Now inside the white house President Donald Trump hosting folks k through 12 years old professionals. Higher education folks and parents and students. The president speaking right now in this moment in the news conference. Talking about going back to school, how important that is not just for parents but also kids themselves. The white house saying if schools follow the cdc guidelines then opening up will be done safely. Listen to this. Very much going to put pressure on governors and everybody else to open the schools to get them open and it is very important. It is very important for our country. It is very important for the well being of the student and the parents. Reporter the head of cdc came out actually said urging schools to open. No one at the white house here is pushing a one size fits all approach. Health and Human Services secretary said some areas hit harder by the coronavirus will have to adjust but still can reopen. Not going to be the full experience. It will not be the recess experience. That is vital to kids. It is something. It is physical. As the American Academy of pediatrics said there is emotional, mental health, physical, intellectual development toll that happens from our kids not being back at school. Reporter theyre looking at a study of centers of Disease Control that 29 of adults missed work during the shutdown taking care of a child going back to school. That also means parents will spend money on School Supplies and spending, being able to keep the economic momentum Going Forward because they will also be able to go back to work. Back to you. Jackie thank you so much, edward lawrence. That is a big number of parents staying home from school, right, connell . That is a big topic for so many parents. We have the White Plains City School district superintendent. Joseph, i want to get your reaction to what the president has to say to look at your own preparations for school in the fall. You heard that clip im sure a minute or two ago from the president saying he will put pressure on governors to open up the schools. Your thoughts . Thanks. Great to be back with you. Hope everyone had a great fourth of july. I certainly appreciate the president s desire to have schools open school. Schools didnt stop because of global pandemic. The pressure needs to be in the senate. We need to make sure heroes act is passed that School Districts and states have the money they need to safely reopen schools, to be able to abide by the cdc guidelines. Without that support it is very, very difficult. Connell i want to know specifically then, your School District north of new york city and in suburbs of new york city what you need. What would the money be used for and what do you not have right now that you need before you open up in the fall . Sure. Thanks. Well, ill tell you in new york were facing a real difficult budget situation. The state of new york of course is in a difficult place right now. We know, we heard from Governor Cuomo if this federal stimulus doesnt come through, this support for National Disaster doesnt come through, education could have a 20 cut in state aid. We cant cut state aid trying to open schools in a safe manner to support our children and our communities. Connell so you need to, for example, youre talking about cleaning the schools . What specifically again do you need money for . Sure. In the White Plains City School district a cut like that were talking about 6 million. That impacts everything related to our childrens programing. It is certainly impacting our ability to provide masks and appropriate ppe as per the cdc guidelines. Also impedes our ability to service our students outside if we were in remote environment. So i think the pressure really needs to come to the senate that states have what they need so that School Districts can have what they need, indeed get back into the building. Connell okay. The other thing that was talked about for the fall was that schools like, your School Leaders like yourself should have their own plan, i believe the cdc director was saying. If you do open up, what do you do if there are covid cases expecting there will be . That is just the way it probably will play out. Whats your plan if you open, hypothetically youre open, however many days a week, what metrics will you look at to decide whether you can remain open or you need to, shut down for a period of time or shut down entirely . What are you going to be looking at . So im not a medical doctor. So what im doing is relying on medical doctors, the department of health in westchester county, the department of health for the state of new york. Were working very closely with them to insure that if and when we do see a spike in covid19 cases we can act appropriately. Includes tracking and tracing, all individuals may have been in contact with somebody sick is notified and take appropriate steps to curb further steps of the illness. New york is a test case, if you take the appropriate steps you cannot only flatten the curve but you can crush it. Were not seeing that everywhere throughout the country. That is makes even more difficult to open School Buildings back up. Connell i know were only early july, things could change before september, given what we know now, the situation now, in case improvements weve seen in new york, what would happen in white plains in the fall . Would you be open five days a week, three days a week . Some sort of an alternate schedule . Some sort of Remote Learning mixed with in person . What is your plan right now . So the School Districts right now in new york state are planning for multiple of scenarios. Whether it be fully open following cdc or american pediatric guidelines. Whether it be some type of hype biddized opening schools come in on a rotating basis or whether fully remote. That will be guided on the numbers. Were working closely with the state and all the districts in our area. Were going to be looking at our numbers to insure that to the extent possible, if we open our facilities it is going to be in the safest manner it can be. It cant be connell training the teachers. Are you working with them this summer to get hem ready . Absolutely. Absolutely. The faculty and Staff Members are amazing. Were running extended school year for persons with special needs in person following cdc guidelines t can be done to some extent. We know it will require a lot of training and Additional Support from the federal government. Without that support it doesnt happen. Connell state aid debate, something you will watch very closely. Obviously we will as well. Good to talk to you again, joseph, white plains, new york. Heads up the School System over there. Jackie, back over to you. Jackie we have fox business alert. Mark zuckerbergs Virtual Meeting with civil rights advocates reporting seeing no commitment between for action between Campaign Leaders and the tech giant. Go to susan for more. Susan the stop hate for Profit Movement met with facebook founder Mark Zuckerberg and coo Cheryl Samberg in send dance and vp chris cox returned to the company. According to the reports, statements out in the press a few minutes ago looks like those part of this meeting, that includes the naacp, also Antidefamation League present and free press and color of change, we didnt see any concrete step or actions to change facebooks behavior. If we can bring up quotes theyre calling this a pr stunt. For instance they didnt have anything actionable. Facebook approached our meeting which they called by the way, it was like nothing more than a pr exercise and boycott Coalition Leaders and advertisers understand the stop hate was lives and safety of our community. They were looking for more oversight and shall we say censorship of actual posts. They were looking for a csuite level of executive of civil rights expertise to be installed at facebook. That didnt happen according to them. They were looking for more policies that aided in, i guess fighting discrimination on the platform. We know the stop hate for Profit Movement started after what some saw as hate speech, proliferation of hate speech, discrimination and misinformation on the facebook sites. One post from President Trump ignited movement. Minneapolis post, President Trump says when the looting starts, that is when the shooting starts. This is all the way resulted in 1000 companies paused advertising on facebook. Now it did have an effect on the stock price. Mark zuckerberg offering an olive branch of sort saying in the future they will warning labels will be slapped on any post they find on just shunnable objectionable and controversial. If the 10 decline in the stock price we have climbed to record highs. Goldman sachs say they continue to see facebook as a buy. Social media by the way is the Third Largest platform for advertising in the year 2020. Television is number one, online search, social media. You dont see that abating regardless whether or not we had disappointment in the virtual media between the civil Rights Groups and Mark Zuckerberg and facebook. Guys . Jackie susan li, thank you. Connell . Connell all right. Back to the virus now, jackie. Covid cases surging across many parts of the country. We have had governors pausing reopening plans as a response to. That get the very latest. Jonathan serrie is live for us in atlanta. Jonathan. Reporter good afternoon to you. Starting tomorrow miamidades mayor is going to be closing restaurant Indoor Dining rooms as well as shortterm vacation rentals. He was able to reach a lastminute compromise to keep gyms and Fitness Centers open as long as people wear masks as they work out inside or stay at least 10 feet apart outside. The mayor is trying to discourage large gatherings in a state where nearly one in 100 residents tested positive for the coronavirus. Florida is part of a trend in states across the south, midwest, west, seeing a new surge in cases. Series of circumstances associated with various states and cities trying to open up in the sense of getting back to some form of normality has led to a situation where we now have record breaking cases. Reporter despite the uptick in cases florida education commissioner Richard Corcoran ordered all public and Charter Schools in the state to reopen for families that want their children to be educated in brick and mortar classrooms. He retweeted President Trumps declaration schools must open in the fall. In hardhit texas, organizer of the state fair which drew more than 2 1 2 million visitors last year, announced theyre canceling this years event. This is the first time they have had to do this since world war ii. Back to you guys. Connell Jonathan Serrie in atlanta. Jackie. Jackie all right. Turning americans away from unemployment. New york city is reopening its doors but Small Businesses are struggling to rehire employees. So how can businesses across the u. S. Lure workers back . Well have the latest. Keeping florida open for business, a spike of cases threatens the states economy as local leaders try to avert another shutdown. Well talk to the miami mayor about the hurdles ahead and safe path forward. The price for something sweet. Vacant dutyfree shops are fueling a worldwide chocolate glut. Were live from a Chocolate Company in illinois with more. 