In the massi memo because information is power. And the property man has got you covered. [ woman vocalizing ] each year, millions of people move into communities governed by homeowners associations. And every day, i hear from many folks who love it and many who find themselves trapped in nightmarish battles with their hoas. Now, im gonna speak with a man named mike, whos been battling his hoa for years. He moved into an hoa community in 2007. And he loves where he lives. But when he started asking questions about how things were run, well, he was stonewalled. I was asking for some just some routine maintenance to be conducted that hadnt been done for as long as 10 years. And that that got such an adverse reaction coming back that i thought, okay. Whats going on here . When mike decided to join the board himself and won, all of a sudden, there was an anonymous but clearly wellorganized Campaign Launched to remove him from the board. As soon as my nomination was submitted, there were emails circulating around the community saying, dont vote for this person because he wants to raise your assessments, emails that were that came directly from existing board members. So you finally got elected to the board . I got elected to the board at my second attempt. At that stage, they started their move to attempt to get me removed from the board. You showed me some pamphlets, actually, flyers that were sent out literally asking we dont know who they came from except it said interested neighbors to have you removed. Over that week, every single home in the community had flyers posted on their door with their propaganda. I mean, how did you react to that . Dumbfounded, really. I mean, that that a community and the association and people who think theyre supporting them would go to such efforts to harass abby were waiting right now live joint base andrews for the president and first lady melania to Board Air Force one theyreta flying first to houston and ther ultimately to louisiana to get a sense of the destruction there but to meet with the victims the survivors and to give them some relief on how we will move forward. Pete as our white house producer reported they left the white house as they walked out the first lady was wearing snakeskin stilettos and a knee length army tan dress and the Fake News Media will obsess about that all day but what i love about it is theyre like you know what . L, we dont care. Shes going to wear what she its great fashion and she will wear it and part of it is if youll make a big deal of it well do it anyway. Abby if you ever wear snakeskin anyway clayton its going to texas whether its stilettos or cowboy boots you wear snakeskin. Th clayton meanwhile more evacuations happening now near houston as floodwaters continue to rise. Abby our own Griff Jenkins is live with the latest you have seen it all what are you hearing this morning . Reporter abbey, clayton and pete, we are sitting in the wese part of houston, just below the Addicks Reservoir that over spilled and the mayor yesterday telling the residents here that if you havent gotten out you should go. Mandatory but look at the damage here. Clearly, these folks had to get out. The situation is dangerous with these currents and we talked with the resident just in the last hour as weve headed out on a small boat. Abby griff, we want to jump agemen the president is coming up. Abby want to jump in marine one you can see landing at joint base andrews with the president and his wife Melania Trump as they board of course air force one heading to houston. Clayton and as you see these images on our screen about the i president coming back to houston what are you hearing from the residents. I dont mean to be blunt . Do they care, are they inspired by it what does it mean for the. Folks still stuck, trapped trying to get stuff out of their houses . Reporter well that certainly depends on who you ask here because John Richardson we talked to in the last hour has come to get his things out after evacuating yesterday. Tensions are high. Its day eight. Hes furious. He just texted me he said thanks for having me on to talk but please tell them again we need more help and we need answersed why were sacrificed without being told to leave and i think what he would like was for the president to bring the attention , command the attention of the authorities here toue realize that there are a lot of people particularly like this neighborhood. This neighborhood has never flooded and these residents feel that they need support right now to get their things out to get their plan together because they did not intend to be flooded like this and again, this flooding youre looking at now these images with mailboxes under water, houses up, three, four, five feet high, they have the problem they didnt have in the immediate aftermath. This is largely because the reservoir is just a block or two behind us and the discharge the army corps of engineers had to deliver is flooding this neighborhood. Crutch griff you raise a really important point as we watch marine one and air force one and the president and first lady are exiting quickly here and board ing the plane but you mentioned the difference between those who are in a natural flood floodplain and those so far out they never expected to be in a situation like this. Do you get different reactions based on folks that have seen flooding before and those that never expected it to happen . Reporter thats exactly right. I mean some of the neighborhoods particularly in communities south of here along the brazos river where we were yesterday, that is flooded at historic proportions. T. Last year on memorial day in 2015 it flooded on tax day and so you know, they knew when they saw this prediction coming theye said well we better get out and i talked to some of theca residents who said well this might have been the third strike the straw that finally makes invested in their Small Businesses and what not there, invested in their small however these folks and in some other communities, theyve never seen it and now they have to make serious hard decisions where do they go, do they sell their house . Abby griff youve been on the ground