Operator
Good afternoon, and welcome to HCI Group's Fourth Quarter and Full Year 2020 Earnings Call. My name is John, and I will be your conference operator this afternoon. At this time all participants will be in a listen-only mode. Before we begin today's call, I would like to remind everyone that this conference call is being recorded and will be available for replay through April 11, 2021, starting later this evening. This call is also being broadcast live via webcast and available via webcast replay until March 11th, 2022 on the Investor Information section of HCI Group's website at www.hcigroup.com.
I would now like to turn the conference over to Rachel Swansiger, Investor Relations for HCI. Rachel, please proceed.