but finding life insurance... it's easier than you think. we just got term insurance. i'm just not exactly sure how much to get. just enough to pay some bills, loans, funeral cost. everyday expenses. right $50,000 is what we have. where'd you find it? aarp term life from new york life insurance company. that's what i have. it's affordable. is it easy to apply? yeah. i called up, got an application and i just had to fill it out and mail it back. you applied my mail? that's right, took about 5 minutes to complete. there's really nothing to it. many americans put off getting life insurance. but there's no reason to. if you're between the ages of 50 and 74, you can apply for up to $100,000 in term life insurance - with no physical exam, no medical test. your acceptance is based on your health information.