Stephen J. Dorfman, accused by the Federal Trade Commission of operating a fraudulent health insurance agency between 2012 and 2018, faces a big new problem: Now he's charged, along with two of his top executives, with multiple courts of federal criminal wire and mail fraud. Prosecutors want it all: the Rolls, Range Rover, $1 million in jewelry, whatever's left in 20 bank accounts, the land in Las Vegas, and even that 1926 picture of the monkey riding the dog at the old Hialeah Park Race Track.