afternoon. they're talking about a vote on tuesday. it is absolutely ridiculous to be making laws that are affecting one sixth of the u.s. economy and tens and perhaps 100 million people that nobody knows what is in it. take for example the insurance provision that you just mentioned. my first read and in hearing from insurance people is that that would essentially destroy the individual market because only younger and healthier people would buy these bare bones policies and take them out of the risk poll that would leave older and sicker people in the individual market, that would drive the cost up, which would drive more people out, which would drive the costs up further. it is a death spiral. and that's the kind of thing we ought to have hearings on. we ought to have people in from the insurance industry, people from the medical industry, people from hospitals across the country, and understand what this will do before people vote on it. if i were on the other side, i wouldn't vote on it until i got