Infections soar at Meat Processing plants across this country, many are wondering will we face a meat shortage soon . All that and so much more on making money. Charles a major read on consumers out this morning not only did the final read for consumers sentiment in april come in better than expected, but it confirms the idea that americans see better days ahead. The read on Current Conditions declined more than 29 . Down more than 40 in the past two months. And then you look at that juxtaposing it for the read for how we see the economy in six months, only down 12 , 22 in two months, it is pretty clear that the consumers and the stock market are banking on this economy reopening soon and the coronavirus continuing to flatten. Many are wondering, though, has the market still come too far too fast . And are consumers and investors being too optimistic . I want to bring in two of the best to discuss this, Wealth Management cio and fox business contributor scott martin, chief investment strategist rob luna. You know, scott, i know a lot of folks are confounded at the market rebound. Even today with the Michigan Sentiment number came out, you know, some economists are saying that people just are overly optimistic that its just not going to work out this way. Yeah, and its fair to be confounded in this crazy market environment, certainly in this crazy kind of world environment. Thats a fair feeling to be feeling, to be redundant there. The reality is this, charles, as we have talked about over the last several weeks with rob, you know, this has gone from that fear trade that we saw, say, when oil crashed in february and took the markets down bigtime, a couple hundred points or so in the s p that one monday, to now the hope trade, which is that were starting to see the light at the end of the tunnel. Were getting pretty sure that it is not another train, it is the end of the tunnel in the fact we will come out into Better Weather here. Thats why as an investor you need to take the opportunity, when things pull back, when the markets are pushed down for half a day, take some of those stocks off that buy list and put them in your portfolio because thats how you will see some growth here, i believe. Charles i got to tell you rob, im looking at the key resistance numbers, the 50 retracement of the crash, im seeing classic consolidation and maybe the question is what will the leadership look like . It is fair to say this market is holding up a lot better than anyone anticipated and maybe hinting at a next big move to up the side. Yeah, no, i think thats it, charles. I mean, i will be the first to admit i didnt think we would get here this fast. That being said, were right at about the 2800 level. You have to ask yourself what is going to be the catalyst . That catalyst is going to be the successful reopening of america and how fast is that going to happen. I would caution some investors, everyone pushing into the index trade the last five to ten years, there are some companies that wont make it through here that are getting lifted up to the index. To scotts point, you should be buying on pullbacks but i dont think you should be buying the index. I think you should be looking for the winners coming out of this, the stocks performing well even in this environment. We own a stock, you know, everyone is talking right now charles about dividends being cut, especially financials, look at peoples united this morning. They just reported their 27th Consecutive Year of dividend increases. These are the types of things you want to look at a market like this, not buying the overall index. Charles right. Its so funny i did a report on that over the weekend on the dividend arhihys aristocrat. The president talking moments ago, future contracts, to provide some stability there, in the meantime, though, we have seen where individual investors have taken a drubbing. Some people are telling me they couldnt even get out of their contracts early this week because they had a negative sign that they werent prepared for. The role of these etfs, for investors, Going Forward . Yeah, the role is going to be interesting. As rob said, you will get a lot of good with the bad. Gosh, charles, i mean, talking about the government going out and buying longdated crude whether its calls or actual futures, i mean, gosh thats risky business, my friend. One of my favorite movies, so plug there. Heres the thing, im all for buying stuff like rob said that does pull back hard. I mean, we have seen that in some of the pharmaceutical companies. Saw that in gilead yesterday as an anecdote. We have seen that in say Like Occidental Petroleum earlier this week. Remember, as an individual investor, those are probably more trading type opportunities. So dont leave it say hanging out in the wind too much with respect to some of that really speculative money because when that stuff does bounce for you, thats when you have to take profits and wait for it to rain again and then go back in when the sun comes out. Charles rob, real quick, whats our biggest risk right now as we head into the summer months and possibly a summer