Find out the next steps in your DWSD/FEMA/SBA damage claims process with the questionnaire below
Flood Assistance Questionnaire
Watch Mayor Duggan's FEMA Assistance Overview
Disaster Food Assistance Benefits
MDHHS will begin the application period for D-SNAP (Disaster Food Assistance) benefits on Thursday, August 12, and will operate until Thursday, August 19, excluding Sunday, August 15. MDHHS will accept applications from 8AM to 6PM (8AM-9AM reserved for seniors and disabled residents) on weekdays and from 8AM to 1PM on Saturday, at the following locations:
Ypsilanti Middle School –510 Emerick Street, Ypsilanti, MI 48198 Scarlett Middle School – 3300 Lorraine Street, Ann Arbor, MI 48108 Taylor District MDHHS – 25637 Ecorse Road, Taylor, MI 48180 Inkster District MDHHS – 26355 Michigan Avenue, Inkster, MI 48141 Grandmont District MDHHS– 17455 Grand River Avenue, Detroit, MI 48227 Conner Service Center MDHHS - 4773 Conner Street, Detroit, MI 48215 Southwest Service Center MDHHS – 2524 Clark Avenue, Detroit, MI 48209 Greenfield/Joy MDHHS – 8655 Greenfield Road, Detroit, MI 48228 Some Eligibility Criteria (full list in the attached flyer):
Individuals who currently receive food assistance are not eligible. Only households that reside within the approved county at the beginning of the benefit period are eligible to apply (Wayne County and Washtenaw).
Households that experienced food loss alone as their only disaster expense are eligible to apply.
How To Apply (Disaster Food Assistance Application Instructions)
If you experienced Flood Damage, you have these options for making claims for assistance
Homeowners Insurance DWSD Claims GLWA Claims FEMA Small Business Administration (SBA)
Homeowners Insurance
If you have insurance, you must file a claim with your provider.
Even if you have insurance, they may not cover all of your damage from this event. Check to see the specific flood damage coverage you have.
If you have coverage and FEMA denies you, you can appeal.
If you're covered, you should see something like this in your policy
DWSD Claims
DWSD Claims Process Checklist
Give notice to DWSD within 45 days of discovery of damage with:
Your name, address, and telephone number Address of your damaged property Date of discovery and a brief description of the claim For the June 25-26 rainstorm, claims must be filed by August 9, 2021 You can also file for damages from later storms, within 45 of those dates You need to complete BOTH a short-form and a long-form
After giving the notice to start the process you need to file a complete claim Fill out the long form for the claim to be investigated You will be mailed this or can access it online at https://detroitmi.gov/waterdamageclaims Documents you will need: Requires details of incident and damages claimed Proof of homeowner’s insurance coverage Instructions to provide receipts and photo
DWSD Investigators inspect sewers and infrastructure in the area If DWSD determines:
There was a defect in the local sewerage system That DWSD knew or should have known about That we failed to remedy in a reasonable time The defect was 50% or more the reason for damages If DWSD determines it has liability, we will review damages not covered by FEMA and may offer a settlement.
GWLA
GLWA follows a very similar process to DWSD for Claims
You have to print out a long-form
You can find it online at https://www.glwater.org/ Fill the form in, and submit it postmarked by Aug. 9
Mail it to:
Great Lakes Water Authority Office of the General Counsel: 735 Randolph St. Detroit, MI 48226
Or Email it to:ewerclaims@glwater.org
If GLWA determines it has liability, we will review damages not covered by FEMA and may offer a settlement.
You are eligible to apply for FEMA Individual Assistance if:
You were affected by the June 25-26 floods Your property has areas that became unsafe to occupy and live in You have a Social Security number OR a minor child in your household has an SSN
Before You Start
If you have insurance:
Check your policy to determine policy coverage Save a copy of your policy (you will need it with FEMA application) File a claim with your insurance company If your claim is denied, save the denial letter (to use with FEMA) If your claim is partially covered, but less than your damages, save the settlement letter (to use with FEMA) If you are still waiting on your claim approval, save a copy of the policy and claim (to use with FEMA) Continue to FEMA Application
Get your personal documentation together, you will need:
Your Social Security number Your current mailing address The address of the damaged property A description of the damages (including pictures) Your insurance information (if applicable): agent name and policy number Your phone number
There are 3 types of funding support
Apply for all 3 of these (as applicable) at the same time:
1. INSURANCE
Whatever your policy covers (Most people don’t have flood coverage, which means you’re more likely to be eligible for FEMA or SBA assistance) 2. FEMA INDIVIDUAL ASSISTANCE
Can cover personal necessities for self and living day-to-day Need to apply as soon as possible - before Sept. 15 A step-by-step guide on how to submit a FEMA DISASTER CLAIMS APPLICATION can be found HERE 3. SBA Loans
FOR EVERYONE (Not just businesses) Do not need to take the loan, but you need to apply if asked to Can use to replace physical property A Step-by-Step guide on how to submit the SBA home and personal property loan application can be found HERE
First Steps To start, use one of these 3 options:
A step-by-step guide on how to begin the FEMA CLAIMS APPLICATION can be found HERE
A step-by-step guide on how to begin the SBA home and personal property loan application can be found HERE
Other organizations that can provide support:
MDHHS Red Cross City of Detroit Community Health Corps Wayne Metro Community Action Agency United Way You can visit these at the Disaster Recovery Centers:
Kemeny Recreation Center (2260 S. Fort Street) Golightly Career Tech Center (900 Dickerson)