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On a Scale from One to Five Measuring Security Qualities, the Crypto Rating Council Rates XRP a Four
The
Crypto Rating Council, launched in 2019 by a handful of high profile blockchain-based firms, rates Ripple’s native crypto XRP a 4 out of a scale from 1 to 5 in assessing whether the digital asset is a security under the
CRC Securities Framework Asset Ratings.  If a crypto is a 1, it is probably not a security. For example, Bitcoin is a 1, as is USD Coin (a stablecoin based on the dollar). A five means the digital asset is pretty much a security.
The CRC was ostensibly launched to better define the emerging landscape of digital assets in a world where bright-line rules provided by regulators fell short.

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