rally . Yeah, i think the im out here in los angeles, and were still very unclear when, you know, things are going to reopen back up. I think the biggest risk is that we stay closed for longer or even a larger risk is that we reopen and have to shut back down. I think thats what everyones concerned about right now, charles. Charles scott, rob, guys, youre the best. Appreciate it. Have a great weekend. Talk to you again real soon. Meanwhile, folks, President Trump signing another 484 billion dollars stimulus into the books. Airlines getting some help this time around, but the president wasnt done there. He says that the government could make up possibly four to five years worth of advance tickets for our purchases, talking about buying Airline Tickets in advance. Joining me now to discuss this, fox news contribute liz peek. Liz, i was just talking with the trading bros as we call them around here about what the government buying west texas intermediate future contracts what about buying up the Airline Tickets, holding them in some kind of escrow and then distributing them later somehow . Well, charles, i think that is a slippery slope. Talk about the government getting involved with private enterprise. I had no idea how it would work. I think it sounds terrible idea. Were going to make sure that the airlines survive because we need a thriving Airline Industry in this country. Were going to do it through low cost loans. By the way, obviously fuel is incredibly cheap right now. The airlines have been very very hard hit and some think they wont come back quickly because of the opportunities for web casting and doing things that businesses are now doing, but they will survive, and we dont need the government to buy up future tickets. I think that sounds terrible. Charles well, there is an idea thats growing louder and louder in the national conversation, and thats a National Minimum wage for workers, and some people are worried about that. Before we get to that, though, one unintended consequences of this whole thing, the Unemployment Benefits going up an extra 600 bucks is that Small Businesses arent also able to pay their workers. We have two things here, one i spoke with yesterday, mark cuban was on our air in a town hall. I want you to listen to what he had to say. I think were going to have to see extended Unemployment Benefits. We may have to see a federal minimum wage. I think we need to raise it to 15 an hour. A federal minimum wage, not only are people able to pay their bills but every company plays by the same rules. Charles so liz, mark is saying hey, hes a libertarian, normally he would not like these kind of ideas, but the time has come because were seeing in realtime what happens when people dont have any savings, that its devastation. So its picking up steam. What do you think . I think it is a terrible idea. Im sounding like such a negative nancy today, but look, we know that driving up wages costs jobs. Right now, there are 26 Million People who have recently filed for unemployment, charles. Going into this fall, as hard as it is to imagine, having come from where we were two months ago, to almost full employment, we have to create jobs, and about the worst thing you can do in that environment is raise wages, raise the minimum wage. What we know, and the cbo has done a study on this, is when you raise the minimum wage federally, you lose jobs. In their view if you go to 15, you are going to lose millions of jobs. This is not a good idea. By the way, the other big thing, 30 million Small Businesses struggling right now to stay afloat. What a terrible thing to go into a store in alabama and tell them that they have to pay significantly more to their workers. Thats not going to work. Charles well, you know, and thats another real quick, ive got a minute, but i have to squeeze this in because, you know, now were hearing from Small Business owners whose employees are angry at them, visibly angry, going off on them because they wont fire them so they can get these extra benefits even though they are supposed to be shortterm benefits. I mean, we have created an unintended consequence that could last some time here. When you throw trillions of dollars around in multiple hundred page bills, you always have unintended consequences. In this case, you have restaurants saying hey, we pay our guys 500 bucks a week, and now they can get 1100 a week staying home. Guess what . They are happy to stay home, even as these businesses reopen. The only Silver Lining is only for two months do those rules apply. That program is going to evaporate. Weve got to make sure it gets done after charles yeah. I think we had some things like this after the Great Recession where some of these unemployment programs lasted longer you know, we were told they would last a couple months. Some of them lasted a couple years. I think those states where they did linger too long suffered mightily. The workers and the state. Liz, have a great weekend. Thank you very much. Thanks, charles, you too. Charles folks, texas one of those states really struggling amidst this oil glut, but President Trump