Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks. The economy is strong, unemployment is low and inflation is receding. The Federal Reserve has continued to raise short-term interest rates, after a brief pause. Rate hikes traditionally favor savers and lenders. Borrowers and those paying down debt usually feel most of the pain. Rate hikes are a blessing and a curse for consumers. You’ll pay higher interest rates on credit cards, home equi