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A better bay area from abc 7. We begin tonight with new protection for 800,000 homeowners here and across the state. A moratorium now prevents Insurance Companies from dropping customers hit by recent wild fires for at least a year. That action is possible because of a new law that took effect in january. Ho homeowners rights is something were focused on. This new policy in now in effect. Insurance companies doing business in california cannot cancel a homeowners policy in recent fire zone areas. Lets get live to montclair village in the Oakland Hills which is considered a fire zone. Reporter it is. Well, this is like a time out, if you will, dan. One year to think about how to solve the insurance crisis, and this is a crisis according to the california insurance commissioner who told reporters today that the number of nonrenewals in seven counties in the state has gone up by more than 10 . Ten months after sean coffee purchased his home in montclair, he lost his insurance coverage. First year we got drafted was proximity to brush. I think they alluded to a high fire score. Im not totally sure what that is. Reporter now he pays 800 more a year because he was forced to get the california fair plan insurance policy meant for those unable to get insurance in the regular market. It doesnt give you a lot of coverage and it is expensive. Reporter amy bach founded the nonprofit united policy holders to help people navigate their way through the insurance process. Montclair and orinda get more nonrenewals than other places in the bay area. People have been dropped by their Insurance Companies after decades of Premium Payment and loyalty. Reporter the state commissioner imposed a moratorium on nonrenewals for wild fire risk. He made the announcement in the Oakland Hills surrounded by representatives of counties affected by fires like sonoma, eld rah doe, plaser, and ventura. Take the kincade fire in Sonoma County, now nearly 140,000 fire policies will have to be renewed. That one year moratorium will give lawmakers and the governor time to hammer out deals with the Insurance Companies. Were ready to sit down and negotiate with the Insurance Companies about what comes next. And that was james gore, supervisor in Sonoma County. Now, there is a real concern also among Real Estate Agents who say if you cant afford to purchase insurance or if you cant qualify then you probably wont buy that house. And as we all know then that drives Property Values down. Im live in oakland, abc 7 news. Leann, thank you. And part of our effort to build a better bay area is to find solutions, of course. But Climate Change is making that difficult when it comes to this issue. The consensus is that Global Warming is intensifying our wild fires and therefore the risk from them. Wild fires in 2017 and 18 cost Insurance Companies more than 20 billion wiping out up to a quarter of their profits. Insurers could effectively get their own insurance for unanticipated claims but Climate Change has raised the price to those options. Passing along the cost is limited because they can reject rate increases and the state forbids Insurance Companies from setting rates based on projected future damages. Now, state regulators have a dilemma, protect consumers from high rates while also keeping Insurance Companies from going out of business. In the meantime, the kincaid fire burn area in Sonoma County could certainly see flash flooding starting tomorrow as the storm barrels in. The heaviest rain is expected with this storm in the mountains. Take a look at live doppler 7 tracking the storm that is winding up in the pacific. Its a level two for both tomorrow and saturday and it starts tomorrow afternoon. Moderate string storm rain will be heavy at times, strong gusty winds, even a chance of thunder. Flash flood watch from 4 00 p. M. Tomorrow to 4 00 a. M. Saturday. That includes the kincade fire burn areas. When you get 4 inches of rain, flash flooding and debris flows are possible. 10 00 a. M. Tomorrow until 7 00 a. M. Saturday. Southerly winds ramping up gusting to 50milesperhour. Here are some of the storm concerns, high likelihood of bond ponding on the roadways. Downed trees and powerlines high probability as well as small stream flooding and river flooding, low chances and risks for thoses. This storm is going to carry over into the weekend. Ill be back with a closer look coming up. New development. A barber underwent surgery after a woman upset over her sons haircut ran over him with her car. Eric is live with a very strange story, eric. Reporter dan, the victim, brian martin is here. He had his surgery today. What were not absolutely clear on is what really started this. Was it the quality of the haircut . Was it a scratch that the womans son suffered during the haircut . Or was it the way, the tone that was used while they were trying to get the kid not to squirm in the barber chair . What we do know for sure is that brian martin suffered serious injuries. I just i dont want people making nasty comments about her. This holiday season, 63yearold brian martin is concentrating hard on forgiving the woman he says ran over him