​IRCTC train ticket online booking: Pay for a ticket only when it's confirmed, get instant refund if cancelled; here's how

IRCTC online train ticket booking: There is a mechanism using which you can book a train ticket online on IRCTC's app and website and not pay money immediately unless you get a confirmed ticket. This feature is however only available on IRCTC's iPay payment gateway and not others. Read here to know how to use it.

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