Credit reporting agency equifax. Last month the Company Revealed it had been hacked, potentially compromising the data of 145 million people. Since then, the ceo stepped down and apologized. Several other executives also left. There are investigations by federal and state agencies includg the department of justice. Now today the company said it was looking into a possible second breach but later in the day reversed course, kind of, instead of putting the issue on a Third Party Vendor. Andrea day explains. Reporter it comes just one month after the credit giant disclosed a hack that compromised Sensitive Information of more than 145 million people. Then today equifax, taking one of its consumer web pages offline, the same page people use to dispute issues in their Credit Report. This is all after an independent security analyst discovered that equifaxs Credit Report assistant link contained malware. According to the website, visitors were tricked into installing fake adobe flash updates that could affect computers. This evening he can wi saying, equifax can confirm the systems were not compromised and the reported issue did not affect our Consumer Online dispute portal. The issue involves a Third Party Vendor that equifax uses to collect performance data. That vendors code running on an equifax rebounds was serving malicious content. Since we learned of the issue, the vendors code was removed from the web page and weve taken the web page offline to conduct further analysis. How is this different from the last attack . This one apparently didnt steal any Sensitive Data from the agency. But it could compromise your computer. No word yet as to when that web page will be back online. For nightly business report, im andrea day. Along the same lines, hyatt said it discovered a credit card breach at 41 of its Properties Around the world. It is the second breach in two years at hyatt. Were angry. Thats what facebook chief operating officer Sheryl Sandberg said about potential abuse of the companys platform. So with ongoing questions about the role that facebook ads played in the election last year, sandberg finally broke her silence. Julia boorstin has the details. Reporter after meeting with leaders of the House Intelligence Committee yesterday, facebook ceo Sheryl Sandberg sat down with axioss mike allen to discuss russias purchase of ads on facebook to influence the election. She says she wants congress to release the ads. Any time theres an abuse or interference on our system, were upset. Its not just that we apologize. What we really owe the American People is determination. Were determined. These are threats. These are challenges. We will do everything we can to defeat them because our values are worth defending. Reporter sandberg saying facebook is investing in Artificial Intelligence to go after fake accounts and hiring 4,000 people to oversea ads and content. But sandberg also said they want to maintain free speech on facebook. I think they are going to try to do a good job to fix some of the actual problems and also the pr problems. I think its probably much harder than they or anyone else kind of expects it will be. Reporter now investors are weighing whether this controversy and how facebook manages the needs of its advertisers and users will impact the platforms bottom line. The question is, what are the advertisers going to do . If they get attacked politically, will they pull out . That will in fact be the determinant in affecting their market value and in fact their growth platform. Reporter many are asking whether facebook and the other platforms such as google and twitter will come up with policies to govern themselves or will draw more regulation around the likes of political advertising. Facebook representatives are expected to return to d. C. To testify on november 1st. We dont expect sandberg there as facebook earnings are the same day. For nightly business report, Julia Boorstin in los angeles. In washington, President Trump signed an executive order which he says would promote Health Care Choice and competition by making lower cost plans more readily available. This is the first step in the president s promise to loosen regulations under the Affordable Care act. Bertha coombs takes a look tonight. Reporter noah welcomes any chance to lower costs for his restaurant startup in new york city. The flip side of the coin is reducing prices may lead to worse plans. Reporter President Trump says his executive order will help usher in more affordable insurance. The competition will be staggering. Insurance companies will be fighting to get every Single Person signed up. Reporter the order ps Small Businesses to be able to buy insurance plans across state lines like large employers do. There are certain state mandates that are required under the insured plans that a self insured plan does not have to comply with, that are built into those insured plans. That in itself would help to bring down the cost for those programs. Rep allow more businesses to fund hras to help employees pay premiums. And for individuals, it would allow them to buy short term coverage for more than the threemonth limit imposed by the say this is helping people the choice to buy only the