think rubio as the inside track. a lot of people think doug burgum executive experience as a ceo and is north dakota's governor, he could be a good pickles also. my money is on rubio. >> sandra: very interesting. you add in the others, ben carson, i'm sure that people will be talking about this for quite some time. >> john: i think rubio helps in win win make the arizona and nevada. that is big. we have seen president biden's memory lapses in public when serious concerns being raised after "the wall street journal"'s report on what is happening behind closed doors. we will talk to dr. nicole saphier next class this. >> if you think about the millennials and gen zers, how many are going to be able to build wealth through real estate through the middle class american? >> sandra: is home ownership more and more and unlikely