outside his barbershop. Here you see paramedics transferring him to the hospital after the collision yesterday. This is a picture brian sent us from his hospital room today to let customers and friends know shes on the mend. Shes got two little boys that are probably traumatized by this. Reporter martin says she seemed uneasy about something but left the shop. 20 minutes later she came back and showed him a scratch on her sons neck and began cursing. He apologized but her son had been squirming in the chair. She goes outside and starts kicking my door. He says he followed them out and watched her climb into the car. Shes flipping me off screaming f you and put that thing in drive and floored it. Another barber heard the commotion and ran outside. He had a compound fracture of his leg. I knew my leg was broke because my shin was going in the wrong direction. Police are still looking for delgadillo. It says pray for the lady who hit me. She has two young boys with her. What she did was wrong and there may be an emotional problem she has, but the kids shouldnt pay a price for this. Now, this is the car police are looking for. It is a 2006 toyota prius with california license plate 8 Lincoln Henry boy 387. Anyone with information is asked to call antioch police. One more thing you might be wondering why brian martin can be in such a forgiving mood this holiday season. Well, his friends say thats the kind of guy he is, but also he is ordained as a minister. He likes to perform weddings. Hes done 89 of them so far. So, he takes forgiveness seriously. Live in walnut creek, eric thomas, abc 7 news. He sure does. Glad hell be okay. One focus for building a better bay area is b. A. R. T. And making that system safer. Today b. A. R. T. Grades itself on how well it is meeting its goals. Abc 7 news Laura Anthony is live with the results of the selfmade report card. Reporter thats right. Like many parking lots in the b. A. R. T. System, this one has seen its share of crime. According to this new report, the number of car burglaries is still too high. But there is some good news. The numbers are down when it comes to the theft of the entire car. It was a fairly good quarter. The equipment performed very well. Reporter b. A. R. T. Released its own Quarterly Report card. While the system has shown some improvement in several service areas, theres still plenty of work to do, especially when it comes to public safety. I think there was a lot of go good. For example e were at 99 performance for elevators in stations. Thats a huge issue for people who cant take stairs or escalators. We had on time train performance was at 87. We set the goal at 91. But b. A. R. T. Fell short of its own goals by several key measures relating to keeping its thousands of riders safe. Those include crimes against people, car burglaries, and Police Presence and Response Time which still remains a tad over the 5minute goal b. A. R. T. Set for itself. Many of these problems are just not easy fixes. These problems have developed over decades due to lack of funding in certain areas. Reporter b. A. R. T. Did meet its goal of reducing car thefts with just 1. 56 per 1,000 Parking Spaces during the summer quarter. Ed alvarez told b. A. R. T. s board of directors he recognizes the need for improvement but hopes a beefed up force will be a huge help. Weve hired new officers, 26 of those are entry level, 32 lateral officers. Of the entry level, 16 are currently in the Police Academy and 13 new officers are currently in the Field Training program. Reporter so, shouldnt expect to see all those new officers throughout the system right away with the new year. Of course the 13 in Field Training will be out on the street, so to speak, sooner, probably sometime in january. But the rest of those, the 16 still in the academy, they have to complete that sixmonth course. In lafayette, Laura Anthony, abc 7 news. Laura, thanks very much. New details in the quarterback controversy, what a local civil rights icon is saying as well as some 49ers. Credit card fraud in the south bay, it happened at this gas station, two guys, two trucks, and only one goal in mind. Trying to help a country 7,000 miles away, why a local group needs you to it looks like this. For Heart Failure look like . The beat goes on entresto is a Heart Failure pill that helps improve your hearts ability to pump blood to the body. Dont take entresto if pregnant; it can cause harm or death to an unborn baby. Ladiladidah dont take entresto with an ace inhibitor or aliskiren, or if youve had angioedema with an ace or arb. The most serious side effects are angioedema, low blood pressure, kidney problems, or high blood potassium. Ask your doctor about entresto. The beat goes on yeah drivers in the south bay may want to check their bank accounts. Two men have been arrested allegedly for making fraudulent gas purchases. Dustin dorsey has the story. Reporter as dozens of south bay residents deal with banks after having their credit cards compromised two arrests have been made in another fraud case. I was here shopping yesterday and i was going to get gas and saw this whole place taped off. Its just unfortunate because the holidays are coming and people are looking for ways to get extra money. In this case, two men were looking to get extra gas. Both men from pittsburgh, california were arrested from San Jose Police wednesay after store employees noticed the men using fraudulent credit card numbers to purchase a large amount of gas at the safeway gas station. They are they were filling up gas tanks in two trunks and external trunks that totalled 1,700 in gas. Thats a lot. Now to give you an idea, 3. 