Problem its just problem is made most of them up and Michael Wilbon dont know that we did are probably going to work with them living 2 doors away so we passed a law in 1988 the Fair Housing Act it proclaims that fair housing. Has provided discrimination but to actually affirmatively go out and say how do we do. It so the government betrays. I find as i travel across the country that. White americans or people who maybe grow but in other minority groups like the mexican americans arrest. Just like the black americans what everybody wants is an equal chance to have a piece of the action that the federal government has never enforced the Fair Housing Act and that state and local governments do not enforce the very. Beginning you know you can have federal policy but its the local administration of these policies that off the moon the people receive discriminatory treatment hello my name is washington on call about the of a part of it. Hello my name is graham wellington and im calling about the apartment around on park street vailable. What it is really so what does this mean it means the places that were segregated in the thirtys fortys and fiftys there are still racially segregated today because we havent done anything to undo the racial segregation. Of the town today is over 95 percent white very few minority families living there. When fix the damage that was done we just allowed all those inequalities to continue but said from this day forward we cant discriminate sell it and fix it all of these policies and practices these systems. Federal government State Government or local government. They converge to sort of create concentrated poverty by the time we reach the fiftys and sixtys so that creates a situation where many urban areas you have like what George Clooney would call you know chocolate cities in the little suburbs. Call it the white house and thats a temporary condition. Theres a lot of. Weve got to get some i dont need to get. Working on. You to get you the review. Its. Interesting to tell you. There is no gram a promise that a president can bake think that the governments going to. Do this yes. That is. The condition of black veterans and white veterans diverged even though when they returned from the war they were economically similar families. Public housing then became a black phenomenon. People fall into this category. Where. It. Is. Not. In the nature. Of this. Citys to adequately service neighborhoods that were heavily concentrated with africanamericans garbage collection wasnt picked up as frequently the streets were repair those well the conditions deteriorated and the urban areas became slums. You know i would like to rub americas nose in this is say youre going to get it you want to reject that boy but i certainly would i would hate to think that anybody thought i said they were giving up hope what im really saying is the society as a whole people who live you know a struggle you know thats what im really saying theyre going to go on struggling anyway whether we fail or succeed. At the same time you have concentration you also have clearance you have. Construction which is drawing but communities are always oftentimes in urban areas a built did in the middle of the community. So theres a sort of rising anger frustration that plays. Well once they became slums saw at least look at them and said well we need to do some slum clearance. Where all those black people are all those loci is where they go when end up rooting out neighborhood beer day they are messing with our unity it takes 10 years to really reaches out they know what to do in a systematic genocide. Systematic as well as African American families who are displaced had to move somewhere so those families are given section 8 housing vouchers the idea behind section 8 is fabulous its exactly what one would hope is that people who are in. Tavoris have an opportunity to move into neighborhoods that are not impoverished and fortunately for black americans it doesnt work that way. A large reason for that is you can still legally discriminate against someone for using a section 8 voucher so landlords in most suburbs would not accept section 8 housing factors and thats perfectly legal. Why homeowners deathly afraid of a black person moving next to them because blackness is associated with lower home values we share your presence in the neighborhood c c dont undermine the value of our own and were concerned wed like you to move out before it becomes Common Knowledge that theres a family in the area. Its nothing personal oh oh it never really was it was terse you know but i feel real that we grew up in philadelphia actually originally and we were in an all black neighborhood in my life changed when we moved to south jersey not far from some of the levittown type of neighborhoods and when we came in the police had to come in with us because people were throwing things at our house and terrorizing our house at night. And we moved there because we wanted a place that was integrated and we just wanted to raise our standard of living and it was the strength of my parents that said this is where were going to be. Do you think really moving here will affect the community as a whole. In what way i think that the Property Values go down if they are allowed to move in here in any numbers do you think them are. Property values. I dont think. Property. And i think purely. Not. Well as a result of all. These policies we created a segregated system and because weve forgotten about this entire history of how it happened white families believe that they got where they are simply by their own hard work and determination to succeed in the middle class life. But they dont understand is that their parents could have came as an immigrant from a white