How can you get early pension in EPS 95, and should you go for it?

EPS 95 is one of the very few options that gives life long assured income to salaried employees in private sector after their retirement. However, many times people have retire early either voluntarily or due to some compulsion. Can they get early pension in EPS 95? If yes then what are the conditions and how should they decide if they should go for it or not.

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