michael cohen woke up today to a front page story in his hometown newspaper, "the new york times" outlining the charges federal prosecutors are considering in their investigation of michael cohen. "the new york times" reports that michael cohen could face charges of bank fraud and obtaining $20 million in loans from two new york banks that most new yorkers have never heard of. the bank loan is under scrutiny, the total of which has not been reporting came from two financial institutions that catered to the taxi industry, sterling national bank and melrose credit union. people of knowledge with the matter, including a banker, who reviewed the transactions include that mr. cohen used 32 taxi medallions as collateral. they were valued at $1 million each and generated $1 million a year in income. michael cohen's partner in the taxi business is already cooperating with federal