But the end of october, on the same day the kincaid fire started, her Insurance Company dropped her. I do nothing aaa would do that. You know, i just, i have been with them for a long time. My mother was with them. I never, ever thought that they would do this, but they did. Reporter is a growing trend across california, orinda is a new hotspot. Nonrenewals in the zip code are double the bay area average. Annabel worries about the Ripple Effect that it is going to have. Nobody will be able to sell their homes or buy them because they can get a loan. To get a loan you need insurance, and if nobody, it is a catch 22. Reporter the nonrenewables are directly correlated to devastating wildfires that we have seen in recent years. After the tubbs fire in 2017 and paradise in 2018, Insurance Companies paid out 25 billion. Aaa told annabel that they wont renew her and she lives on a hill near the woods and on a small road. Which are also some of the reasons why she wants to live there. This doesnt really make any sense. Like i said, it is like not insuring a car because you can get into an automobile accident. Maybe you need a change of some laws . Reporter that is with the state insurance commissioner intends to do. We have to sell the alarm now. Reporter this past week his office announced changes to the plan which is intended to beat californias insurer of last resort. By april of 2020 the fair plan will be forced to increase coverage limits from 1. 5 million to 3 million. Customers will be able to pay a monthly fee by credit card, or electronically. Which is something they cannot do now. The expectation in the near future that the fair plan will be a comprehensive plan that can make people hold . Yes. Reporter in january, they will ask the legislature to start targeting Insurance Companies that are issuing these were nonrenewals. Unless you force them to come to the table, they are not going to come to the table. Reporter he wants to mandate that these Companies Work with their customers. It gives them a chance to do things to harden their homes like cut down trees, clearing brush or make sure the property is accessible. We are proposing to allow us to mandate Insurance Coverage for homeowners that have done the absolute right thing. Reporter are you worried the Ripple Effect is already happening . It is already affecting the Housing Market . Absolutely. All we have to do is go visit these towns. This is already having a detrimental effect to the fact that, you know, people are having a harder time rebuilding. People are having a hard time selling their homes. And, people, quite frankly and honestly, cant afford 200, 100 increase in the policy. Reporter that is what annabel worries about. For now she found another provider so she is covered for the next year. She cant help but worry about the future. And fires and other communities but the value of her nest egg at risk. If we can sell the house, terrible. Reporter we should point out the fair plan is not publicly funded. Its president has said that this mandate could have unintended consequences, like raising rates for consumers. Its board has 30 days to present a new operating plan to the commissioner. Susie steimle, kpix 5 news. Dont forget keep sending your stories and ideas to project home at kpix. Com and you can watch all of susies reports on our website at kpix. Com. In Santa Cruz County crews were busy creating Defensible Space along highway 17. Check out this wood chipper in action. That machine grinding up about 4000 cubic yards of vegetation along the highway. Cal fire says this work is essential for decreasing the fire danger and keeping the evacuation routes clear. What we are doing is taking the smaller immature trees out from underneath the more established, mature trees. That will reduce the amount of, the ability of a ground fire to get up into the crown and it will also allow the more mature trees do not have to compete as much with the smaller trees for water. The mold will be sent to a plant in stockton where it will be processed and turned into renewable energy. Reporter a rating Contra Costa County has led to a an array of prostitution and drug charges and it was all linked to this white van. After a longterm investigation the rv was searched this week along railroad avenue. One man was initially arrested for selling methods and amine. But, a dozen others were also taken into custody. They are facing a laundry list of charges including conspiracy to sell narcotics, prostitution and possession of a stolen vehicle. The commute from the east bay into San Francisco can be a huge headache for drivers. At all times of the day. Check out how bad the bay bridge toll plaza looked. Now, a plan is in the works to ease traffic for commuters who use iad and get between the bay area and sacramento. Tollit would involve lanes, we explain how the relief plan would work. Reporter car after car, the traffic doesnt end. Pretty much after 4 p. M. , even 3 p. M. It is just moving at one mile an hour it is terrible. Reporter right now caltrans is working on making the drive