Operator
Good morning, and thank you for joining Lincoln Financial Group's First Quarter 2021 Earnings Conference Call. [Operator Instructions]
Now I'd like to turn the conference over to the Vice President of Investor Relations, Al Copersino. Please go ahead, sir.
Al Copersino --
Vice President, Head of Investor Relations
Thank you, Catherine. Good morning, and welcome to Lincoln Financial's First Quarter Earnings Call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, deposits, expenses, income from operations, share repurchases and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995.