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The future of awesome. Connell businesses are facing a new sort of competition. There is a report that just came out. It reveals 32 of Small Business owners are struggling to fill open positions despite a 11 Unemployment Rate in the month of june. Kristina partsinevelos live in new york city with a explanation for us this afternoon. Kristina. Reporter right. Coowner of the grocery chain behind me said that some former employees are taking advantage of the system. You have 16 locations in new york city, Morton Williams is looking to rehire workers. Unfortunately they say that cash the federal government is giving to the unemployed is making the rehiring process a real struggle. The coowner went on to say that some employees are even doubledipping. Theyre working in the store but also getting benefits at the same time. Others who left voluntary, they quit, also trying to apply to get Unemployment Benefits. The company refuted the claims, but new york state according to them hasnt responded yet. We spoke to the coowner he is amazed how many people already filed unemployment claims thus far. Listen in. Over the past four months weve let go of maybe three or four people total. Can you imagine that . Three or four people total in our entire chain of 1200 people. We now have 600 unemployment claims. Of which 160 have already been paid. It, just mindboggling. Reporter it is not just Morton Williams. I spoke to the owner of a new york bar who said some employees are demanding 20dollar an hour to match the benefits or only want to work less than 30 hours a week so they can still claim unemployment benefit. We reached out to new york state. They responded with this quote, Unemployment Benefits are a lifeline for new yorkers who lose their jobs and it is unacceptable that dishonest individuals would seek to defraud the system. We know a lot of americans may be staying home because of Health Concerns other they are caregivers or the combination of the federal benefits which right now are 600 a week and the state benefits are more than what they made prepandemic. This is making the rehiring process a struggle. You have businesses that are open but unfortunately theyre still looking for that staff. Back to you. Connell certainly complicates things. Kristina. Jackie has more on all of this. Jackie here now, liz peek, foxnews. Com columnist and Gary Kaltbaum from kaltbaum capital management. Theyre both fox news contributors. Gary, i want to go ahead to start with you. Kristina laid it out well, the 600dollar unemployment payments and benefits from the state, some people are doubledipping. Many said what is the incentive for the people to go back to work . You have others saying listen in the lockdowns continue or we have to reshut down because of a spike in cases that cares act provision may have to be extended. It is set to expire in july. Your thoughts how you see this playing out . Well, lets be clear i think 600 extra was very important for people just their psyche, knowing they have some extra money but the incentivizing to stay home versus going back to work does not work very well. I think most people do want to work but, look it if you can stay home not have to worry about a virus than go to work youre apt to do that. All i can tell you this, if the virus really starts to accelerate they will need to do something more after july. There is no doubt in my mind, people are paying their rent month to month with some of this. So i suspect there is going to be some action, if were still in the soup as we move into august. Jackie liz, there is a lot of concern as we watch this whole scenario unfold. We head deeper into the summer here, there is a lot of concern that businesses are going to suffer. That gentleman explained the quandary he is in right now but that Unemployment Insurance will go up as a cost for these businesses. That it is going to take a toll when you think about the whole situation long term. I think this was an emergency measure that was put into place. I think it absolutely has to expire at the end of july. By the way the democrats included an extension of this provision through the end of the year in their bill that passed in may, this sort of next round of help and Mitch Mcconnell was pretty clear it was not going to go forward in the senate. So i dont think it is going to happen. Remember, people unemployed are still getting state unemployment checks. It is just this incremental 600 a week they will not have. That was done at a time when no one could hire anybody. So the need for it i think has expired. Its ridiculous that businesses cant hire people when there are tens of millions out of work. That is the most important thing right now is to get people working, getting businesses prosperous again or the cities, which is really what were talking about here are in really, really bad shape. Jackie that seems to be why the president is making this push to get parents