saying, not until you tell me where you got that tan. and then -- our friend emmy says, please, mr. speaker, be careful not to get your bronzer on my jacket. >> everybody's jealous of that tan in january. that's going to do it for "way too early." "morning joe" starts after this. these ally bank ira cds really do sound like a sure thing but i'm a bit skeptical of sure things. why's that? look what daddy's got...