says he wants to help, but its the democrats who are balking for a number of reasons. Texas congressman Michael Mccall weighs in on that next. Also, meat packing plants across this country are closing as employees continue to test positive for the virus. Is the United States on the brink of a food shortage . Thats next. Life isnt a straight line. And sometimes, you can find yourself heading in a new direction. But when youre with fidelity, a partner who makes sure every step is clear, theres nothing to stop you from moving forward. A partner who makes sure every step is clear, about medicare and 65, ysupplemental insurance. Medicare is great, but it doesnt cover everything only about 80 of your part b medicare costs, which means you may have to pay for the rest. Thats where Medicare Supplement insurance comes in to help pay for some of what medicare doesnt. Learn how an aarp Medicare Supplement insurance plan, insured by United HealthcareInsurance Company might be the right choice for you. A free decision guide is a great place to start. Call today to request yours. So what makes an aarp Medicare Supplement plan unique . 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Congressman, this whole thing is sort of taking on a life of its own after Mitch Mcconnell suggested that maybe states should have the ability to file for bankruptcy. Andrew cuomo, governor of new york went off yesterday and again today at a press conference. But we need to be honest about, you know, the level of debt these states have, the pension obligations they have, and this should be a firewall between that and federal taxpayer money going to pay it, shouldnt there . Yeah, i agree with that concept. I think the next tranche will probably include more state and local funding, but to your point, charles, it should be condition based. I dont think it should be used to bail out states to backfill their debt from previous errors and mistakes. You know, my home state of texas has been very fiscally responsible, and so i think the idea of strings attached, like any federal spending, makes sense in this case. Charles what do you like about this second tranche, this latest tranche, if you will, what do you think was left out . I believe theres still not enough money for Small Businesses. Well, thats the best part about the bill. I think the Small Business relief package was very successful. 1. 7 million loans, 350 billion that got depleted really within two weeks and then delayed by pelosi for a week, where people were hurting out there. Now, we replenished it, but charles, you are absolutely correct. This things going to be depleted in a matter of weeks and then congress will have to return to replenish that. That is keeping Small Business afloat to get through this crisis. The other thing i liked was the childrens hospitals were left out of the previous bill. They are now in there. An additional, also, 25 billion dollars for testing. Were not going to be able to fully go back to work because everybody wants to, and im back at work here in washington, really until we get everybody tested. So the 25 billion in testing is critical to get us to that phase where we can all go back to work. Charles right. President trump also focusing with federal help potentially to help the oil industry. He suggests it could be on its way. Lets take a listen. Industry got unnecessarily hurt. Were filling up the reserve at 75 million barrels. We will make the Energy Business great again. Charles it feels like theres going to be a standoff with democrats on this. Theres a faction of people out there that like the idea the American Oil Industry gone bust. Well, not my state. Its the backbone of our economy in texas. It is the backbone of our economy in the United States. We became the largest exporter of energy in the world, and i dont want to lose that standing, but if we dont do something particularly the small oil and Gas Producers who are really taking a hard hit, not only covid19 charles, but the war between russia and saudi, flooding the market, dumping energy, oil and gas on the into the market has dropped the price so much that the demand the supply is there, but not the demand. And its a supply and demand issue. I know that secretary mnuchin announced just recently that hes going to look at the idea of Federal Reserve loans to the industry to keep them afloat, just like Small Businesses, through this time of crisis. I would urge the administration, while we like low gas prices, we also have to recognize the Energy Sectors a backbone of our economy, and we cant let it bust here in the United States, certainly not in my state. Charles i find it i just cant believe that they would allow it to happen, and im really shocked there hasnt been some form of intervention already. Congressman, thank you very much, always appreciate it. Thank you, charles. Thanks for having me. Charles folks, you may have heard theres a growing concern now surrounding another part of our food supply. This is meat packing plants across this country. They continue to close. Jackie deangelis is in our new york newsroom with more. Jackie . Good