More In The Know: Buckeyes hotel developer tied to $27 M Neptune Inn purchase on Fort Myers Beach. Mission BBQ coming to SWFL, Ocala. "Risk Rating 2.0 was done to create a more fair and equitable rate structure and to place the NFIP on a path towards financial sustainability," said Chris Heidrick, founder of Sanibel's Heidrick& Co. "I think this is the right path.