back, get kids back to school so parents can go back to work as well. I want to switch gears for a second, taking aim at large corporations, the city council in seattle passing a new payroll tax that would be applied to the largest and bestpaying businesses in the area. Were talking about Companies Like amazon. Gary, i want to start with you, to talk about the price tag here. Theyre saying that the estimates are it could raise a little more than 200 million a year. At the same time, you bear of risk taking a company like amazon, having them pull out of your state. Is the risk worth the reward here . I think theyre nuts and amazon has been already making some moves. Theyre building a 43story tower in bellview, washington. They took 100,000 square feet in redmond, washington. That will be 15, 16,000 employees f these people running the joint in seattle, want to see the 50 plus right there, keep doing what youre doing. One of those Council Members had the campaign called the amazon tax. Theyre basically looking at a business that has created so much wealth in that area, basically thumbing their nose at it. That is not good news Going Forward. I think jeff bezos is smart enough, he will cry uncle one day. So they better be very careful over those Council Members. Jackie i will challenge that, but let liz respond to it. So many cities and states find them in a predictment, find themselves in predictment making up for budget gaps as a result of the struggle with the coronavirus pandemic. Liz, any suggestions or any thought how to do it besides attacking big business . Well, that is going to be the first goto idea. It seems like a pretty weird time when businesses are struggling. Amazon is doing great. So its a pretty attractive target. But as gary pointed out they have already moved a lot of people outside of seattle city limits. It is amazing to me amazon is so hated in seattle, but without a doubt the biggest taxpayer. By the way, this is not just going to grab seattles biggest employer. 7 million is the threshold. That probably covers a lot of other businesses too. But to your point, jackie, yeah, cities are really in trouble. I got to tell you, this is just the first wave. Weve already seen moves in San Francisco to raise taxes. Everybody is going to be raising taxes. It is interesting because people are working out of the cities at home, virtually with great success. You may really damage the city as the core entity here in terms of a lot of industries if they not only tax businesses which theyre going to do but also highpaid individuals. Its a great point. Also that point of the 7 million in payroll, that threshold is not very high. That will Impact Companies aside from amazon for sure. Liz, gary, thank you so much. Connell . Thank you. Connell good stuff, jackie. Well talk about testing delays and canceled workouts. There are problems emerging with Major League Baseballs play plan casting fresh doubt on the 2020 season. Rules for buying your first house during the pandemic. Well be right back at Fisher Investments, we do things differently and other Money Managers dont understand why. Because our way works great for us but not for your clients. Thats why were a fiduciary, obligated to put clients first. So, what do you provide . Cookie cutter portfolios . Nope. We tailor portfolios to our clients needs. But you do sell investments that earn you high commissions, right . We dont have those. So, whats in it for you . Our fees are structured so we do better when our clients do better. At Fisher Investments were clearly different. Come on in, were open. All we do is hand you the bag. Simple. Done. We adapt and we change. You know, you just figure it out. Weve just been finding a way to keep on pushing. Theyve really stood the test of time. Much like these majestic rocky mountains. Which must be named after the. That would be rocky the flying squirrel, mr. Gecko sir. Obviously ahh come on bullwinkle, theyre named after. Our first president george rockington that doesnt even make any sense. Mr. Uhh. Winkle. Geico. Over 75 years of savings and service. Jackie fox business alert. Disney says it will continue with the phased reopening of Walt Disney World resort in florida on saturday according to a company statement. This despite cases spiking across that state, connell. Connell lets talk baseball now, jackie, as Major League Baseball is striking out when it comes to preseason training. The Washington Nationals for example, had to cancel practice because of a delay in coronavirus testing. Hillary vaughn out in Nationals Park in d. C. With more on us. Hillary . Reporter connell, usually in baseball only catchers are wearing masks, but today when practice got off the ground for the Washington Nationals, the coaches were ones giving guidance through masks as they coached players through a take two of practice after the practice cast canceled yesterday because they did not get their covid19 test results back in time t wasnt just the gnats that were affected. The Houston Astros and st. Louis cardinals canceled their monday workouts when they didnt get the results in time in order to bring the players on to the field safely. The anaheim angels had a different problem over the weekend when their sample collectors did not show up. The l. A. Times reports that the team did their own swab tests, then shipped samples the to mlb Salt Lake City testing lab. Mike rizzo told