afternoon to you, charles. As we continue to wait out the coronavirus pandemic, weve been talking about Food Supply Chains in general, but also in the meatpacking industry, were starting to see some problems. Theres been an up tick of coronavirus among meatpacking employees causing some of these closures. We talked about big producers like tyson and smithfield. The problem is its really difficult to practice social distancing in these plants. The workers have to stand near each other to get their jobs done. And what we know right now is that at least 13 Meat Processing plants have been shut down across eight states in the United States. Little more detail on this, as of yesterday, there were more than 3400 reported positive cases, tied to meat packing facilities across 62 plants in 23 states, a broader net there. Sadly at least 17 reported worker deaths have been reported to us, and this is according to the Midwest Center for investigative reporting. Now, there are inspectors as well. At least 100 of the 6500 usda inspectors have been infected with the coronavirus. Two inspectors have died. This is according to bloomberg. A quote here from the president of the united food and commercial Workers International union, he said in a letter to Vice President mike pence, quote, make no mistake, without National Safety standards to protect these workers from the coronavirus, more lives will be lost. More workers will be exposed. And our food supply will face jeopardy. Now we did talk to the usda, the second time i have gone to them for a statement, charles. They gave me the same statement that i got 11 days ago, which read in part, the usda recognizes and supports the efforts of private industry and companies to maintain operational status of their facilities while also maintaining the safety and health of their workforce. Back to you, charles. Charles all right, jackie, thank you very much. While some states are starting to reopen today, several governors are extending their lockdowns, amid growing protests. If you think our Civil Liberties are under fire, tweet me cb payne. Plus lawmakers demanding answers amazon about using Third Party Seller data to eventually compete with them. Those details right after the break. For veteran homeowners from newday usa. Interest rates have dropped to record lows. Newday usa makes it so easy to refinance that one call can save you 2000 a year. 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Call your doctor if you have worsened breathing, chest pain, mouth or tongue swelling, problems urinating, vision changes, or eye pain while taking anoro. The most common side effects are sore throat, diarrhea and pain in the arms and legs. Ask your doctor about oncedaily anoro to start treating your copd. Go your own way save at anoro. Com many of lifes moments in thare being put on hold. Are staying at home, go your own way at carvana, we understand that, for some, getting a car just cant wait. To help, were giving our customers up to 90 days to make their first payment. Shop online from the comfort of your couch, and get your car with touchless delivery to keep you safe. And for even Greater Peace of mind, all carvana cars come with a sevenday return policy. So, if you need to keep moving, were here for you. At carvana the safer way to buy a car. Charles now some amazon employees are being accused of using Third Party Data to make competing products. The Online Retail giant is responding saying that it strictly prohibits workers from using private seller information and is launching an internal investigation. This is huge news. Susan lee is live with us in the newsroom. Susan . Hi, charles. Yes, this is a wall street journal investigative piece from a page in the newspaper alleging that amazon abused its position as a leading online marketplace in the u. S. , but then using the data from the independent sellers to better make their own private label products. They spoke to 20 past employees who say this was common practice inside amazon and they did look at certain data points and also reports on certain products to make very similar ones for amazons own private label. They referenced one specific example in this report, and thats a Trunk Organizer made by a Small Company in brooklyn, best seller on amazons website, but then one of the employees said that she looked at data points and looked at some of the best ways to produce, manufacture, and price this type of product, and eventually in 2019, you had amazon launching three Trunk Organizers that looked fairly similar to the original. Now, speaking to amazon, they gave us a statement saying that what we dont believe that these claims are accurate in this report. We take these allegations very seriously and have launched an internal investigation. Amazon says this practice does not fit with the amazons corporate play book and also they say that there are restrictions to what type of data that employees can access. However, in this report, the employees say that its pretty easy to get around these firewalls and to look at the specific data points. Now, we have 45 brands being launched by