between sacramento and the bay area better for drivers. Congestion, at times. Squeezes out every ounce of drivers patients. You sit on the freeway for a couple of hours a day. Makes for a long day. It is really congested at the five, the 50, 65. A lot of times i dont know if i will be there late, if i have to call my boss or not. Reporter to get traffic moving at a less stressful pace, caltrans is working on managing lanes and a new proposal could make them tollways. I think it will depend on the Traffic Congestion and the sacramento urban area. And, how the existing facilities are functioning. Reporter the caltrans project manager it could very well be a toll lane but, it could be an hov lane to start and then as the demand increases in the future. Reporter whatever the changes are to ease congestion driver say at this point they will take what they can get. Very beneficial. That way you save time. There reporting the california once again suing the Trump Administration but as time over water. They want to put more water through the delta to boost supplies in the central valley. They will harm the delta and the fish that depend on it. The federal plan is unacceptable. They still want the state to do more to protect the delta. Flames spewing from the engine of a plane, scary accounts of a fire that prompted an Emergency Landing right after takeoff at lax. Pressing pause to save the planet. Coldplay explained its decision to hold off on a world tour. Coming up on you and 6, package leaves caught in the east bay but it wasnt just the good work of police. A Neighborhood WatchSurveillance System also. If you see wires down, treat them all as if they are hot and energized. Stay away from any downed wire, call 911 and call pg e right after so we can both respond out and keep the public safe. It takes a village to raise to build a bridge. To throw a baseball. To throw yourself into the unknown. To lose fear, to create hope. We believe that it takes a village of over 200thousand dedicated, passionate, driven medical and nonmedical professionals to deliver on our belief in total health for all. We are kaiser permanente. Thrive. I am ken bastida at the live news desk, breaking news out of richmond. Chopper 5 over the scene of a double shooting. You can see the emergency vehicles there. Gunfire breaking out along chancellor avenue. About 4 p. M. Leaving two men wounded. One of them in critical condition. Had to be airlifted. No word yet on any suspects or emotive. This comes on the heels of a quadruple shooting that happened just yesterday. Do not know if it is connected, four people shot near roosevelt avenue and no arrests have been made in either case. We will stay on top of it. I am ken bastida, back to you. Cell phone video captured a planes engine on fire in the sky above los angeles. The Philippine Airlines flight had taken off minutes earlier and was headed back to lax for an Emergency Landing. Dave lopez has more on the dramatic video from people on the ground you can see that something was philippine 113. Requesting. Reporter Philippine Air flight 113 on its way back to lax shortly after takeoff from lax. One of its engines caught fire. There was a banging sound, we do not know what was going on. Then we heard boom, boom like backfires and people were panicking. Smoke, fire coming out of the right engine. Reporter as soon as it lifted off the ground we heard four large banks. They were explosions. It was a right side, interior side engine that blew up. It was on fire. Reporter some passenger started screaming, others crying. Social media captured these images of the fiery plane and, from a distance, on the ground andrew ames caught these images. I dont think this is supposed to happen. We live by the beach and seaplanes going by all the time. Never seen something with flames, like spewing out the back repetitively. According to passengers, there were no flames inside the cabin. Plenty of smoke, and, the pilot turned the plane around 347 passengers, a crew of 18, and landed. When he landed, were no flames from any part of the blame plane and no injuries. First will hand down to the pilot for getting us all back safe. Reporter way as one passenger how long is all take place she told me that it seemed like it lasted forever. That was dave lopez reporting. Political candidates may have to rethink their Digital Strategies ahead of the 2020 election because google has announced an aggressive new plan to cut down on highly targeted political ads. Starting in january, local advertisers will only be able to reach people based on broad categories like age, gender, or zip code. Specific data like public voter records or political leanings are offlimits. The policy applies to ads shown on Google Search engine and youtube. In the meantime, facebook said it will not fact check political ads on its site but that does not mean it is totally handsoff. A facebook spokesperson says the site will ban misinformation about voting and will not allow ads with information that has been previously debunked by a Third Party Fact checker. Last