the league the 2020 season without test something at risk. A few players were tested pop for coronavirus. A few of them were put in quarantine because they came in contact with players. Juan soto was put in isolation and not in practice today. Three nats players are opting out of season all together, for safety concerns, ryan zimmerman. Juan castillo. They insisted that there was delays because of holiday weekend. They insisted 99 of results were sent out and theyre working through those kinks. Even rizzo said today, connell, he is assured things will be a little bit smoother moving forward when they get back to the new normal. Connell . Connell just a few weeks to go before the season is supposed to begin. Hillary, thanks. Jackie. Jackie all right. A rebound at risk. United airlines warning its employees to prepare for potential furloughs as travel bookings decline and virus cases spike in the united states. The drop is most critical newark, new jersey hub, where near term bookings were 17 of last years july level. This comes ahead of new york, new jerseys connecticut decision to have passengers arriving from hot spot dates to quarantine for 14 days. Connell. Connell jackie, were talking about the spike of new cases were seeing especially in the south. More states are rethinking the reopening plans. Well talk to the mayor of miami whether his city could see another shutdown. He is coming up next. Could raise new concerns for the 100 billiondollar chocolate industry. Well have that. Top Movie Theater chains including amc, cinemark and regal are suing the state of new jersey over covid19 closures. The claim, the states treatment of the Movie Theaters has been quote, neither fair noreenable as other Public Places are allowed to reopen. Spokesman for governor murphy said the Governors Office does not comment on pending litigation. Well keep an eye own that my blood sugar and a1c. 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Reporter south floridas reopening plans slamming on the brakes even going in reverse in some sectors as coronavirus cases continue to climb in the Sunshine State, especially in south florida which accounts for nearly half of all the states cases and tripling of covid19 admissions to miamis Jackson Health system. Its hospitals will now be receiving 100 additional nurses thanks to the state to help deal with the increasing icu load. Miamidade is now retracting the 50 capacity for Indoor Dining that restaurants have been doing for five weeks. No more of that. Starting tomorrow, only Outdoor Dining or takeout and delivery. Beaches are back open today after closing up and down the coast for the 4th of july weekend. Miamidade countys mayor has brought back the 10 p. M. Curfew. Movie theaters, bowling alleys, strip clubs are back to being closed. Three times in the past week florida topped 10,000 new coronavirus cases a day, alltime high of left 1 2 thousand on saturday and today 7,000 plus. Floridas governor is not expressing alarm and tyking heat for surging numbers and not rolling anything back. He was in miami for Coronavirus Briefing where he pointed out florida is behind many other states of coronavirus death rates. The rate is declining, not increasing. That is the message, protect the vulnerable population. Follow the guidelines that have been put out, whether the state guidelines on social distancing. Whether it is some of the thing that the mayor has done here in miamidade. We have not really had a lot of problems in florida when folks have been following the guidelines. Reporter Miamidade County alone has about 1 3 of the states total number of cases and positive test rates in the county right now are up to 21 compared to 8 just two weeks ago. In hillsborough county, in tampa theyre also reporting a 20 positivity rate. Back to you. Jackie phil keating, thank you so much. Connell . Connell lets stay on this, jackie we welcome back to the show the mayor of city of Miami Francis suarez. Mr. Mayor, good to see you again. Phil went through in detail some of what is happening in the area there. Let me start with hospitals. That is obviously important. How are your hospitals doing . Our hospitals are definitely having some issues in terms of capacity. Our hospitalizations are basically at an alltime high. Icu capacity has, or icu beds have increased in terms of census by about 30 in the last few days, and the one that worries me is ventilators are up almost to the peak they were the reason why ventilators worries me because thats what really drives the mortality rate. I think most people have focused on the low death rate and concern that i have, the death rate usually lags four to five weeks after new cases. Also, it is influenced by the ventilator rate which is going up significant. Connell so might those comments you just heard from Governor Desantis what youre talking about, the mortality rate, is that misleading . I dont think he is trying to mislead anyone. You know, i dont know what statistics he is using to make those particular statements but i can tell you that, for example, ventilator gone from last two weeks, from 75 people on ventilators to 168 people on ventilators. Our highest moment we were at 196. So were very close to the high moment. What i can tell you also, sort of good news is before the mortality rate when you got on ventilator was about 70 . At least hospital chain that takes up 25 of our cases. It has dropped