Proposed Law Would End Health Insurance 'Birthday Rule' That Snags New Parents

For Charlie Kjelshus, "the birthday rule" meant that dad Mikkel's plan ― with a high deductible and coinsurance obligation ― was deemed her primary coverage after her stay as a newborn in the neonatal intensive care unit. Mom Kayla's more generous pla
Christopher Smith for Kaiser Health News
For Charlie Kjelshus, "the birthday rule" meant that dad Mikkel's plan ― with a high deductible and coinsurance obligation ― was deemed her primary coverage after her stay as a newborn in the neonatal intensive care unit. Mom Kayla's more generous pla
Christopher Smith for Kaiser Health News
Mikkel and Kayla Kjelshus' daughter, Charlie, had a complication during delivery that caused her oxygen levels to drop and put her at risk for brain damage. Charlie needed seven days of neonatal intensive care, which resulted in a huge bill — $207,455 f

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