there for seven days now and you saw it from the very beginning and now you see the aftermath and some places the water is still rising. When the president gets down there on the ground with his wife, and sees the devastation, sees the amount of water that are there, the contaminated are there, the contaminated water and sees the people, many of them are never going to be able to go back to their home that had everything in it that they live for. What do you think is going to go through the president s mind as he gets there physically on the ground and gets a better sense of what so many of the people there have been dealing with . Reporter well this is just my observation but i found that part of why those rallies that ive been there are so passionate is that the president this president in particular has a capacity for empathy that is quite obvious and i think that he is going to be sticking with people who arent just going through one difficult event in their life or one difficult hurricane and theyre all bad but this one in this case this water according to the Flood Control folks according to many of these areas will plan to be under water. They said four to five weeks, so when the president connects with people who have never seen this stuff who are flooded until october i think its going to probably be able to process that and take it in. Clayton there is the president coming off marine one right now you can see the video from shortly before as the president was leaving from the white house on the south lawn to board marine one so here are the marines outside marine one and the president about to deplane on his way to air force one on his way to houston and its reported he was asking questions that were shouted from the press pool but he only said thank you and continued to walk along. Abby this is a long day for them. They get back at i think 9 30 back home tonight a long day and an emotional day but such an important one, griff as you were talking about earlier, the people there in houston and parts of texas that have seen their homes have seen their belongings completely destroyed, i mean theyre not necessarily wanting a bunch of hugs now. Theyre wanting relief, assistance from the federal government. P theyre wanting to know that the president and his administration are doing Everything Possible to help them survive and to help them move forward as you can sen the president there right now. Griff go ahead. Th reporter thats exactly right. When he came originally to see the area in Corpus Cristi that was sort of an immediate aftermath sort of survey but what hes going to get now is a real feel up close and personal for the tensions and the raw nerves and the desperation in many cases that set in in people that really dont have a plan and arent getting the answers in the case of the last resident whose in here right now trying to dig through his house to salvage anything he can. Hes going to get the real feel for what these people are going through and i think as commanderinchief, hes going to feel the need to rise to the occasion to help them because in the case of that last president z dent as you heard him hes upset with the officials here because he felt sacrificed in this area and im sure even those that do live in those floodplains they as well certainly hit with something that has never happened in history. Even the brazos river where we were 55 plus feet cresting of river . Absolutely putting communities under water. Clayton griff were watchin the president boarding air force one he and the first lady about to depart for houston. But there is so many questions. We had bob massey on the show earlier this morning to wrap ous heads around the insurance d questions and calling fema to try to get assistance. There are so many pieces to this story, griff, as you know being there. So many of the people that im sure youve talked to didnt have insurance, are now having to rely on calling fema to get some sort of a small loan which will have to be paid back of course. Its a shortterm loan but theres other huge problems which is that where are young going to find contractors to actually rebuild these homes . They were already a shortage before the storm even hit. They were already they didnt have enough contractors to even stand up to the demand for housing that was growing in that area as it was. E. Theres no place for these contractors to sleep. Where are they going to come from . Is the federal government going to bust in contractors from some Government Agency to help rebuild homes . Reporter thats right if ire can just add to that do you not know when it will come from just yet. Were far. Were still in some places in a rescue and evacuation mode not a recovery mode and these people in this neighborhood have no mailboxes. Look at that mailbox. You cant come get your mail. Op you have to file a claim and fill out paperwork and in the case of those that dont have Flood Insurance i dont even know where you begin because there is no form to fill out with fema if you dont have the Flood Insurance. Theyre going to have to make that decision that will involve a significant level of bureaucracy in tough decisions that need to be made in quite ac rap it fashion. Pete griff thats a great point and clayton a great question because it does come down ultimately to logistics and you want people that have been in these types of situations before, can think about the consequences and indiana tended consequences as we watch the stairs pull away from air force one, we saw the president and first lady board the plane and he turned around and waived and looked like in his hand he had a red usa hat probably what he will be wearing today so looksd like the wheels will be up shortly headed to houston. B clayton that mailbox because its also a point bob massey made earlier on the show. Mortgage invoices are still like just because the floode happened doesnt mean that wells fargo or bank of america or whatever you have your mortgage through, you still own the property you still have to pay on it but now maybe you dont even have a house any more so what happens if you dont have Flood Insurance youre paying a mortgage you