coverage they need while critics charge it will undermine the exchanges. Actuaries say it will likely split the market. The proposed changes wont affect plans starting january 1st. Administration Officials Say it will take a few months to draw up the rules and allow for public comments. Insurers so far have been cool to the announcement. The major industry lobbies say long term market stabilization efforts are whats needed now. For noah, ultimately lower prices arent worth it if it means a lot less coverage. If you have slightly lower prices, you might get garbage plans out there. Reporter bertha coombs, nightly business repo new york. To earnings, where the ball is rolling. Two of the biggest banks reported their results, beating wall street estimates. But investors seemingly wanted more. Jp morgans earnings beat e on 26 billion revenue for the quarter. But the banks fixed income fell. The concern with citi group was the companys credit costs which rose. Both stocks fell. Citi was down more than 3 . Lets turn to fred cannon for more analysis on both banks earnings and what we can expect tomorrow from wells fargo and bank of america when they report their results. He is director of research at keith brewer and woods. Thanks for being here, fred. Good to be on, thanks. I know in general you were looking for the anemic economic background to impact earnings this time around. But both of those banks managed to beat it, mod he is modestly. A few folks were disappointed, stocks were sold off today. If you look across the board, numbers were solid at both companies. Whats there to nitpick here and why did the market get it wrong . Youre pretty favorable on these stocks Going Forward too, right . We are. I dont think the market got it wrong. These stocks had a nice run coming into earnings, so its a little setback, number one. Number two, there was some nitpicking around credit cards and a little tick up in delinquency rates. Jamie dimon came out and was talking basically about earnings and how the comparisons were going to be a factor in all bank results because of the comparisons compared to last quarter. Do you agree with that . Is that part of whats factored into t ability to beat the numbers . Thats part of it. What people are lookg for, they pretty much got at jpmorgan. They got large expansion and loan growth. At citi we didnt have as much growth, thats why the stock didnt perform quite as well today. Wells and b of a come out tomorrow. Wells has had its travails, b of a has a different set of circumstances. Jpmorgan really beat the federal numbers on loan growth. That means one of the other big banks probably wont. We have to be a little cautious on wells fargo. B of a we think will be solid. Were looking for net interest margin, can they keep the cost of deposits down and see earnings grow. We will see. Fred, thank you so much. Great to be on, thanks for having me. Fred cannon. Those Bank Earnings did weigh on the market today. Investigators also took in data that showed weekly unemployment claims dropped. Inflation numbers showed a runup in gasoline prices following hurricanes harvey and irma, pushing Producer Prices higher in september. Stocks pulled back. The dow lost 31 points to 22,841. Nasdaq dropped 12 and the s p 500 slipped four. Amazon said it will higher 120,000 additional workers for the upcoming Holiday Shopping season, pretty much on par with last year. Amazon is the latest retailer being cautious about their hiring plans in part because of the stronger job market. But those holiday hires serve as a backdrop to an industry that has shed tens of thousands of jobs this year alone. What is happening with all of those laidoff retail workers . Courtney reagan reporter as retailers closed stores, jobs are disappearing with the liquidation sales. The u. S. Will end the year with more than 2700 fewer stores this year than last. And thats even accounting for offsetting store openings. The number of people working in retail peaked in january and has been declining since, with more than 107,000 retail jobs lost in the first nine months of this year. Some retailers do offer employees positions at other stillopen stores. But while online divisions of retailers are growing, with more abundant jobs in warehouses and distribution centers, few store Sales Associates move into those roles. The skill set is a mismatch. Those jobs are closer to an Assembly Line than sales and working directly with customers. Plus many retailers warehouses arent located near their closing stores. Zip recruiter says more former retail workers are looking to cross over into completely different industries. Theres almost a shift of these people from retail into sales, customer service, business services, food and beverage. Reporter the employees we spoke to at this giggle baby store arent sure what their next move will be when this store closes. Other former retail workers i talked to are all doing something different. One woman worked at a store for over a decade but decided not to get another parttime job to supplement her teaching income when that store closed. Only one of her former colleagues works in retail. Another works for an insurance company. And another started a nonprofit. Labor