amazons private label, 243,000 products, but amazon says it only makes up 1 of their sales. Now, they have been alleged also to abuse their position as a leading online marketplace over on the eu side because the eu started this investigation last year, looking into amazon and whether or not as a marketplace and then seller of its own private label goods its actually abused its own position, but charles, you look at the stock price, weve hit record highs in the past week, and orders are spiking. They are hiring 175,000 workers, and it is boom time and high demand still for products ordered online. Charles yeah, susan, i mean, i love amazon, the stock, but some of these practices are just feel unsavory, and thank you very much for that. And we also have additional breaking news, folks. The police in one town in connecticut have decided against using drones to help combat the coronavirus pandemic. They were capable of detecting coronavirus symptoms, talking body temperature, heart rate, coughing, sneezing, and in fact, from almost 200 feet away. The town blinked on that. They are not going to do it. Lets face it, one day there will be drones, robots, artificial intelligence, maybe even implanted computer chips and we will be told they are used for the public good. How worried should we be . Lets bring in the daily caller to discuss this now. Stephanie, people are frustrated with all of this kind of stuff. I think rightfully so. Theres a Tipping Point for all of this. Absolutely, charles. When it comes to the pandemic, that doesnt mean we lose all our Constitutional Rights, and as you can see, across the country, frustration is growing, especially in other states like michigan, that have the draconian laws, the stay at home orders because some of them are arbitrary. Some of them dont make sense. For example, you can go into a store and purchase items, but you cant buy anything for your lawn or furniture and stuff like that. So as this continues to go on, people are going to question whether their lawmakers are making the right decisions for their state and for our economy and for our country. Charles during the break, a lot of folks chimed in on twitter about this. One woman in michigan says she feels like her 4th and 14th amendment rights are being violated by the state. You are absolutely right, stephanie. Large amount of pushback in michigan. But the idea of using these drones, you do wonder, though, because technology is a tidal wave, and theres so many things that we allow in our lives now that we probably would have said no way 10 or 20 years ago. Yeah, theres a lot of privacy concerns. Just a lot of concerns about our Constitutional Rights in general, and if you are looking at some of the protests, we want people to be safe out there. They have the right to go out and protest, but they need to do it safely. Weve seen videos and good examples of this, whether that be people protesting from their cars or Wearing Masks or staying 6 feet apart, but weve also seen examples of people not practicing social distancing, which puts all of our lives at risk, especially people in our community and the healthcare industry, and so on. People need to be respectful of one another. Were all in this together. Charles we are, stephanie, but at what point do we have to examine whether the cost of the current coronavirus policies is just too steep of a price for this country . At what point do we go back to work knowing the risk, knowing there will be an increase in infections, but also knowing not just the liberties we talked about but the ability for people to even pay their own bills is maybe something that should be put on the scales as well . Yeah, this is a hard conversation to have, especially right now because you cant even talk about reopening up the economy without being criticized. It shouldnt be just one way or the other. There should be a balance. As President Trump said, one life is too many. We dont want to see people die, but the hard truth is, that our lawmakers have to make these difficult Public Policy decisions every single day. If you look at just when it comes to the national highway association, when it comes to speed limits, for example, if they were to reduce the speed limit down to 5 milesperhour, that would save 40,000 lives per year. So theres always going to be a cost. The thing here is this is shortterm; right . Were trying to control the spread of the virus. Were trying to get ahead of it, and that makes sense, but we also have to keep in mind that we dont want to crash our economy because that will also have devastating effects. It will also, you know charles absolutely. People are committing suicide, depression, so on. Charles i think what we can agree on is that, you know, we should be able to plant our own garden, at the very least. Thats one civil liberty i think we can agree on. Stephanie, thank you very much. Appreciate it. As the u. S. Looks to reopen, several countries are back up and running already, and were taking a look at whats working and whats not working, particularly some of these places where were hearing amazing things. Also, would you