to about 40 . So that is obviously good news. Almost 50 better chance that you survive being on a ventilator but if the numbers continue and ventilators continue to go up, i think it is inevitable our death rate will go up in the next few days. Connell okay. Let me ask you then about businesses and how youre handling certain businesses. So sometimes that area where you are can be confusing in terms of jurisdiction. Youre the mayor of city of miami. There is miami beach mayor. Mayor of miamidade referenced in the report. His name is carlos jimenez. He reversed himself on Fitness Centers and gyms. Look at a tweet. In terms of keeping the gyms open, here is the tweet. Very productive Virtual Meeting with our medical experts we arrived at a compromise toe again gyms and Fitness Studios open. Where are you what is happening . He actually closed down restaurants except for takeout an delivery. Then reversed that later on in the day, opening up Outdoor Dining and closing just Indoor Dining. Same thing with gyms. He closed gyms on monday. Met with gym owners. Then opened them on tuesday. I think, there needs to be a little better communication between not only the county mayor but county and cities. Multiple cities were upset with the order on monday. There needs to be better communication with the industry. Not after the fact but before the fact. So we dont have to change a order that impacts business. Connell should they be open though . Im sorry . Connell should they be open . Should gyms be allowed to open . [inaudible] gyms increase infection rate. I havent gotten any evidence of that kind. Connell okay. We lost your shot for a second. So just, i just want to revisit that, or i lost your audio. Quick answer on the gyms, im sorry. I missed it. What i was saying i talked to the department of health [inaudible] provided us with contact information. They have not showed us any link between gyms and increases in cases. Connell okay. I was a little bit surprised by the decision because i just hadnt got any right. I have not seen any. I think the mayor admitted that as well. Connell i one last topic, i hope the stop stays up on this i want to ask the schools. President had a event at the white house. Florida department of education mandated that schools open up for the school year. Is that wise . Well thats, our School Systems is an independent body and obviously, you know, the education commissioner has the right to do that. I think what our schools system has done, they have given parents options. If, if they want to take their kid to school, that is an option they have. That is probably comply with the Department Much educations mandate that schools be open but if they want to teach kids from home virtually, they dont feel comfortable with kids as well. The School System is trying to device a way to comply with the education commissioner, and at the same time you know, same time, you know, give parents options. Thankfully we havent seen so far, hopefully dont see a large spike in kids but certainly, children can get infected just like adults, can pass it to adults connell pass it on, right. Yeah. Connell that is always the concern. I have to wrap it up. Just if you can make this quick, the president s going to be there in miami on friday. Has an event i believe on drug trafficking, then a fundraiser. Your thoughts on the timing of that, and resources . You know, i mean the president can go wherever the president likes. You know i think, you know, certainly miami is an area where were very good ad fundraising for president ial politics. Doesnt surprise me him or the democratic nominee, Presumptive Democratic nominee would come down to miami for fundraising. That happens all the time. So im not surprised by it at all. Connell all right. Were out of time. Well have you back soon again as we keep an eye what is happening in the city of miami. Freire mayor francis suarez. Jackie. Jackie a bright spot in the Housing Market. Well talk to a major player in the industry buying your first home in the midst of a economic crisis. That is coming up. Our own neil cavuto is joined by real estate icon Barbara Corcoran for america together open house. A virtual town hall. With special appearances by quicken loan james varner and hovnanian ceo, ara hovnanian. Send a video of yourself to fox business on facebook or instagram. Or email us at invested in you at foxbusiness. Com. That is 1 00 p. M. Eastern time on fox business. Well be right back. When you walk into an amazon fulfillment center, its like walking into the Chocolate Factory and you won a golden ticket. All of these are face masks. This looks like a bottle of vodka. But when we first got these, we were like whoa [laughing] my threeyearold, when we get a box delivered, screams mommys work mommys work. With this pandemic, safety is even more important to make sure we go home safe every single day. I was drowning in credit card debt. Sofi helped me pay off twentythree thousand dollars of credit card debt. They helped me consolidate all of that in l o mon oth mly othayth th. 