49 for unled, 1,700 will get you 487 gallons. So, why all that gas . Thats a lot of gas. What do you need with all that gas . Only thing i can think of is reselling it. I suppose if they have a big tank somewhere they can dump it in a big tank and have gas for a long time. The arrests come on the same day that dozens were victims of fake charges. The suspects were booked for grand theft by credit card, organized retail theft, and identity theft. Members of the Samoan Community here in the bay area are asking for help to fight a Devastating Health crisis on that pacific island. The lighthouse Samoan Church has launched a drive for deadly measles outbreak. It has claimed more than 60 lives. Were trying to get medical supplies. Weve reached out to local hospitals. So far we believe theyre going to help and donate. And also, you know, baby goods like diapers, baby wipes, first aid. Theyve also asked for canned good, nonperishable food items. The church will receive donations from now until december 15th. Thats when a team of volunteers plans to travel to distribute supplies. We have new details after suspension of tim ryan. The president of san franciscos naa, krp is urging ryan to apologize directly to the bay areas africanamerican community. Ryan set off a whirld wind of opinions when he commented about the skin color of Lamar Jackson during a guest appearance. Jackson is black. Ryan has apologized for saying that jackson excels at hand offs because of his, quote, dark skin color way dark football. The naacp says ryan needs to do more. Just to do a professional scripted statement coming from the management, that was a good beginning. But thats not enough. You go in monday regardless. Well, one 49 is defending ryan. Quarterback Richard Sherman told us that ryan made, quote, valid points but could have chosen better words. This time tomorrow expect a rough commute as another storm hits the bay area. Lets get to sandy patel with the latest. Yeah, lets take a look at the live doppler 7. Clouds are stacked up, rain is coming. Want to show you the temperatures in the 50s, 60s. Heres a live look from the explore tore yum camera. You can see a beautiful view of the clouds overhead. Temperatures 40s, 50s for your morning commute. Afternoon hours, this is when the commute gets rough. So, in the north bay, rain will begin in the afternoon hours and then spread by evening. It is going to be wet and it is going to be windy. Its a level two storm, moderate strength storm for tomorrow afternoon evening going into saturday. Rain will be heavy at times. Expect the strong gusty winds and there is a chance of thunderstorms. Hour by hour forecast tomorrow morning, close to 30milesperhour at 10 00. Notice the winds increase at 3 00 along the coastline close to 40milesperhour. By 9 00 p. M. Youre nearing 50milesperhour in half moon bay. So, strong winds could cause damage like toppling trees, taking down powerlines, so be aware of that. 6 00 a. M. , still gusty on saturday, but not as windy as what were expecting tomorrow afternoon evening. Hour by hour for your friday, this is the time line. A few spotty showers ahead of the storm, not out of the question in the north bay at 8 00 a. M. , but youll have to rel rahly wait for the main event until 2 00 p. M. In the north bay and by 6 00, 7 00, 8 00, it starts to cross the rest of the bay area. Yellow indicates moderate pockets of rain. Even on saturday were expecting heavier rain indicating by oranges and reds. Maybe thunder saturday afternoon. Turns over into showers that continue into early part of sunday. Heres a look at the rain fall estimates with this system. The highest totals are in the hills and the north bay. Notice 2 1 2, 3 1 2 inches of rain, close to 4 in cloverdale. Some areas around the central bay and south bay wont pick up as much. Livermore. 69 of an inch. This is going to be a big snow maker. Winter storm warning tomorrow morning. Heavy snow and low visibility. Strong winds make it difficult to get up there. The highest peaks could see four feet or more. Res the seven day forecast. Level two for friday and saturday. Theres a chance for thunder both days. Expect wind, rain, level one for sunday with lingering showers until about noon. Then youll be okay for the second half of your weekend. Dry monday. Theres a chance of a few showers, but its a weak system around the middle of next week. Ill keep watching that. Holiday how tos. Holiday how tos. 7 on california phones offers free specialized phones. Like cordless phones, phone ringing big button, and volumeenhanced phones. Get details on this state program. Call or visit the ones that make a truebeen difference in peles lives. And mikes won them, which is important right this minute, because