be prepared to carrying what they are calling an immunity card . We will tell you about it, when we come back. [narrator] soon, lights will come on. Soon, people will be walking back through your door. Soon, life will move forward. Well welcome back old colleagues, get to know new ones some things may change, but well still be here, right here, so you can work on the business of getting your business back. At paycom, our focus will always be you and well see you soon. One call to newday usa can save you 2000 a year. How . By refinancing at todays all time low mortgage rates. And best of all you can do it from start to finish without leaving the house. Its fast, too. With our va streamline refi, theres no income verification. No appraisal. And not one dollar out of pocket. Our team is standing by right now to help every veteran who calls. Charles as the United States continues to force its economic shutdown to prevent the spread of the coronavirus, other countries like sweden and chile, they are implementing strategies that might be just as effective without any of the negative economic consequences. So should the United States actually reconsider its shutdown policies . An opinion writer for the wall street journal is with us. Jillian, a lot of people are talking about the swedish model and how successful its been. In chile they are doing something a lot more aggressive than we are. It is worth looking at, isnt it . Yeah, it is. I think what were learning is that theres no one size fits all approach to this virus. Whats right for new york is not right for wyoming. And there is going to be differences in how we strategize to deal with this problem. I mean, i think one approach is trying to increase the immunity. Another is to protect the most vulnerable people, looking for treatments. Georgia opening businesses today, alaska moving towards this, we need to be moving towards success. We also need to be paying attention to whatle lesles lesl lessons can be learned here. The initial points of shutdown and social distancing were to reduce the strain on the Healthcare System so it was able to cope with the crisis. Thats one thing i will be looking for in georgia, how well their Healthcare System is able to cope with it, because when you open, you will see an increase in the number of cases. You want to limit those fatalities, limit the damage. Charles but, you know, i think the thing is too, though, it feels like those countries are taking a more adult approach to it. In other words, its not, you know, its not driven by opinion polls or shaming or a media madness. You know, it feels like they are able to say hey, you know what . There are going to be some negative consequences to dealing with this pandemic, but we have to try to find a way to put them all on a scale and come out where we dont completely crush our economy, and also perhaps to your point earlier, with the immunity, maybe it doesnt have to be a recurring crisis. You know, i think everybody is trying to make the best decisions they can right now with really incomplete information. I mean, just the other day new york getting antibody tests, suggesting that one in five people in new york city have already been exposed, may have developed some immunity to it. But theres a lot that we dont know right now, so i think the decisions should be made driven by science, but we dont have that science. We dont have that data yet. And im increasingly concerned that a lot of this is being driven by emotion and being driven by politics. And i do think its really important to look to our Public Health experts. I think this is part of why [inaudible]. This is going to be trial and error to some extent charles you are okay with that . The best data we have available is unfortunately probably the best way to go forward. Charles i think thats how were going to move forward with it. I think were in agreement with science. Some people worried about the scientists when they say dont do anything for 18 to 24 months because thats unrealistic in our world today. Thank you very much, appreciate it. Have you noticed how quickly Big Companies are changing their ads . They are coming out with ads during this pandemic. I want to hear from you, is it cynical . Heartwarming . Tweet me cb payne. I like some of them. Hard hit Small Businesses are taking on a goliath. Thest a giant challenge it is a giant challenge. Were talking about the Insurance Industry, having to pay up. We break it all down for you, their battle and maybe their chance to go back to winning. Announcer wash your hands. Avoid sick people. And touching your face. There are everyday actions to help prevent the spread of respiratory diseases. Visit cdc. Gov covid19. Brought to you by the National Association of broadcasters and this station. Of broadcasters the xfinity my account app puts you in control with Digital Tools to give you the help you need when you need it. Get fast and easy answers with personalized help 24 hours a day, 7 days a week. Change your wifi password to a phrase thats easy to remember. Even troubleshoot your services on your own. Were working to make