month, twitter announced it will be an article at altogether. We work is making a major round of layoffs as it tries to shore up its finances. They will let go of 2400 employees, nearly 20 of its workforce. A Company Spokesperson says the job cuts are necessary to create a more efficient organization. Earlier this year, we were caught off after the steep financial losses news emerge. Doctors believe they have discovered a new type of lung injury related to vaping. They say a 17yearold in canada almost died after developing an injury similar to bronchiolitis. It is also known as popcorn workers lung. Small airways in the lungs become so inflamed and obstructed that they cant expel carbon dioxide. Which, can then build up in the body to toxic levels. New york state investigators are testing vaping devices to see which compounds may be causing the lung illness. The cdc has identified vitamin e acetate as a Common Thread but experts doubt that is the only corporate. Be absolutely need to continue to look for everything. We cannot just say yes, we have found vitamin e acetate. We will continue to analyze and tease apart whatever chemicals are in the samples. Doctors suspected flavored e ciin this teenagers case anyway. At least 47 people have died from lung injuries related to vaping in the u. S. The man credited with popularizing the sport of snowboarding has passed away. He died last night of complications relating to a relapse of testicular cancer. In 1977, he quit his job in new york to form burtons snowboards with the goal of advancing the rudimentary rudimentary technology at the time. Within four decades letter later snowboarding is an olympic sport and his boards can be seen at resorts across the globe. He was 65 years old. Just hours before releasing a new album, the british band coldplay announced it wont be going on tour. Coldplay nixing a global tour for environmental reasons. Front man chris martin told the bbc today that the band needs time to make your next tour carbon neutral. He wants to be more about giving rather than taking. Their latest album, everyday life, will drop tomorrow. Stadium over the past few years headlining as the super bowl halftime show in 2016. Them blowing past the 10 00 curfew in 2017. Three years after she was stolen from her California Family an emotional reunion. How a crime help to bring maggie the bulldog home. Dont forget we are streaming now on cbsn bay area. You can find us on kpix. Com , the cbs news app, or your favorite platform. Its time for the ultimate sleep number event on the sleep number 360 smart bed. You can adjust your comfort on both sides your sleep number setting. Can it help us fall asleep faster . Yes, by gently warming your feet. But can it help keep us asleep . Absolutely, it intelligently senses your movements and automatically adjusts to keep you both effortlessly comfortable. So you can really promise better sleep. Not promise. Prove. And now during the ultimate sleep number event, save 50 on the sleep number 360 limited Edition Smart bed. Plus 0 interest for 24 months on all smart beds. Ends saturday i have got to go there. Is okay, it is honestly here just next week. What everyone is talking about. And weatherman terms it is the end of the seven day forecast that will show up on day six and seven which is too far out to get specific. But, since it is the holiday and the first time we have got a reasonable looking chance for rain, let me tell you where things stand now for this approaching rainmaker for wednesday. Take a look at the headlines behind me i will give you three takeaways. First one is, light showers begin tuesday night of next week. But, the focus for the rain appears to be centered on wednesday. We could pick up about a quarter of an inch of rain. Now, these details will likely adjust as we get closer to the system. Lets not put this in stone yet. It is worth talking about it because it is starting to look more promising, we are getting close, and this is what everyone is thinking about what is going to be like for thanksgiving and will and when will rain again . Read the bottom, there is no impact on travel. I dont think the rain will be a major rainstorm from this. But the snow could be low enough in the sierra that if you or someone you love has plans to travel in the mountains on wednesday, got a stay or go to keep paying attention to this. The snow levels will be relatively low. That means it will impact the drive. More on that today was nice wasnt it . We came in pretty much right on the mark for average. The only thing that stands out temperature wise in this forecast is that number. Santa rosa going down to the mid30s again for the morning low. Look at how no one else does that. This will be a pattern that we do over the next five days. Take a look for santa rosa. It is not just santa rosa. You are just my example for the Shelter Valley locations up in sonoma valley. Petaluma, healdsburg, this applies to you guys. Over the next five days look at the difference in oakland. Its like it wont even get cold at all. We are staying above average for