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Jackie renters out there feeling optimistic about the Real Estate Industry amid the coronavirus pandemic according to a new survey from fannie mae. Joining us now with his advice for buying a home during a crisis, Consumer Reports columnist, paul hope, who bought his first place during the Great Recession. Paul, well get to that in a minute but i want to start with values because were seeing such different phenomenon across the countries. In cities, for example, a lot of people are leaving new york city, they want to be in the suburbs right now. Say my job is not necessarily in jeopardy right now, i want to take advantage of those low Interest Rates, how do i know how to properly value the home that im looking at . Thats a great question. So you know, value is somewhat counterintuitively continued to go up through the the recession and pandemic. List prices yearoveryear 5 higher than they were last june so i think one thing to really keep in mind its a very personal decision. If youre a younger firsttime buyer, we dont see any strong indicators values are going to plummet in the near future. The other way to sort of make sure youre paying the right amount of the house to work with a local agent who really knows that area. Agents we spoke to said, theyre not seeing fire sales or prices bottoming out at all. What theyre seeing a general softening in major areas like seattle or new york, places where there might have been a bidding war a year ago this time whereas you can get something now for list price. Jackie you did buy that first home during the Great Recession. It was a little bit different. The recession was caused because the housing bubble burst. Compare the two scenarios for me in terms of what people should expect now. Absolutely. Obviously the Great Recession, we saw a huge drop in home values. It allowed many firsttime buyers, myself included to get a foot into the market. What is different this time around is that the Housing Market by and large hasnt been really overheated for the last decade. Weve seen some continued strength in that market. What has changed though we have seen a lot of apprehension from other buyers. So that much like the Great Recession has sort of created an opportunity for people who are willing to go out there, bite the bullet, take the plunge for the first time. Jackie final question. Maybe i i want to take advantage of those low Interest Rates but there is definitely evidence that the lending requirements could be harder. Any tips . Absolutely. Before you apply for a loan, a lot of banks previously required credit score of 620. Many lenders want a credit score of 720 or over 800 for very best rates. Ordinarily six months of a cushion saved in the bank before you buy a house. Financial experts are recommending a year of savings just in case you do lose a job and or fall on hard times after buying. Strong credit score, and savings, paul hope, thank you so much. Thank you. Connell all right, jackie. Jeff flock is at a Chocolate Factory which to me is good enough. How the coronavirus is changing chocolate consumption and that chocolate business. Jeffs up next jackie texas coronavirus cases rising by more than 10,000 today, marking the states biggest daily increase since the pandemic started. This is according to a statement from the Texas Health Department moments ago, connell. Congress all right. Texas and florida really watching those states and others quite closely. Now lets talk about chocolate. The demand and the cost of chocolate spiked during the lockdown, but now americans seem to be kind of losing their sweet tooth, and that is causing some concerns in the industry. Jeff flock today live out in chicago with more. Jeff . Reporter and its killing me, connell, because normally wed be inside the factory, been there many times. But today because of coronavirus, all youre getting is the aroma of chocolate on occasion, which is marvelous in itself. That used to be the smell of money, but take a look at the price of cocoa right now. We are again today hitting a 21month lower in cocoa prices, too much of a good thing right now. With the demand down on the ivory coast which is where much of the worlds chocolate comes from, there is, according to citigroup, a 300,000 metric ton oversupply of chocolate. And thats partly because sales are down. The forecast from citigroup in q2 will be down between 710 . Something, a commodity that had been growing just steadily because of the increased popularity of chocolate. During the lockdown, the initial part of it, people were hoarding it in some ways. It was kind of like toilet paper and chocolate, the only two things you need. But demand has fallen off, dutyfree shops have shut down. They were a big part of the chocolate business, and the highend chocolate business not doing so well. What does that mean to chocolate stocks . The actual equities, Companies Like hershey and the rest havent done so well. Today is world chocolate day, prices could be coming down, connell. Connell happy world chocolate day, and and all jeff flock needs is toilet paper and chocolate. Reporter thank you, sir. Connell lou dobbs tonight starts right now. Lou good evening, everybody. As we begin, the radical dems are in fullon, open conflict with america. Our values and traditions and all that america stands for. They mean to end our way of life, to destroy our nation. The primary if focus of the lefts agenda is to overthrow our constitutional government, to seize a permanent claim to power and to wealth. And they do so in the name of liberalism while they fill our streets with anarchists and leftist activists of all sorts. For decades dem leaders in primarily big cities and coastal states have pushed f