and if he is able to ease concerns on this nsa front. >> it is pretty much a balance, a tight rope that he is walking between security and really protecting our privacy. >> exactly. i think he could even leave some of the tough decisions to congress and force them maybe to have to work together and pass some reform legislation, which, you know, these days, it is tough to get anything through congress. we'll have to wait and see. >> all right. kevin. thank you so much. have a great weekend. >> thanks, betty. you too. coming up, bill and brian shactman will be here for "first buzz" including the tradition of husband tossing. that's next. so ally bank has a raise your rate cd that won't trap me in a rate. that's correct. cause i'm really nervous about getting trapped. why's that?