morning lows. Everything 45 is cold, that is a total personal preference and choice and absolutely applies. But this will not be as cold. It will split the difference. While you will get him below average, you will not see the extremes across much of the bay as we will in the morning lows for those valleys up in the north bay. Lets talk about daytime highs, the member what today felt like . That is the next five days. Daytime highs coming into the mid 60s in the south bay. This is tomorrow, daytime highs for the east bay coming into the mid60s. Look at that, in the mid 60s for the north bay. As we go up north there, because the temperatures topping out to the upper 60s. Just to give you a peek ahead. This is how far out we are going for this forecast for next wednesday and thursday. There we are, looking all the way out on the side of the pacific. You cannot even see the storm yet, it is no or even your developing. This is based entirely on these computer models looking 70 out. By the time we got into monday it is still nice but there is the arcing ridge of rain that they can brought out that then gets brought on our way. That is a pretty good agreement when you look at these long range forecast models, they are all saying looks like there is rain coming on wednesday. That is where things stand. Heres the seven day forecast. Its great your monday and then by tuesday even though we have rain on their remember where it stands in terms of timing it will be late tuesday, we will see if that holds. At this point it is late tuesday. While the scattered rain on wednesday. Dont forget, snow in the sierra. That is one exciting thing about this, it looks like decent snow maker at least in terms of the temperatures. Back over to you. We will pack accordingly. Our Morning Show Team prada welcome and holidays with our annual Embarcadero Center lighting ceremony. They will all be out there tomorrow and we will bring you the festivities on kpix 5 at five, six and then streaming on cbsn bay area. New at 6, a parking shortage at the airport. The solution in the works for what travelers need to know. Plus, tense moments in the courtroom tonight after a deadly stabbing on a train. But the victims daughter has to say. And, new schedules for smart trains. My managers say it will improve the entire rail system and riders, a bit skeptical. If youre living with a condition, Kaiser Permanentes integrated care team will help you get through life without missing a beat. Kaiser permanente. Thrive. A bulldog from Stanislaus County is back with the rightful owners after a Cross Country journey. She was stolen more than three years ago, and was living in the city of patterson. She found her she was found nearly 3000 miles away and sarasota florida. When police were out arresting suspects. They took maggie to animal services, discovered she belonged to a family in patterson and they were reunited on monday. Happy to be home from a mysterious adopt lacking dog napping, a bay area woman is looking for the chp officer who helped her 52 years ago on one of the most important days of her life. Car trouble nearly kept this woman from the altar on her wedding day in 1967. As you can see there she made it. All thanks to the health help of a chp officer who drove her to the church and then carried her flowers into the church. That bride now volunteers in dublin chp Senior Program and is hoping somebody is familiar with the story and can help her find that officer decades later. That is it for the news and 5, kpix 5 news at 6 begins right now with ken bastida and veronica de la cruz. Now at 6, heartbreaking words are from a daughter who lost her father too soon. The courtroom drama after the deadly stabbing on board. These package leaves could run, but he couldnt hide. The Neighborhood Watch in east bay was not like the others. A southbay airport feeling growing pains. The solution to parking shortages ahead of the holiday rush. Our top story on kpix 5 and streaming on cbsn bay area. The suspect in a deadly stabbing on bart now facing murder charges. The families of both the suspect, and the victim were together inside an Alameda County court room. Andria borba, the victims daughter is saying this evening. Reporter ken and veronica friends of the victim called him tyrone even though his given name was oliver. His daughter says he is just weeks away from becoming a grandfather to a grandson and was the happiest person she ever knew. Inside a dublin courtroom bart stabbing suspect jermaine brim trying to hide his face as he was formally charged with the murder of oliver williams. Williams, a father and soonto be grandfather and raiders fan. His daughter, destiny lewis do in a few weeks with his grandson told kpix 5 that he was happy and excited. My father was a really good person, kindhearted and loved everybody. I wish this never happened. The stabbing happened to tuesday afternoon on a warm springs bart train between mayfair and south hayward station. The stabbing happened over a pair of sneakers. Prosecutors alleged brim was trying to steal from another man when