For Ebony Ruffin, founder of Ruffin Consulting Services, a business consulting firm providing life insurance solutions to families and businesses, an unlikely gift from her mother put her on the path to build generational wealth, and it even started her path in the life insurance industry.
She received whole life insurance as a graduation gift
Shortly before Ruffin started college, Ruffin's mother gifted her with a whole life insurance policy. "My initial reaction was, I'm going to college, not passing away," Ruffin said, adding that at the time she didn't fully understand the gift that her mother gave her.
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