things a little easier for everyone. Download the xfinity my account app today. Charles fox business alert for you, facebook announcing that it is rolling out a free video calling for up to 50 people to weigh in. This has turned the hottest stock of the year around today. Shares of zoom are soaring. Also being added to the nasdaq 100. Now previously Facebook Messenger video calls were limited to eight people. By the way, by now, you have seen them, right, the stay at home, were in this together commercials. They are blanketing the airways. Heres a few. Take a look. Dont worry, well march again. On st. Patricks day, were all irish, but lets not forget, were all human. Lets remember to raise each other up. What does it mean to be a Good Neighbor . It means being there for each other. That why state farm is announcing a Good Neighbor relief program. Charles according to the National Association of advertisers, 92 of marketers have changed their message since mid march. No more big crowds. Fewer lighthearted jokes, and fewer toilet paper ads. Joining me now to discuss, District Media president beverly hallberg. I like most of these. I know people are frustrated with some of them. I think most of them are sort of thoughtful. What do you think . I think it is less of psa, more about connecting, that works really well. The first ad you ran, probably got rid of an ad that showed a ton of people together at a pub or a bar, they made it very clear you may not be able to do that. They first started with the reality that were all probably at home alone. We cant go out. They connected with our pain, that feeling of i feel your pain, but heres what they did really well. They offered help. Even at the end of that ad, as people go home and watch it, the narrative talks about how guinness will be in business. I think we all need the hope. Adding some of that hope is always a good thing. Charles yeah, one of our viewers on twitter said quote in these uncertain times, i find these commercials nauseating. I mean, were there any that you dont like . Have you seen any that didnt hit that fell flat . I think any time people just go on and on about the struggle, yes, we are struggling, but i think as americans one thing that we do love is when there is hope provided, this idea that we will get through this. Lets be optimistic, because one thing that i think about this is amazing neighbors are helping neighbors, volunteers at an alltime high, pet adoption at alltime high, there are positive things. People want that in their advertising. Charles by the same token, some are saying that the media continues to be a big disappointment. In fact, an example, our comments, i want to share them with you. It took a color blind, gender blind, you know, state line blind, virus to sort of have all of the president s signs from his first three years catch up with him. I wonder what you think about whether or not theres some Silver Lining there, that some of the things that weve been talking about for three years maybe finally catching up with him. Charles beverly, let me have a Quick Reaction from you, please. Well, it used to be in times of crises, we used to unify around the president. Sadly thats not the case in this situation. Im all for Old Fashioned journalism and asking the president questions, but the fact that is a tough economic time should not be a Silver Lining for anyone, including nicole wallace. Charles yeah. Beverly, thank you very much. Great seeing you. Thank you. Good to see you. Charles many Small Businesses, folks, are taking on the Insurance Industry as they struggle to survive. Ashley webster is with us. He has more. Ashley . Ashley yeah, it is going to be a big struggle, charles. Many businesses carry what is called interruption insurance, but it turns out that almost all of these policies do not cover viruses or pandemics. But a question being asked right now, did businesses close because of the virus or because of government telling them to lock their doors . Does that make a difference . We can expect thousands of lawsuits in the court system to try and solve that issue. But as it stands right now, most Insurance Companies will deny the virus claims, saying the business actually suffered no physical damage, and oh by the way, they say, a pandemic is simply not insureable. The reason why a pandemic is excluded simply because it is unpredictable in nature. What were experiencing now is extraordinary. It is something thats happening in the United States, all 50 states, all the economies within all at the same time. This is an extraordinary catastrophe that simply is not insurable. For that reason, a standard Business Interruption policy always excludes a pandemic. Ashley the Insurance Industry says it also just cant afford to pay all of the virus claims, but not sitting well with some state lawmakers in new york, new jersey, ohio, massachusetts, they presented bills in their legislatures calling for Small Business insurance policies to be retroactively changed to cover covid19 lawsuits. Im not sure thats going to happen. Meantime, seven republican senators have written a letter