country and immediately had access to loans and the ability to move into white neighborhoods and black americans whose families had been citizens for generations could not. And so its not saying that their families didnt work hard but it is saying that their families benefit from a great deal of affirmative action to get where they are. White americans dont see what its like to live in these communities. And so because of that they are unable to connect with what it is like to be in these areas that have been deprived of every type of opportunity. Now how do these communities get seen. They go for decades in these festering situations. In segregated communities that have been completely abandoned. And sending we see them only when they burn something. Like condition that. It doesnt even want to admit it. To make it what it is. But it is safe and all very. If. We had not been willing to recognize the devils this way we must be able to do something about the dangers that face us now. It shouldnt be that hard to understand why that becomes kind of the ultimate outcry because its the only way that these committees become visible to most americans. The world is driven by shaped by one person. Dares thinks. We dare to ask. Secret prisons and usually what comes to mind when thinking about europe however he even the most prosperous can be deceived within this 0 zone there were too few houses were allowed to leave prison on the worst located and only see how you can pool had access to the story for investigators l. Z. Uncovered the darkest dealings of the secret services but i mean. You graded nor in. Hockey seem a bit sore knee for. Crying for justice on l. T. Join me every thursday on the alex salmond show and ill be speaking to guest of the world of politics sports business im show business ill see you then. I dont want anything the big 3 are going to be i think. Where is it on your producer youre getting what are you going to do that youre going to pull out its. Going to get people. Who are my little sort of one just a platter of middle name and you want to hear a meeting where they were shown on a tour of. 1956 when i came out here to farms i was 5 years old when i came here in 149 i said from the south bronx my father foresaw the future in that area. And we did he had a very outstanding career with the Police Department they took him out of the south bronx for the benefit of the community now when i 1st became a policeman i was in a riot squad and a riot or any type of demonstration it was in the city i went to it. Mostly irish cops on the job then and they were nasty in there tell you to move and you move youve got to stick i mean there was go on and you didnt you didnt disobey protest when you want. Your right to protest but you see guys. Putting holes in the ocean is showing can put out fires and thats just a business it is but to people. You have a right to protest but you dont have a right to do that. Are you sick and tired of looking hop or yes but nothing you have a good out of when you out to achieve Financial Freedom its pretty easy to do if you chose. Its so easy to make money that will you stay and then claim to be a medium that by age 25. First feel and im going to do many more like this for millions of dollars. 7 deals in 30 days. With the you can do it to me when you waiting for your math one that is going right over here. Nows the time to buy a home now is the time to buy. It at your feet. Oh. Good for mom. If you could for more. Seriously try to be a little less crazy. He has a. Regional plan from the university of minnesota. Please give that. Thank you. Thank you. A little bit about our organization strong towns are ization is now evolved into a National Movement of people trying to reconfigure their communities to be more financially sound. Post world war 2 america the financing mechanisms of it act very much like a ponzi scheme you had this immediate sugar high with this. Long term liability kind of hanging out there in the future and the last generation the one thats going to pick up the bill. We prayed on our fellow americans just so we could keep the growth and nobody stopped to consider the impact that this was going to have on real people and real families. Finding foreclosures. I just saw that. The United States was a real estate so i was determined. It was so much fun when we were making Money Company had season tickets to the lakers right behind. Leonardo dicaprio literally right in front of us and when he used to date. 15 years old right in front of hair is hanging over the back of her seat. That. He starts playing with. Anyway. But. Theres a new product that started to flood the market 125 percent. And when i 1st started seeing i said this is a recipe for disaster. Or with too many bills too many monthly payments. To 120 percent of the value or less your mortgage they went after the payment. They did get a 50000. 00. That. Wasnt a Home Improvement it was a signature along if you could do whatever you want i just thought it was an exceedingly irresponsible. Loan product. I took advantage of me. Taking someone come on. Making. A set of eyes no no. The lenders got greedy and they figured ok we exhausted the 125. 