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(Photo : Macroeconomic Loophole That Suggests Health Insurance Will Get Cheaper)
Do a little research into the 2020 pandemic and health insurance, and all you read are people saying that health insurance prices will climb, and how small businesses are going to cancel their health insurance policies. Yet, much of what you read is very reactionary and very short sighted. In truth, if you look at the macroeconomics of things like the oil trade and the global stock market, then the bleak view people are taking is absurd. 
Oil Prices Hit a New Low in 2020
The thing about oil is that you cannot just turn off the oil pumps. They keep producing no matter how much demand is present. Countries like Australia took their chance and started buying stockpiles of oil, which helped to stop the descending prices, but still we saw a massive drop in oil prices because the global pandemic and subsequent lockdowns removed the demand. Even now, there are massive stockpiles of oil that are likely to keep oil prices low for months to come.

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