if he could beat americas biggest gun lobby, helping pass background check laws and defeat nra backed politicians across this country, beat big coal, helping shut down hundreds of polluting plants and beat big tobacco, helping pass laws to save the next generation from addiction. All against big odds you can beat him. Im Mike Bloomberg and i approve this message. You shouldnt have to pretend youre fine. You shouldnt have to be the ambulance. You shouldnt have to be thinking about the cost. You should just be focused on her. Covered californ can help you find a health plan that fits your needs and budget. Because we believe you shouldnt have to choose between the life youve built and the care you need. And accessoriesphones for your mobile phone. Like this device to increase volume on your cell phone. phone ringing get details on this state program call or visit rt will. Consumer news now and why you should have a Holiday Shopping strategy. Dont just go out there willy nilly. Seven on your side has ideas on that. Interesting to hear what a strategy we should were going to save you money and also get the gifts you want to buy. Its that time of year where were all making our list and checking them twice. And who doesnt want to save money Holiday Shopping . Heres tips to get you through the holidays. So many presents to buy and so little time. Holiday shopping can be time consuming and costly. Iphone 11. Clothes and electronics. Toys. But buyer beware. You might end up overpaying with so so prices wrapped up to look like fantastic bargains. Thats where Consumer Reports comes in because only rookies head out unprepared. Do your homework, theres lots of websites out there that can help you figure out what is on sale when, things like blackfriday. Com, even Consumer Reports. We can tell you updates on what stores are having sells. Apps like shopzilla, price grabber. You can see prices offered in stores and compare with prices in other stores. Get social. If you like a particular brand or retailer, make sure youre following them on twitter, facebook, instagram. These are all channels in which they are going to be advertising their latest sales. And of course do your best to create a budget and stick to it. And one more thing, move fast. This morning i blew a deal. It was online and i knew it was a great deal because i had been shopping for a while and i thought let me think about i. Go on. So, you have to be smart but decisive. Exactly. Good way to put it. The budget thing is tough. You try. Well be right back. We have breakin but you dont feel good. With polycythemia vera, pv, symptoms can change so slowly over time you might not notice. But new or changing symptoms can mean your pv is changing. Lets change the way we see pv. You track and discuss blood counts with your doctor. But its just as vital to discuss changing symptoms as well. Take notice and take action. Discuss counts and symptoms with your doctor. Visit takeactionpv. Com breaking news in hayward, a Police Officer has been involved in a car crash. Sky 7 is over head as you can see. This is the area of ten son road and mission boulevard. You can see the traffic stopped in one direction and that portion of road closed. Look at that. This is right by the south hayward b. A. R. T. Station. The crash happened around 5 00. Its not clear what caused it. As you mention, look at the gridlock in that area. The wreck is also causing a major back up but not on 880. You can see well bring you the developing news as its happening. Well get more information of course on abc 7 news. Well put it on our website and our mobile app but avoid that area. You can see the helicopter pulled out and you can see on surrounding surface streets just how backed up it was as police try to figure out how to reroute traffic. It is slow going after an officer involved in a car crash. Officer involved in a car crash. All o. 6, 7, 8 officer involved in a car crash. All o big dreams start with small steps. But dedication can get you there. So just start small. Start saving. Easily set, track and control your goals right from the chase mobile® app. Chase. Make more of whats yours®. There are those who will say thatoo fat. too skinny. Too hard. Too soft. Too old. Too much. Too unexpected. Too limited. And to them we say too bad. Because at kaiser permanente, we believe that everyone deserves the right to thrive. Tonight, several breaking stories as we come on the air. The dangerous shootout just moments ago on the highway. Officers opening fire on a u. P. S. Truck after a high speed chase during rush hour. The truck stolen, drivers right there on the highway. Images from the scene coming in right now. Also breaking tonight, the u. S. Army black hawk down tonight, disappearing from radar. Issuing a mayday just minutes after takeoff. The National Guard losing contact. The major turn on impeachment tonight. House Speaker Nancy Pelosi saying, the president leaves us no choice, telling the house today to move to impeach. Then, the question shouted at the speaker, she stops, fires back and returns to the microphone. Joe bidens fiery confrontation during a town hall

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