Q3 housing loan uptake in Ahmedabad is at a five-year high, driven by rising disposable incomes and growing aspirations. Home loan disbursals in the December quarter of FY 2024 stood at Rs 18,967 crore, a 71% increase compared to the same period last year. The merger of HDFC and HDFC Bank has also contributed to the rise in housing finance disbursals. Experts predict sustained demand in the real estate market through 2024.