urging President Trump to protect the Insurance Industry. As you can see, the debate goes on, charles, but meanwhile, Small Business owners wait hanging on just hoping to survive and maybe one day reopen. Charles tough one. Ashley, thank you very much. Meanwhile, folks, we are seeing the cp effect as we head into the final hour of trading. We have an analyst who says wall street to have some guts and not be afraid. Thats when the market was in free fall. Wait till you hear his message next, for you and your money. We will be right back. that one call can save you 2000 a year. Newdays va streamline refi lets you refinance without having to verify your income, without getting your home appraised and without spending one dollar out of pocket to get it done. It is the quickest and easiest refi theyve ever offered. One call can save you 2000 a year, every year. Seeing the break in the clouds before anyone else. Together, well weather this storm. The investment world, its been enveloped in this fear since 2008. Majority of investors, i believe, eight out of the last ten years, inequities. The fear story to tell, it takes faith to believe in things, faith in our business is want to know. Until we see the realities and actualities of numbers really changing, thats what we say. Shame on those scaring everybody and talking about this being the end of the world. I think its terrible. Charles that was chief markets and investment strategist, back in february. Brian, you are livid about wall street and everyone sort of heading for the hills. A particular session, the market was down because the dow was off 700 points. 25000, we were little bit about 18000 but weve made a big move. The brakes on a freefall and we seen a strong bond. Is this the kind of thing you stop playing out . We did. Weve received a lot of negative comments and today again, we believe the market bottomed march 23, we believe doctors would rally 40 to 50 for most flows. We said we are not polish, nor we are optimistic. We just believe in the american belief of companies that good news winds and the long end. When we start to see the turn here, despair transition hopes as negative into a positive. It happens every recovery. It just so happens last prior hit, the last 20 years in particular have been unbelievable bullied by bad news and negative news. Shame on these people trying to scare people into these quarterly numbers that nobody knows. Thats why we suspended the first time of 22 heres during your and numbers in terms of market, for 22 years, ive had a published market. Firstquarter earnings and gdp, secondquarter gdp, 0 is zero week know that but how we come artifact is more important. We still believe the 20 year market, we just encountered by plastic cyclical for marketing history. Ive been in business for 30 years and i recently wrote a book ive got to tell you, i talk about when you just brought that up, i think the whole year average, what you did, a lot of us is just marking thing. Calendar year to calendar here, is inconsequential. Lets focus on whats going to lead this market up. He talked about Great American companies, but we do see where these big names have done extremely well and theyve been leading us back so far. Brian its very true. Unfortunately, i think we will have very large and very specialized will do very well in the in between will suffer as people start to change their buying habits. We talked about the mobile worker mobile society. We think the secular trend, something we talked about for several heres your show, we talked about how technology and Communication Services from the new consumer stable. That clearly is happening as we are all tucked away in our houses but that is a major trend. , pectoral basis, we have to be bullish and Communication Services and technology and consumer discretionary, after as well from a demographic perspective, we are getting older and the microscope obviously is on healthcare now but our two favorite by far our Communication Services of technology and not only because of what we are seeing in terms of covid19 for the longerterm attributes of the companies in respect to cash dividends, balance and earning stability. Everyone talks about the future, it just feels like this is closer. We always says telecommuting and zoom conferences, we talked about that for so long as being inevitable, i just feel like this coronavirus brought all of us up closer and its working out. I cant see how anybody would not be invested in that. Youre one of my favorites, you are one of the best, thank you very much. As we leave you, im going to keep it going. Cheryl. I didnt know that. [laughter] thank you very much. Have a great weekend. Nobody go to that yet, we got a lot coming up in the next hour right here on foxbusiness. Lets look, wall street wrapping up a volatile week slightly higher. Two week lending history, thanks to historically crude week in the oil pass. Looking at the dow now, we are so we gained momentum in the last half hour or so. Nasdaq up by 101, they were just talking about technology. That is nasdaq. Market gaining ground after the president signed