a renewed sense of optimism around cutting back regulation could open up the opportunity for small businesses to grow. and back to banks, with banks being able to lend more, they will in fact be able to elected to small businesses. now, on the other hand, these are promises that president trump has made but the devil is in the details and it all remains to be seen how it works out, in terms of small businesses, what areas? if you're talking about retail, for example, it's not an issue whether it's a big one or a small company. people don't want to pay retail anymore. margins have shrunk. manufacturing takes place overseas. if you're a small business person, it's hard to lead that business. if you look at the markets these days, you're starting to see some sentiment, a little slowdown saying hold on a second, president trump has promised a lot, let's see how it all turns out. in terms of regulation, you have to see how it all gets signed. maybe we'll get rid of the