economists caution other industries to Pay Attention to whats happening in retail because of the spillover effect. With more retail workers vying for nonretail jobs, competition increases for open roles. With more available candidates willing to work, it makes it harder for wages to grow. For nightly business report, im Courtney Reagan in new york city. Coming up, a food and drug administra panel gives the green light for gene therapy treatment here in the u. S. Wel. Currency, soared to an ersial alltime high today, a confluence of speculation helping to drive up the price. China may reverse its ban and allow trading in bitcoin to resume. Also there have been recent reports that Goldman Sachs is preparing to trade in the currency, pushing bitcoin past its high of 5,000. To put that into perspective, thats worth four times as much as an ounce of gold. So for those of you saying, what exactly is bitcoin, here is a quick reporter what is bitcoin . Its a Payment System that uses completely virtual money for online transactions. The Digital Currency is called a bitcoin. Its like cash for the internet, transferred between people via mobile app or a computer program. Users request and send bit coins to pay for goods and services. But the identities of users and the transactions are kept anonymous to complicated encryptions. Unlike real money, bitcoin has no centralized bank or authority that runs the system. Instead it operates on an open source platform that can be accessed by anyone. And its controlled by the people who use it. And ultimately the power of supply and demand. Which brings us to the value of a bitcoin. Since its creation in 2009, its fluctuated dramatically from pennies to now over 5,000. Campbell harvey joins us to talk about bitcoin and the risks when it comes to your money. Hes a professor of finance at Duke Universitys school of business. Welcome, professor. Youll have to walk me through this like a freshman in an economics class. If i wanted to buy some bitcoin, how would i do it, how would i pay for it, where would my money go, and what would i see for it, what would i get . Well, theres many ways to buy. But a common way is to go to a firm like coinbase, and they have over 10 million customers. And you can do a Wire Transfer of regular u. S. Dollars and buy from them a bitcoin. You can use a credit card also. But you have to actually exchange the dollars into bitcoin. Or another crypto currency. A lot of people, professor, point to the anonymity of bitcoin. As a result of that, it is sometimes used for nefarious purposes. You know, i guess you could make that argument for other currencies as well. But what do you make of that . Well, its actually false. So its a myth that bitcoin is anonymous. And let me explain it this way. When you receive a payment, its anonymous until you start spending. And when you start spending, then probablisticly, you can figure out who the spender is. There are other currencies like z cash thats anonymous. Bitcoin is not anonymous, its a Terrible Technology for a criminal to use because every single transaction is recorded and cannot be altered in this ledger called the blockchain. So it would be the last choice of a criminal. But the criminals dont understand it. They dont get it. They dont understand, this is not anonymous. So in typical obviously a dollar isnt worth anything unless people believe its worth something. But who controls the supply of bitcoin and is that supply fixed or not . So bitcoin is a computer program. Its a program anybody can download. And its got various parameters in the program. And one of the parameters is that the bitcoin supply goes up by 12. 5 bit coins every ten minutes. And then after a couple of years, thats cut in half. Its cut in half again. Until you reach 21 million bitcoin and then it stops. Theres no new bitcoin. So it is fundamentally just an algorithm, a rule. Its effectively deflationary. The other thing thats important is one bitcoin is divisible not by 100 units but into 100 million units. So obviously, from what im gleaning, this is not for the everyday investor, would you agree . Yes, i totally agree with that. It is difficult to understand. It is wildly volatile. It is five times the volatility of the s p 500. It is a new technology. And i do worry that theres a lot of bandwagon speculating, its going up so lets pile into bitcoin. The capitalization is 88 billion, which is substantial. Thats more than the capitalization of all the gold etfs and gold mining etfs. Its substantial but still small. Cam to leave it there. I wanted to ask you whether the coach would like to be paid in bitcoin. Thats another conversation. Campbell harvey at duke. Sales growth slows at dominos. The pizza chain reported a rise in same store sales but the results werent as strong compared to a year ago. The company said stronger demand in the u. S. Led to total revenue and profit that beat expectations. Dominos shares finished the day, down nearly 4 to 201. 