dont have the property . Reporter thats right if i could just jump in and that wonderful cameraman dave william s ive been praising will yell at me but ill try this anyway. The house behind us has a lockbox on it. Is it possible, dave without tilting us and putting us in danger just bear with us guys because i wanted to show you to give you some sense of this and i know hes not happy with me but look at that. Abby wow. Reporter do you see thater that is a lockbox. Pe reporter this house is for sale. Clayton thats for sale. Pete oh, boy. Reporter it is under water we had latched on to and you know, this is a nice neighborhood. So i dont know what these people do. Pete a nice neighborhood not a floodplain area thats where the contingencies come into plane. Abby as youre sitting there griff on a canoe so people get a sense of why the camera is a little rocky you can barely bounce in a canoe without a 50 pound camera on your shoulder but i cant help but think about the image of air force one now fly together houston and what theyve been through the past seven days and you think of the role of the president of the united states. When you campaign to be president you talk about so many issues youre passionate about but ultimately of all of the hats that you wear as president the most important one you wear is protecting the people that you serve and being there in the times they need it most and i cant think of a more important time than right now and what texas has been going through, to be there on the ground now as president this is something hes never experienced before because hes not coming in as a local politician. Y hes a businessman could also be helpful in this situation but coming in this for the very first time. Im sure as i said a long andd s emotional day. Clayton its a great point because its not just a plane but of course a flying command center so work will be done. Meetings will be held, phone calls will be made, continued coordination but voters vote for a president based on a set of beliefs they have and what that he or she are running on butbu they dont know whats coming for those next four to eight years so a big part of the vote is do i want that person at thee helm when crisis happens . And i think part of why they like president trump, a lot of people voted for him republican or democrat is he was a leader decisive spoke truth, he was willing to take controversial stances or difficult ones inall moments is a lot of what you look for. Come down here dont sugar coat it shoot straight with me about what youre seeing and tell me how we can get it done outside of political ideology you arent republicans or democrats this will cost us money but lets be smart and efficient and make sure the dollars are spent wise ly. A lot of people saying this is 160 to 190 billion storm. Why are we only spending 8 billion upfront . A great explanation. Start with what you need in emergency sense, see how well its spent how it works where you need more and appropriate more as is necessary. Those are the types of business approaches that the president of has tried to take. Clayton we had earlier on the show general semini, whose in charge of the army corps of engineers in charge of the reservoirs down there and he said look were in a stage right now where i dont know how manyn billions of tons of debris that they now have to haul away like thats the job right now. The recovery, the rescue, getting all that toxic debris out of houston first and then deciding are we going to rebuild in certain neighborhoods that have been hit by flooding three consecutive years now. He said look we cant build those large storm surge cement barricades that they have in florida because weve just built too many homes up to those areas and now its a question of well can we tear those neighborhoods down, does the federal government step. 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Im bob massi, the property man. Its time to take another peek behind the gates of a Luxury Property now on the market. Im in Paradise Valley, arizona. And i asked realtor lisa wadey to show me around this sprawling estate built right on a golf course. This is a 12,206squarefoot estate, classic mediterranean, on almost two acres. And if you include the Outdoor Living spaces, there are 19,000 square feet under the roof. It sits on the Camelback Country Club golf course. It has seven bedrooms, nine baths. That includes a twobedroom guest house. Price tag 5,500,000. Nine fireplaces, a game room, media room, true theater, as well as a walkin wine cellar. So lisa, like in every home, you have the kitchen, the den area. And heres a perfect example. You can make it your own. Make it your own. Customize it. Maybe change paint colors. Now, the first thing you notice here is that the house is empty. The current owners moved out and decided not to stage the home. If its staged, then it it also helps a prospective buyer who doesnt have the creative mind. If i walked in and i could say, okay. Oh, i see. Thats where the couch would go. Oh, i see. Thats what you would use this room for. Staging can have huge benefits, as weve shown on this program before. But these owners decided to let the home speak for itself. A prospective buyer can walk in with his or her designer, give them. It might give them an idea of what they can do to make it their own, whether it be changing the paint, changing the flooring, changing window coverings, placing different types of furniture where they wanted to. If you look at the pictures of the home when its furnished, it looks very different. But it still shows the character of the previous owners. The thing that grabs you about this property is the sheer size. It just keeps going and going, with each room leading to another hidden gem, like the beautiful library, game and billiards room, and full theater. It also includes four ensuite bedrooms in the main house, which means they all have their own private bath and walkin closet. Youve got the staircase that leads up to the third floor, which has the master bedroom and the office. All right. It could be an office, could be an exercise room. It does have a little kitchenette. Its amazing how