capital. We internally discussed for a long time how to present the strategic Financial Model in detail, taking into account the fact that we have already presented the twentyfourth year in sufficient detail, we decided not to remove any of the years, accordingly, and present the twenty sixth year in sufficient detail, in. This exit without onetime effects of consolidation in the major league with a return on capital of 20 . Accordingly, in the twentysixth for the twenty fifth according to our strategic Financial Model, the first dividends in the amount of 80 billion rubles are possible. Accordingly, structurally we are going to keep the cost of risk as it was at the rate of one percentage point, so it remains structurally. The cost of risk of legal entities decreases slightly, including due to the digitalization of credit processes, due to the product mix, less mortgages, more consumer lending, easily increases for individuals, the Net Interest Margin is characterized by me due to three levers, increases from 2, 5 to 3. 6 , Net Commission income, since one of the ways to attract an active client base is essentially a new loyalty system, we are going to keep the Net Commission income of the twentyfourth year at the level of the twentythird, spending the potential increase on the loyalty program, then we are going to increase the figure by 15 and 20 in the next two years of the strategy and costwincom expenses to income in the twenty fourth year against the backdrop of the realization of Interest Rate risk. Against the background of investments in import substitution and the development of our physical network and other channels of access to clients, we are going to demonstrate 4045 , then this figure will improve to less than 35 . Thank you, so, we are starting the question and answer session, andrei lyanovich is limited in time and will have to leave us in about half an hour, so lets start with questions for him, and then we will move on to questions for dmitry pinov, please raise your hands , well give you a microphone and dont forget to introduce yourself, well, lets get on with you then, good afternoon, gavrilov, sergey, minority shareholder of fotb, the question is this over the year , the number of shareholders of the bank has increased from 800 to 900 thousand, and we assume that by the summer the bar will be