03. Tesla realizing 11,000 model x suvs on concerns that the back seats could fall forward during a crash. This is the second time tesla has issued a recall for that model due to seat lash problems. Shares finished slightly higher. Investment Management Firm eton vance will raise its guidance, shares were up. And the drug maker baxter said revenue for the Fourth Quarter will take a hit following the impact from Hurricane Maria on its puerto rico facilities. The company said it will provide a clearer outlook for the quarter later this month. In the meantime, the company said its working with its manufacturing sites in other countries as well as the fda to support the supply of product in the u. S. Baxter shares up fractionally, 62. 53. A food and drug administ panel voted unanimously to endorse a gene therapy treatment for a childhood form of blindness. If the agency approves that treatment, it would be the first of its kind here in the united states. Spark pharmaceuticals makes the drug. And the stock was halted all day but spiked when it opened after hours. Its up more than 70 so far this year. Some of the other Smaller Companies in the field are bluebird, voyager therapeutics. Meg terrell joins us with more. This is the most amazing story. Reporter its a really incredibly story, and a milestone in the field of medicine. Gene therapy represents a whole new way to treat disease. Ges desigd to be a onetime remedy. It uses a virus to deliver a healthy copy of a gene to make up for the one that causes the disease. Sparks therapeutics could be the first to bring gene therapy to the market if the fda approves the drug. The panel voted 160 today that the drug has a favorable profile. Its designed to treat a congenital form of blindness. People with the condition eventually lose their sight. People who participated in the Clinical Trial told the fda panel today how much of a difference they felt after taking the treatment, with one person saying that before it was like she was looking through a tunnel, where is afterwards she could make out the stars for the first time. Two siblings who participated in the trial last year. Here is caroline carpenter sharing her experience. Before, i couldnt see snow, the little snowflakes when they were falling. I went outside when it was snowing and i was like, oh, i can see the snowflakes what was it like . It was really cool. Like to actually see something that ive never seen in my life before. Reporter the fda is set to make its decision in january. We look forward to that, meg. Its a onetime treatment, how long does it last . Reporter thats an important scientific question for gene therapy. Because the first patients were only treated a few years ago, they just dont know how long it will last. They hope. And for caroline and cole, its been durable for them. How much does it cost . Reporter a lot of companies are getting into the field. Diseases like hemophilia are being targeted by a number of Companies Big and small. Pfizer is in this space, they have a partnership with spark, actually. You showed a few other companies there, voyager therapeutitheraps it could be costly, up to 1 million. You have the best news beat there is. Reporter i do. We appreciate it. Thank you, meg. Coming up, a home in the swiss alps that puts the ritz in st. Moritz. Referring to the California Gold rush, one of the most famous lines came from mark twain novel, theres gold in them thar hills. In sinwitzerland its in tsue. More than 3 million worth of gold are found in the sewer system, from manufacturing plants. It ends up in the sewer treatment plants. The amount flushed away here in the u. S. Would be around 13 million. Sinwitzerland has long been seen as a tax haven for the super rich. We got an exclusive look inside that countrys most expensive home, a mansion in the resort town of st. Moritz. Reporter st. Moritz is the winter playground of the worlds rich and famous. And nestled in this snowy paradise is the most expensive estate for sale in all of switzerland. This home actually has seven levels. Most of them are hidden in the rocks below. The stairway leads to a heavenly grand reception area. On one side these 35foot windows frame the swiss alps. On the other wall, as lavish as weve ever seen. This is floor to ceiling mink. Reporter if you prefer pampering, the mega homes wellness level is your private paradise. It really rivals some of the finest spas and the best hotels in the world. Reporter you can inhale the healing powers of himalayan salt in a room lined in glowing rock. Get an out of this world steam in what looks like a spaceship. Or chill out big time in a subzero ice chamber. But the showstopper down here is the subterranean lake. The glimmering pool is lined with swarovski crystal lights that flow through every color of the spectrum. For nightly businesbe homey. Mink walls. Ill buy it for you. Thank you, dear. Im sue herera. Thanks for joining us. Im tyler mathisen. Have a great evening, everybod this is bbc world news america. Funding of this presentation is made possible by the freeman foundation, kovler foundation, pursuing solutions for americas neglected needs, and fox searchlight. My mum says you are writing a book to stop people going to war. I would really like if you write a book for me. Have you come to see my woods . Im going to call my bear winnie. You should call him pooh. If he ignores you, you can pretend you were just saying pooh. Pooh why does everyone like winnie