But there are strict rules on continuing to live in a property after it is given away.
Rent must be paid to the new owner at the going rate for similar local rental properties, a person must pay their share of the bills, and must also live in the property for at least seven years, the government has explained.
Many people are unaware of such rules and their loved ones may be in for a nasty shock when it comes to a tax bill later down the line.
Ms Roche acknowledged people’s motivations to take such action are often varied.