00 potential pool. Lets go make it super easy to get purchase money now if you were to ask me what the perfect credentials are to qualify for a home loan i honestly couldnt tell you may i help you sir. Need a quick answer on a new home loan. Stated income stated employment stated stated stated which means whatever the borrower says is factual is recently as 1997 you had to put 20 percent down and he had to struggle to save that kind of money if asked for 5 years and a busboy from a local coffee shop can buy the same house for nothing you have to verify your Credit History credit we dont have it if we cant pay cash we do without. What you say. You could run the entire American Economy i mean where would this country be able to know more than we could pay back. In order for the house of cards to stay standing it has to get bigger so the guy thats in the 3 better one and a half bath house hes got to move up to the floor better to bath house. To house the car just kept getting bigger and bigger and bigger and bigger and bigger and bigger and bigger and its just all on fake valuations. Yeah at that point the home did absolutely become a vehicle for excess prices rising from the case shiller index i look at it on there and i say yes this looks good its much better than expected you look at the number and say. Nobody knows where home prices are going to do. People are increasingly speculative when they buy a house a major concern is how much can i sell this to someone else at the other end it can be called the greater fool theory maybe im a fool the buys thats a big house but im going to. To an even greater fool. There were people who thought 50 or 100 years ago that home prices should decline with. The reason is they wear out. Dont expect to gain the expected to lose value that was a common view in the past. We have come as a society to place a tremendous amount of value on the home itself. And the bigger the home the better. Its interesting because living in the houses were meant to evolve and change as families evolved and changed over time. The idea was that this home would be liveable all your life you could have one bedroom or 3 bedrooms depending on what your needs were at the time and this area was an extension of the living room or it could be closed off and become a bed very. Close here. As youre going to be enclosed here. You might enter. Hall. So i have to go out from the. Bedroom hallway you know where all the entrances are to the better. So it could be a one bedroom or 3 bedroom right now we create that one bedroom here and there really are one bedroom that could be partitioned with a rolling wall so it will become 2 bedrooms. There was an extension of the dynamic coming out of postwar idea of what the house provided wasnt really about the upscaling or the supersizing of the house consider that relationship between the growth. Of the physical house was still somehow in balance subsequently people began to make the scale shift where the houses became just words. Im in love with this. Hope in a fight because. I dont think it is. Something a 5000 square feet on one staircase are going to fizzle out the staircase. Feeling is very attractive. To see if. Its really more suited for grandma she doesnt really want to have a deep. Think it means 12 foot ceilings on a mcmansion theyre going the way that. People want to buy what they need and they dont want any extra and this has so much Square Footage of wasted space. They might get away with one more sale but in the years to come its going to be tougher and tougher. On. Theres just tremendous economic dependence on this idea that we can keep. On their own lots and that they have to keep marching across the landscape because its a huge part of the economy depends on being. Yes so our Property Line is just basically the white picket fence all the way around. Back up to there. So were going to. Much. So this. Industry of easy quick money for property did not end at the retail borrower. The developers were exposed to these funds. So these companies were going in and buying up swaths of land from these farmers at ridiculous prices just given them enough money for their great grandchildren to retire and it was just so hard to say no. To me and thats where you see all of the citrus farms in the inland empire gone. In of course the cities were lovely because the tax base is on Real Property with a house on it is far higher than firmly. The cities are seeing their tax base. Literally overnight. The developments stops. So what weve got to do is identify the threats that we have its crazy its own foundation let it be an arms race is often very Dramatic Development only personally im going to resist i dont see how that strategy will be successful very critical of time to sit down and talk. You know what i mean maybe. I dont mean a i dont mean not. I kind of where i want to. Be now when that gets hard and i. Members of the african mafias conways them safe and quick passage to europe but once they arrive. They are enslaved the Country Church europe. Will not last some of them may be a mom and i couldnt you know. This you need to get it out to him in. The this all the. Let me guess all concord of the united. With the persona that came in this cabin woman led. By the pandemic no certainly no borders and is blind to nationalities. You. Know so much we dont know whats really we dont look like seeing the whole world needs to be. Judged. Come in every crisis with this distance and. We can do better we should. Everyone is contributing each of our own way but we also know that this crisis will not go on forever the challenges crayford to response has been masked so many good people are helping us. It makes us feel very proud that we are in it together. From browser to take on islamic radicalism opposite the horrific killing of a history teacher as a frigid muslims they blew the brunt of the governments response. The fear that you know i would have to be the cure for a with very poor stuff and my freedom of speech as a human rights activist is literally all the balance and integration issues elsewhere in europe but he is man is denied job and system ship over his refusal to shake hands with a woman with discrimination or just a part of the opinion. Was a clear signal that he still is here to to please
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