long the hallway is to get to the other side. And then down the hallway, as we continue down, youre gonna see patios off to your righthand side. There is an elevator that brings you to all levels of the home. Youre also gonna see the elevator that, again, takes you to the third, the middle and the first floor. So now, lisa, were going into the master bedroom. And of course, i mean, its huge. And again, somebody, tastefully, could do whatever they want. Its a huge master suite. It sure is. Large master bath. Has a meditation room, if you wanted to use it as that. What a view, huh . Absolutely. On the golf course. Youve got views, mountain views. I mean, this view is wonderful and right off the master bedroom. The outdoor spaces blend seamlessly with the house. And you could easily see how a family could spend most of their time out there. Its a Great Outdoor entertaining area, bob, with heated pool with diving board, spa, huge covered patio area, again, with another fireplace. A lot of good entertainment areas. When you come down and see the patio and the pool and the view of the golf course. What a great area. Tons of outdoor entertaining space, huge pool, grassy area, sitting on the golf course. So you have a beautiful view of that. The house feels large. But when you come to the backyard and that it doesnt feel so overwhelming. Again, youre on almost two acres. Yeah. Great atmosphere. There is even a twobedroom guest home on the property. A guest house, i should add, that is larger than most peoples primary homes. Two full bedrooms, living area, kitchen, patio. Its a house. And a garage. It also has its own garage. Of course it does. When you live in arizona, you expect to have multiple places to entertain, multiple places to be outside. Its an indoor Outdoor Living space. It has everything that you would expect in a Paradise Valley home. Up next, the massi memo. The property mans gonna talk to you about homeowners associations and additional things you need to know to protect yourself. [ woman vocalizing ] you know how painful heartburn can be. For fastacting, longlasting relief, try doctor recommended gaviscon. It quickly neutralizes stomach acid and helps keep acid down for hours. Relieve heartburn with fast acting, longlasting gaviscon. You know win control . Be n for hours. This guy. Check it out selfappendectomy oh, thats really attached. Thats why i rent from national. Where i get the control to choose any car in the aisle i want, not some car they choose for me. Which makes me one smooth operator. Ah still a little tender. vo go national. Go like a pro. Ronoh really . Gs going on at schwab. Thank you clients . Well jd power did just rank them highest in Investor Satisfaction with full Service Brokerage firms. Again. And online equity trades are only 4. 95. I mean you cant have low cost and be full service. Its impossible. Its like having your cake and eating it too. Ask your broker if they offer awardwinning full service and low costs. How am i going to explain this . If you dont like their answer, ask again at schwab. Schwab, a modern approach to wealth management. When this guy got a flat tire in the middle of the night, so he got home safe. Yeah, my dad says our insurance doesnt have that. What . you can leave worry behind when liberty stands with you™. Liberty mutual insurance. Time now for the massi memo. Weve talked a lot on this show about homeowners associations. Again, i dont want to give the impression that theyre all bad. But you really need to know what youre signing in to before you buy. The single most important and often overlooked issue is how much they have in reserves. How much money do they have . If its not enough, guess who will be footing the bill down the line . You and i as the homeowner. Now, before you buy into an hoa community, ask that they provide you with the last 12 months of meeting minutes. If at all possible, try to attend an hoa meeting before you purchase. And talk to some of the neighbors. Get an idea. How is the board . Are they cooperative . Are they trying to help homeowners . Or is there a lot of politics involved . We all know that can happen. Dont just look at the maintenance fees or the monthly dues before deciding to sign on. Look at things like what is the condition of the community youre buying into . Have they been skimping on maintenance and not making Capital Improvements . Those things are not likely to suddenly get better. Ask for a copy of the insurance declaration page. This will drive them crazy. Look at what the hoas paying for. Look at the cc rs. What do they say . Ask your own Insurance Agent for their opinion on what the hoas responsible for and what youre responsible for. Buying a property in an hoa, add into your offer that the owner warrants that the property does not have any hoa violations and that this condition survives closing, not an easy thing to negotiate, by the way. Again, before buying into an hoa community, do your homework. This is a place. If you love your home, youre gonna live there for years. Again, really look at the condition of the community. Visit it different times of the day, different times of the week. Talk to your neighbors. Research. Analyze. And again, i cannot emphasize enough, the money part of this, the reserve and the financial. And most importantly, folks, read. Read and understand all of the hoa documents and the rules. Thats all the time we have for today. Make sure to check our website at foxnews. Com propertyman. And send me your property stories and questions at propertyman foxnews. Com. Im bob massi. Ill see you next week. [ woman vocalizing ] the new wall street week. Spirit welcome to wall street week, the program analyzes the week that was and held position you for the week ahead. I am marie bartiromo. Coming up in just a few moments, some of the biggest vos is in the start of will joint our round table talking about companies. And first dagan is standing by with headlines. Dagan . Maria, the u. S. Economy putting on 100,000 jobs. With Unemployment Rate taking up to 4. 4 . The strong jobs numbers pushes the markets higher. And the dow and nasdaq and s p 500 closing in positive territory. They pose