SHANGHAI/HONG KONG (Reuters) -UBS Group AG has identified at least four countries including South Korea and India as "slow" in granting regulatory approvals which it needs to complete its takeover of Credit Suisse, according to an internal document reviewed by Reuters. UBS has also identified Ireland and Saudi Arabia as "slow jurisdictions" in granting licences, according to the document which was dated Sept. 6 and circulated to global staff, the content of which has not previously been reported. The document, prepared after a global review to assess the timeline of regulatory approvals necessary for the integration to complete, said non-cooperative regulators could put transactions such as the Swiss bank merger at risk.