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Mother’s Day is when kids of all ages honor their mothers — often with gifts. Mothers can give the gift of financial responsibility to their children, and those gifts are priceless.
As parents, we’re teaching our children all the time, whether we intend to or not. While we attempt to teach through discussion, our example and experiencing the consequences of actions are often more effective.
A lot of us moms would rather endure the worst pain and sorrow imaginable rather than having our children be unhappy. But sometimes a negative experience is the most effective learning moment. For instance, if your child makes a poor financial decision, it’s tempting to give them money to solve the problem. Doing that is teaching a lesson, but perhaps not the right one. You might feel that the implicit lesson is that people take care of those they love. In fact, the lesson is probably that when your children make a mistake, you’ll bail them out. That is an expensive lesson for you and them.

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